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Blog Your guide to financial planning and retirement
Most people earn income from a job, but passive income, pensions, Social Security, investment returns, and more are all critical sources of income that you may want to mix and match throughout your lifetime.
Your income levels and the source of that income will likely evolve over time.
A market drop in your first retirement years can cost tens of thousands, even with the same average return. See why, backed by FINRA research.
August 3, 2026 • 8 min read
Consulting pays $40–100+/hr, tutoring $15–30/hr. See pay ranges for 20 flexible part-time jobs, plus how work affects Social Security.
Applying takes 15 minutes. Deciding when to start pays off far more, and it’s permanent. Here’s the 5-step process, plus what to weigh first.
Social Security uses your top 35 earning years. Stop early and your projected benefit gets cut. Here’s what the math shows.
People like Jo Nemeth and Mark Boyle lived without money entirely. Here’s what they learned about community, self-reliance, and security.
Consider all the strategies for maximizing saving opportunities while you are working.
The research is clear, luck is more important to success than hard work and intelligence. Find out why and explore 10 ways to get luckier.
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
The Social Security Cost of Living Adjustment (COLA) for 2026 will be 2.8%. Is it enough? Do you need to update your plan?
What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.
31.9 million forgotten 401(k)s hold an estimated $2.1 trillion. Search the National Registry, DOL database, PBGC, and more — all free.
WEP reduces Social Security benefits for some retirees. Learn what WEP is, who it affects, and how to limit the impact.
Collecting full pension? Learn when and how to access your pension, avoid penalties, and locate your pension benefits.
Wealth means net worth, cash flow, and lifestyle security. See benchmarks by age, generation, and income to put your numbers in context.
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
Planning retirement? This list might inspire you to include post retirement work. Already retired? You might be choose to return to work.
Volunteering in retirement is appealing. More than ever, workers over 50 are seeking a second chance at purposeful work. Get tips here!
Social Security benefit cuts are a real risk but not certain. Here’s what projections show, and how to plan your retirement accordingly.
Applying takes 15 minutes. Deciding when to start pays off far more, and it's permanent. Here's the 5-step process, plus what to weigh first.
Arthur C. Brooks argues that staying in your career too long is a real risk, and that most successful people retire later than they should.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
