There are a lot of questions about retirement savings and investments.
With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?
And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?
See below for articles covering the answers to these questions and more.
Learn the pros and cons of different Roth conversion timing strategies and how to choose the right approach for your retirement plan.
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
Inheriting money? Won the lottery? Here is what you need to know for long-term financial security after experiencing a sudden wealth event.
Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?
The best investment? It isn’t always a stock or financial instrument. Other life choices can improve both your monetary and overall well being.
These 13 year-end tax tips for retirement will help you minimize your 2025 taxes and reduce future tax bills.
Asset location is an important concept if you are trying to save and build wealth. Explore ways to locate funds to minimize taxes.
Some personal finance rules are helpful, others work against you as you near retirement. Here are 6 rules meant to be broken for a more secure future.
Boldin survey reveals most Americans worry a government shutdown and also the threat to ACA subsidies and retirement confidence.
Umbrella insurance adds extra liability protection but it isn’t for everyone. Learn who needs it and what it covers.
The history of recent market downturns, lessons to be learned, and how to apply those lessons to your future plans.
Explore the role potential market risks play in planning your future, other risks, and how flexible sources of funding can protect your future.
Understand when you can withdraw from 401k without penalty, the ages that matter, the exceptions that apply, and smart sequencing that protects your plan.
Investor behavior is costing them wealth. Learn how planning, discipline, and smart habits help you capture more returns.
Rebalancing investments resets your portfolio to its target mix by selling what’s grown and buying what’s fallen behind. Here’s how it works.
Informed older Americans are highly skeptical about alternative assets in a 401(k).
Should I invest in 401k or Roth IRA? Learn how to decide based on taxes, income, and retirement goals, with examples and guidance.
Does Roth 401k have income limits? Learn the rules, myths, and strategies high earners can use to take advantage of Roth 401k contributions.
The 2026 Roth 401k limit is $24,500, plus catch-up for age 50 and up. See the new rules, including who has to use Roth for catch-up starting this year.
Trump’s 401k order to allow alternative investments in retirement plans. Who really wins? The move boosts choice for savers but also risks.
Index funds charge as little as 0.03% annually and outperform most actively managed funds over time. Here’s how they work.
Most advisors who allow crypto cap it at 1% to 5% of a portfolio. See how volatility, RMDs, and estate risk shape the right amount.
According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether.
Learn about everything that has changed (and why) in Boldin’s Monte Carlo analysis and your Chance of Retirement Success score.
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