Retirement Income
Average Retirement Income in 2026: By Age, State, and Source
Households headed by someone 65 or older had a median income of $59,680 in 2025, about $4,973 a month. See it by age, state, and source.
Financial Planning Blog & Retirement Resources
Retirement Planning
How to Plan for Retirement: An 8-Step Guide
How to plan for retirement in eight steps, from counting your savings to testing and reviewing your plan. See where you stand.
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Retirement Planning
Retire With Confidence: What Retirement Surveys Show
People with a financial plan are more than twice as likely to feel confident. See what 2026 retirement surveys show and the planning steps people skip.
Retirement Planning
13 Retirement Mistakes to Avoid: How to Fix Each One
Claiming Social Security at 62 cuts your benefit by 30% for life. See the 13 most common retirement mistakes to avoid and how to fix each one.
Retirement Planning
Average Net Worth by Age: Median, Top 10% and Top 5%
The median U.S. household net worth is $215,900, and the average is $1.24 million. See net worth by age, from the 25th percentile to the top 5%.
Financial Wellness
What Is Considered Wealthy? How Wealth Is Defined in the U.S.
The median U.S. household net worth is $215,900, but Americans say it takes $2.3 million to feel wealthy. Here’s how wealth is defined, by the numbers.
Estate Planning
Top 10% Wealthiest Retirees Have $3.9M: Net Worth by Age
The top 10% wealthiest retirees have about $3.9M in net worth, per Boldin’s analysis of 2025 Fed data. See the top 5% and 1% by age, and where you stand.
Financial Wellness
How Much Does the Average American Have in Savings? $8,200
The median family keeps $8,200 in bank accounts and $44,200 in total financial assets. See savings by age, for the middle class, and home equity.
Financial Wellness
What Is Middle Class Income? Range and Definition
Middle class income runs about $58,000 to $175,000 in the U.S. See what salary counts as middle class where you live, and what income misses.
Estate Planning
Average Inheritance in the U.S. Is About $125,000. Most Get Less.
About 1 in 4 U.S. families has received an inheritance. See the median, what comes from parents, trusts, wealth tiers, and what it means for your plan.
Retirement Savings and Investments
Baby Boomer Wealth: How Boomers Got So Rich
Boomers hold about half of U.S. household wealth. See how baby boomers got so rich, who got left behind, and whether $444,000 is enough to retire on.
Retirement Savings and Investments
Average Retirement Savings by Age: Couples, Top 10%
Families 55 to 64 with retirement accounts have a median of $239,000 saved. See retirement savings by age for couples, the top 10% and every generation.
Retirement Planning
How to Transition to Retirement: A 5-Year Timeline
A transition to retirement works best over about five years. Here’s what to decide when, from your budget and Social Security to Medicare and rollovers.
Financial Wellness
10 Personal Finance Trends in 2026 (and Which Ones Work)
Moneymaxxing, No Buy 2026, and soft saving lead this year’s personal finance trends. See what each one involves and which ones help your plan.
Retirement Planning
On Track for Retirement? Only 58% of Savers Say Yes in 2026
Just 58% of savers say they’re on track for retirement, down from 68% a year ago. See where high and low earners are slipping and how to check your plan.
Podcast
Podcast 114: Retirement Planning's Hidden Tradeoffs, with Jesse Cramer
Fee-only planner Jesse Cramer joins Boldin’s podcast to explore Coast FIRE and how stacked cautious assumptions can keep you working longer.
Retirement Planning
PlannerPlus Price Rises Oct. 15 for New Boldin Subscribers
On October 15, 2026, the PlannerPlus price rises to $168 a year for new subscribers. Subscribe before then to get the current $144 price.
Financial Wellness
25 Personal Finance Rules (Start With Just 3)
Ask any financial planner and the same three personal finance rules come up first. See them, then explore 22 more for building real wealth.
Financial Wellness
14 Personal Finance Statistics That Reveal Money Secrets
More than half of Americans have cried over money. More than a third have gone to bed hungry because they couldn’t afford to eat. See all 14 numbers.
Earning
Encore Career: How to Start a Second Career in Retirement
Nearly 1 in 5 Americans 65 and older still work. See five encore career paths and what new income does to your Social Security and taxes.
Retirement Income
Retirement Income Strategies for Making Your Money Last
Buckets, guardrails, annuities, and 14 more ways retirees turn savings into income. See which strategy fits your risk tolerance and goals.
Budgeting & Spending
How to Manage Your Money in Retirement: 10 Rules That Work
Retirement changes how money works: fewer earning years, more tax decisions. These 10 rules cover withdrawals, spending, and what shifts over time.
Aging Well
“To Be” List: A Simpler Way to Set Goals That Stick
A “to be” list differs from a “to do” list by setting goals around who you want to become. Here's how to write your own in four steps.
Housing and Home Equity
Average Home Equity in 2026: What Homeowners Have
Average home equity is $310,000 in 2026, but mostly sits untapped. See how it breaks down by state and income, and how to put yours to work.
Retirement Planning
Retirement Milestones by Age: 50 to 75
Here’s every retirement milestone mapped to the exact birthday: catch-up contributions, the Rule of 55, Medicare, Social Security, and RMDs.
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