Earning

Most people earn income from a job, but passive income, pensions, Social Security, investment returns, and more are all critical sources of income that you may want to mix and match throughout your lifetime.

Your income levels and the source of that income will likely evolve over time.

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Most recent on Earning
Earning

Modest Social Security COLA (Benefit Increase) for 2025

The Social Security cost of living adjustment (COLA) for 2025 will be 2.5%. Is it enough?

October 10, 2024
Earning

Social Security and Working: Everything You Need to Know

Here is what you need to know about Social Security and working: taxes, penalties, when to start benefits, and when to stop work.

July 25, 2024
Financial Wellness

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 11, 2024
Earning

An Encore Career? 5 Tips for a Second Career In Retirement

Second careers may be the key to a successful retirement. Get tips on the best careers and how to make money, find meaning and have fun.

May 30, 2024
Retirement Income

What is Sequence of Returns Risk? How Can You Protect Your Retirement from It?

What is sequence of returns risk? Hint: timing is everything when it comes to withdrawing your savings. Find out how to maximize your retirement income for the long haul.

May 9, 2024
Earning

Making Sense of Restricted Stock Units: Terminology, Taxes and More!

Learn about the value of restricted stock units and how to use this compensation to your financial advantage.

February 29, 2024
Earning

New Features: More Accurate Ways to Model Your Paycheck Deductions and Employer Contributions to Savings

We have significantly improved your ability to model paycheck deductions and employer contributions to savings.

February 15, 2024
Earning

Nope. Most Retirees Don’t Want to Go Back to Work

Do retirees have an obligation to work? Are the benefits of a retirement job worth it? Many say no way.

February 12, 2024
Earning

Still Working? Consider 12 Ways to Supercharge Your Retirement Savings

Consider all the strategies for maximizing saving opportunities while you are working.

February 12, 2024

Subcategories

what is middle class

What is Middle Class?

Explore 9 hallmarks of being middle class and what is the one thing anyone of any class can do to advance.

July 30, 2024
success later in life

10 Surprising Facts About Success Later in Life: (It is the Right Time to Start a Business)

You might be surprised by the facts of being an entrepreneur after 50! Financial success later in life is FAR more common than you might think.

July 3, 2024
solo 401k

Solo 401k: Massive Savings Opportunities for the Self-Employed

The ability to open a Solo 401k is a big perk for the self employed. Learn about 12 big advantages, including the huge contribution limits.

July 3, 2024
retirement withdrawal order

How to Decide the Order of Accounts for Retirement Withdrawals: Traditional vs. Other Options

Evaluate the pros and cons of different orders of accounts for withdrawals. See how to make smart decisions about your choices.

September 5, 2024
retirement withdrawals

The Ideal Retirement Withdrawal Rate: How to Make Sure Your Savings Last as Long as You Need Them to

Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals.

August 27, 2024
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 11, 2024
start social security

Are You Better Off Waiting to Start Social Security Benefits?

There may be $100,000 reasons to delay the start of Social Security. It's tempting to start early, but your paycheck increases if you wait.

October 24, 2024

Modest Social Security COLA (Benefit Increase) for 2025

The Social Security cost of living adjustment (COLA) for 2025 will be 2.5%. Is it enough?

October 10, 2024

Social Security and Working: Everything You Need to Know

Here is what you need to know about Social Security and working: taxes, penalties, when to start benefits, and when to stop work.

July 25, 2024
success later in life

10 Surprising Facts About Success Later in Life: (It is the Right Time to Start a Business)

You might be surprised by the facts of being an entrepreneur after 50! Financial success later in life is FAR more common than you might think.

July 3, 2024
second careers

An Encore Career? 5 Tips for a Second Career In Retirement

Second careers may be the key to a successful retirement. Get tips on the best careers and how to make money, find meaning and have fun.

May 30, 2024
successful retirement

Keys to a Successful Retirement: The 3 Attributes of Financially Solvent Retirees

A recent study found 3 traits to help you achieve a successful retirement. Adopt these maxims to achieve a more secure future.

May 30, 2024
lost 401k

Find Lost 401k: How to Find Out If You Have Lost or Forgotten Retirement Accounts

Here is a guide for how to find lost money -- a lost 401k or other unclaimed retirement benefits. It can be as easy as 1,2,3!

June 15, 2021
pension leveling

Social Security Leveling: What is It? Is it Better than a Traditional Pension Payout Option?

  You are lucky if you have a pension. You are lucky if your pension gives you different pay out options, but the choice for what to do can be confusing. Pension leveling — also called Social Security leveling — is one payout option that can be confusing. What is Pension Leveling / Social Security…

March 19, 2021
403(b)

Is a Tax Sheltered 403(b) Annuity a Good Investment?

If you are an employee at a school, church, hospital, or other non-profit, then you are eligible for a “tax-sheltered annuity,” also known as a 403(b) plan. Don’t work for a nonprofit? Learn more about annuities and how to invest in them in a tax-advantaged way. History Of the 403(b) and Tax Sheltered Annuities The…

June 28, 2020

Boldin Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.