Retirement Savings and Investments

The fourth quarter is upon us, which marks the ideal time to start coming up with year-end retirement saving and planning strategies to help beef up your accounts. The best retirement plans are made with the benefit of time and careful consideration. While there are plenty of things you can do to add to your…

It’s no secret how crucial investing in retirement savings is in order to live a comfortable life in your Golden Years. While such savings accounts are extremely helpful in building a financial cushion for later in life, an important retirement planning question you should be asking is, “How much is my retirement savings accounts costing…

A majority of Americans have changed how they manage their money as a result of the Great Recession, says Philip Taylor, founder of PTMoney.com. On the positive side, we’re saving more and have less interest in taking on a lot of debt. But on the other hand, we’re more reluctant to become home owners and…

As the Budget Blonde, Catherine Alford is all about saving and keeping your finances in good shape, and that includes retirement planning. She spoke to us about how younger workers should fit retirement into their sometimes tight budgets. What are some common misconceptions you’ve seen about saving for retirement? Many people believe that retirement is…

Americans fear running out of funds in retirement even more than public speaking, suggests a recent report.  So, how to overcome that fear?  Should you imagine yourself in an old folks home with everyone else in their underwear (like pretending your audience is naked when you are making a speech)? Um… no.  Those images probably…

Jason Fieber is a man with a goal: He wants to retire at 40. Just how he’s making that happen is the thrust of his site, Dividend Mantra. He spoke with us about making the goal and making it work. It’s a goal of yours to retire at 40. What are the strategies you use…

Christopher Holdheide knows from personal experience how tough it can be to handle your finances; he was inspired to become a financial services expert and found his personal finance blog Stumble Forward thanks to buying a time share he just couldn’t get rid of. Personal experience informs his perspective, and he was happy to share…

Don’t let a rainy day dampen your retirement plans. Saving for a rainy day and saving for retirement aren’t the same thing at all. In fact, if you want to keep your retirement safe and sound, the two should never meet. According to State Farm, over half of Americans don’t have any emergency savings to…

While a hard and maybe scary question, it is critical for those approaching retirement to get a really good answer: How much should I save for retirement? With healthcare costs expected to be over $200,000 for the average 65-year-old couple retiring this year throughout their retirement, it’s important that consumers come up with a concrete…

What will your retirement fund look like when it’s time to leave the work force? Will you have enough money saved up for the golden years? How much should you be saving each month to ensure that you’ve got a nice financial cushion at retirement? Answering these questions can be done easily with the use of…

Noticing an increase in the number of unprepared Americans beginning to retire, federal and state governments are launching special programs to help. According to the New York Times, 17 states are exploring simple, low-cost savings plans that would allow workers to direct pre-tax earnings into retirement accounts to help guard against future risk—and help protect…

In much of life, there’s a tendency to compare your lifestyle to others, whether it’s the size of your house, the kind of car you drive, or where you go on vacation. Now, financial firms are asking whether keeping up with the Joneses might actually be a good strategy when it comes to saving for…

Leading up to retirement, many people focus on building up enough wealth to last throughout their golden years. But the focus should be on something a Nobel Prize winner in economics says is even more important: creating income throughout retirement. Without this attitude, your retirement could be a disaster. “The seeds of an investment crisis…

It’s a well-known fact that a small percentage of people control the majority of wealth in the United States. But all investors can take cues from high net worth individuals when it comes to investment and money management. Here are four ways to invest like the wealthy and hopefully get richer in the process: 1.…