The Boldin Financial Planner Take control of your plans. Retire earlier, with more security and find financial confidence.
Get expert support Make sure your plan is set up correctly with a coach. Or, talk to a CERTIFIED FINANCIAL PLANNER® from Boldin Advisors for even more guidance and support.
Resources Fuel your financial planning know-how
Blog Your guide to financial planning and retirement
Go beyond your savings and investments. We want to help anyone get confident and achieve financial independence so they can make the most of their money and time.
When tuition stops, it frees up $30,000 to $80,000 a year. Most households don't have a plan for that money. Here’s how to put it to work.
June 4, 2026
When tuition stops, it frees up $30,000 to $80,000 a year. Most households don’t have a plan for that money. Here’s how to put it to work.
Some 44% of Americans seriously consider retiring abroad. Greece ranked #1 in 2026. See costs, visa requirements, and where demand is going.
A retirement plan isn’t about restriction. It’s what turns limited resources into real confidence. Here’s why the constraint is the point.
The actual average retirement age is 61, five years earlier than most Americans expect. See how it varies by state, gender, and data source.
A $150,000 gift can cost $360,000 in retirement terms. Here’s the opportunity cost math, gift tax rules, and four ways to structure the help.
A 1% S&P 500 dividend yield leaves an income gap in retirement. An income floor can bridge it, and a Treasury ladder can help build it.
Paul Merriman of the Merriman Financial Education Foundation discusses factor investing, index funds, and long-term wealth strategies.
The Fed found 73% of Americans doing okay financially. Only 35% feel on track for retirement. Both numbers are right, and that’s the problem.
Morningstar puts the safe withdrawal rate at 3.9%, but flexible strategies can push it to 5.7%. Seven takeaways and what they mean for you.
Vanguard’s new target-date trusts put guaranteed income inside your 401(k). But a floor isn’t a plan. Here’s what the product can’t tell you.
Remote jobs for seniors offer flexible hours and real income. Find the best work-from-home roles and how to land them safely.
Most Americans say it takes $2.3M to feel wealthy. Whether you qualify depends on cash flow, where you live, and one shared habit.
Balanced funds simplify investing while you’re saving. But proportional withdrawals can limit flexibility in retirement when it matters most.
She was self-employed, single, and unsure she’d saved enough. Then the Boldin Planner showed the full picture, and the answer surprised her.
The average U.S. net worth is $1,063,700. The median is $192,900. See how people your age compare.
Retirement planning assumes a lifespan of 79, but most Americans hope to live longer. Here’s how your plan can last as long as you do.
74% of retirees have financial regrets. These 15 planning mistakes are the most common, and every one of them is still fixable.
Retirement spending estimates are often too low, but a retirement spending plan can change that. Here’s how to keep your money from running out.
Erin Moriarty of Erin Talks Money explores the emotional side of money, retirement spending, and how AI is reshaping financial planning.
Tutoring pays $25–80/hr. Pet sitting, consulting, and rideshare offer flexible hours. 20 part-time jobs for retirees, and what they pay.
40% of households will run out of retirement savings. Here’s what that looks like, and specific moves that can change the outcome.
Spend $60,000 a year? Ramsey’s retirement calculator says you need $1.5M. Here’s how the formula works and what it misses.
Five penalty-free ways to tap your 401(k) or IRA before 59½. How SEPP, Rule of 55, Roth withdrawals, and two more actually work.
Empower shows you what you own. Boldin models whether it lasts. Here’s how they compare on planning depth, tax strategy, and advisor access.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
