Retirement Savings and Investments

There are a lot of questions about retirement savings and investments.

With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?

And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?

See below for articles covering the answers to these questions and more.

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wasting money

16 Ways to Stop Wasting Money and Save More for Retirement (Like $100,000 More)

It’s easy to overlook dumb spending, pay hidden fees, or get scammed. Avoid the most common ways people waste money and save more for your retirement.

January 23, 2025
debt ceiling

What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

January 19, 2025
lost 401k

Find Lost 401k: How to Find Out If You Have Lost or Forgotten Retirement Accounts

Here is a guide for how to find lost money — a lost 401k or other unclaimed retirement benefits. It can be as easy as 1,2,3!

January 15, 2025
distribution strategies for inherited iras

Have an Inherited IRA? Here is Your Guide to Strategizing Required Withdrawals from Your Account

Learn about distribution rules for inherited IRAs and learn how to strategize your distributions for your financial goals.

December 12, 2024
savings playbook

The Savings Playbook, a Logical and Meaningful Way to Prioritize Where You Save Money

The savings playbook is a methodology for determining the most impactful way to use your money. Check it out, #4 surprises people.

December 5, 2024
investment policy statement

Can an Investment Policy Statement Make You 5 Times Wealthier?

Find out why an investment policy statement will keep your financial goals on target and how to get one set up. Learn more now…

November 14, 2024
year end tax tips

12 Year-End Tax Planning Strategies to Keep More 2024 Money and Prepare for Future Wealth

These 12 year-end tax tips for retirement will help you minimize your 2024 taxes and reduce future tax bills.

November 7, 2024
average household savings

How Do You Compare? Average Cash Savings, Home Equity, Retirement Savings and Other Balances of the American Middle Class

Worried about money? You’re probably in better shape than average! Compare your balance to the average cash, savings, home equity of others.

October 31, 2024
how to save more money

How to Save More Money: 23 Smart and Mostly Easy Ways to Boost Your Savings

Don’t think you could possibly save more money for retirement? These tips will help you shift your mindset for a secure and happy future. Read now!

September 18, 2024
QCD

How Making a Qualified Charitable Distribution (QCD) Can Save You Tax Money

QCDs are a way to help great causes and those in need, but they are also a way to manage your tax exposure and avoid unpleasant surprises. 

September 12, 2024
retirement withdrawal order

How to Decide the Order of Accounts for Retirement Withdrawals: Traditional vs. Other Options

Evaluate the pros and cons of different orders of accounts for withdrawals. See how to make smart decisions about your choices.

September 5, 2024
retirement withdrawals

The Ideal Retirement Withdrawal Rate: How to Make Sure Your Savings Last as Long as You Need Them to

Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals.

August 27, 2024

7 Simple Tips for How to Invest for Retirement

Knowing how to invest for retirement can be complicated and it is not an innate skill. However, you can do it with these 7 simple tips.

August 27, 2024
best retirement investments

The Best Retirement Investments: 10 Important Ways to Invest that Are NOT Financial

Monetary retirement investments are critical. Investing in your future health and happiness will pay the important dividends.

July 29, 2024

Podcast 82: Exploring the Changing World of Alternative Investments with Ryan VanGorder

This conversation with Ryan VanGorder covers alternative investments, private markets, diversification, and the evolving nature of liquidity.

July 18, 2024
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 11, 2024
solo 401k

Solo 401k: Massive Savings Opportunities for the Self-Employed

The ability to open a Solo 401k is a big perk for the self employed. Learn about 12 big advantages, including the huge contribution limits.

July 3, 2024
Andrew Biggs

Podcast 80: Andrew Biggs on the “Retirement Crisis” (He Says There Isn’t One) and a Look at Social Security

Policy expert, Andrew Biggs, discusses the so called “retirement crisis” and shares his thoughts on the solvency of Medicare and Social Security.

June 20, 2024
housing market

Why the Housing Market is More Important than the Stock Market for Most People

People often worry about the wrong things. You might be watching the stock market, but other metrics are significantly more important to most.

June 6, 2024
retirement bucket strategy

Is a Retirement Bucket Strategy Right for You and Your Money? (And, How to Calculate)

Is a retirement bucket strategy right for you? Learn how to calculate your buckets and model them in your financial plan.

May 23, 2024
wealthiest retirees

Are You Among the Wealthiest (Top 5%) of All Retirees?

What does it take to be the top 1%, 5%, 10%, or 50% for wealth in retirement? See how wealth is defined and where you stand.

May 16, 2024
Robert Brokamp Podcast

Podcast 79: Wealth & Wisdom with Robert Brokamp

Get valuable insights on retirement, purpose, and investing from Robert Brokamp, CFP, author, and a senior advisor at Motley Fool.

May 9, 2024
sequence of returns risk

What is Sequence of Returns Risk? How Can You Protect Your Retirement from It?

What is sequence of returns risk? Hint: timing is everything when it comes to withdrawing your savings. Find out how to maximize your retirement income for the long haul.

May 9, 2024
Proposed fiduciary rule

New Fiduciary Rule from Federal Government is Designed to Protect You During Retirement Plan Rollovers

The Department of Labor is trying to enact a new rule designed to protect retirement savers. See if it will benefit you.

May 2, 2024

Boldin Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.