Financial Wellness
25 Personal Finance Rules (Start With Just 3)
Ask any financial planner and the same three personal finance rules come up first. See them, then explore 22 more for building real wealth.
Financial Planning Blog & Retirement Resources
Retirement Planning
PlannerPlus Price Rises Oct. 15 for New Boldin Subscribers
On October 15, 2026, the PlannerPlus price rises to $168 a year for new subscribers. Subscribe before then to get the current $144 price.
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Financial Wellness
14 Personal Finance Statistics That Reveal Money Secrets
More than half of Americans have cried over money. More than a third have gone to bed hungry to save it. See all 14 numbers and what they mean for you.
Earning
Encore Career: How to Start a Second Career in Retirement
Nearly 1 in 5 Americans 65 and older still work. See five encore career paths and what new income does to your Social Security and taxes.
Retirement Income
Retirement Income Strategies for Making Your Money Last
Buckets, guardrails, annuities, and 14 more ways retirees turn savings into income. See which strategy fits your risk tolerance and goals.
Budgeting & Spending
How to Manage Your Money in Retirement: 10 Rules That Work
Retirement changes how money works: fewer earning years, more tax decisions. These 10 rules cover withdrawals, spending, and what shifts over time.
Aging Well
“To Be” List: A Simpler Way to Set Goals That Stick
A “to be” list differs from a “to do” list by setting goals around who you want to become. Here's how to write your own in four steps.
Housing and Home Equity
Average Home Equity in 2026: What Homeowners Have
Average home equity is $310,000 in 2026, but mostly sits untapped. See how it breaks down by state and income, and how to put yours to work.
Retirement Planning
Retirement Milestones by Age: 50 to 75
Here’s every retirement milestone mapped to the exact birthday: catch-up contributions, the Rule of 55, Medicare, Social Security, and RMDs.
Aging Well
How to Stay Mentally Sharp as You Age
About half of people stay mentally sharp past 70. See what makes the difference, plus 7 habits that boost your odds.
Retirement Savings and Investments
16 Roth IRA and Roth Conversion Mistakes That Cost You in Taxes
A Roth conversion can raise your Medicare premiums two years later. Every mistake on this list comes with a solution.
Debt
77% of Americans Say Debt Is Blocking Their Retirement Savings
A National Institute on Retirement Security survey finds debt is keeping most Americans from saving, and few know what their money will earn.
Earning
Social Security COLA 2027 Estimate: Biggest Raise Since 2023
The 2027 estimate stands at 3.5% to 3.6%. See how much your check will grow and plan for Medicare Open Enrollment.
Aging Well
How to Make Friends as an Adult: 12 Ways That Work
Feeling stuck on building friendships as an adult? These 12 tactics can help you, and most take little time to try.
Retirement Planning
See Your Total Asset Allocation Across All Accounts in One View
How to sort your holdings into 8 asset classes, spot concentration risk, check against your risk profile, and catch drift or cash drag early.
Financial Wellness
Non-Financial Retirement Planning: 10 Investments Worth Making
Non-financial retirement planning covers what a portfolio can’t: time, health, purpose, and the people you love. Here are 10 places to start.
Financial Wellness
Financial Mapping: A Roadmap for Your Money and Time
Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk.
Retirement Planning
Are You Saving Too Much for Retirement?
Under-saving is a math problem you can still fix. Over-saving can cost years you won’t get back. Here’s how to tell which one you’re doing.
Financial Advisors
The Future of Financial Advice Isn’t More Advisors
Vanguard just paid billions for Altruist to scale advisors. Boldin’s CEO argues the bigger opportunity is scaling what you can do yourself.
Retirement Income
What $250,000, $500,000, and $750,000 Pay You in Retirement Income
Social Security figures and 2026 withdrawal rate research show what three common retirement portfolios can generate in monthly income.
Happy Retirement
Life After Retirement: Why Many People Feel Happier
Life satisfaction often rebounds after midlife, staying relatively high in your 60s and early 70s. Here’s how to prepare for a fulfilling retirement.
Happy Retirement
How to Retire Abroad: A Complete Guide to Retirement Overseas
Visa income minimums, Medicare gaps, and double taxation: the real costs of retiring abroad, and how to plan around them before you commit.
Social Security
Average Social Security Check by Age: 2026 SSA Data
See how your Social Security check compares to retirees your age, using the SSA’s newest 2026 data, and what the average leaves out.
Budgeting & Spending
10 Overlooked Retirement Costs to Budget For
Long-term care can run past $129,000 a year. Healthcare can top $345,000 for a couple. Here are the retirement costs people tend to miss.
Financial Wellness
How to Deal With Financial Stress: 10 Ways to Worry Less About Money
Specific, research-backed ways to help you deal with financial stress and money worries. Start building real confidence today.
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