✨ Get to know Boldin’s AI Planner Assistant
The Boldin Financial Planner Take control of your plans. Retire earlier, with more security and find financial confidence.
Get expert support Make sure your plan is set up correctly with a coach. Or, talk to a CERTIFIED FINANCIAL PLANNER® from Boldin Advisors for even more guidance and support.
Resources Fuel your financial planning know-how
Blog Your guide to financial planning and retirement
There are a lot of questions about retirement savings and investments.
With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?
And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?
See below for articles covering the answers to these questions and more.
Learn how CalSavers applies to California workers and employers, including automatic Roth IRA enrollment, payroll deductions, and benefits.
The contribution order for retirement accounts can affect how much your money compounds tax-free. Here’s how to prioritize for tax efficiency.
Money is not all about numbers and analysis. Emotions can help and hurt your financial security. Learn how to be an emotionally intelligent investor.
Capital gains tax can cost more than you expect when investment profits stack on top of ordinary income. Here’s how to plan around it.
James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age.
Are you aware of just how much investing is costing you? Explore all the fees associated with your mutual funds and ETFs.
When markets feel uncertain, asking the right questions matters. These 10 questions can help you review your financial plan and make smarter decisions during volatility.
Review the long term trajectory of the S&P 500, see how long historic recoveries have taken, and learn how to protect your financial security.
Learn the pros and cons of different Roth conversion timing strategies and how to choose the right approach for your retirement plan.
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
Inheriting money? Won the lottery? Here is what you need to know for long-term financial security after experiencing a sudden wealth event.
Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?
The best investment? It isn’t always a stock or financial instrument. Other life choices can improve both your monetary and overall well being.
These 13 year-end tax tips for retirement will help you minimize your 2025 taxes and reduce future tax bills.
Asset location is an important concept if you are trying to save and build wealth. Explore ways to locate funds to minimize taxes.
Some personal finance rules are helpful, others work against you as you near retirement. Here are 6 rules meant to be broken for a more secure future.
Boldin survey reveals most Americans worry a government shutdown and also the threat to ACA subsidies and retirement confidence.
Umbrella insurance adds extra liability protection but it isn’t for everyone. Learn who needs it and what it covers.
The history of recent market downturns, lessons to be learned, and how to apply those lessons to your future plans.
Explore the role potential market risks play in planning your future, other risks, and how flexible sources of funding can protect your future.
Understand when you can withdraw from 401k without penalty, the ages that matter, the exceptions that apply, and smart sequencing that protects your plan.
Investor behavior is costing them wealth. Learn how planning, discipline, and smart habits help you capture more returns.
Rebalancing investments is a critical part of any strategy. Learn about setting asset allocation targets and the finer points of rebalancing.
Informed older Americans are highly skeptical about alternative assets in a 401(k).
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
