Insurance

Health Insurance for 55 and Older: What It Costs and How to Afford It

Covering health insurance from 55 to 65 can be expensive. Here’s what your options are and how to plan for the cost.

Suze Orman on Annuities: Pros, Cons, Rates, and Pitfalls 

What does Suze Orman say about annuities? They can offer guaranteed lifetime income, but fees, taxes, and surrender charges are real trade-offs.

Health Insurance Age 62 to 65: Average Cost Before Medicare

Average health insurance cost from 62 to 65 often tops $1,000 a month without a subsidy. See real cost ranges and how to plan for it.

Over 65? Here Are 14 Tips for Getting Great Coverage During the 2025 Medicare Open Enrollment Period

It’s 2025 Medicare Open Enrollment time. Here are 14 tips for getting great coverage and lowering medical costs.

11 Alternatives to Long-Term Care Insurance

You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance.

What Is Umbrella Insurance and Do You Need It?

Umbrella insurance adds extra liability protection but it isn’t for everyone. Learn who needs it and what it covers.

Longevity Annuities: One Way to Insure Your Worst Fears Don’t Come True

Find out if longevity annuities can alleviate your biggest retirement anxieties. Can they offer you the peace of mind you seek?

Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.

The Actual Costs of Long Term Health Care

If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.

How to Deal with Dementia or Alzheimer’s: 5 Financial Planning Steps to Take Now

Click here for 5 simple financial planning steps that can help or a loved one plan for the financial stress of dementia or Alzheimer’s.

7 Steps to Take When Your Medical Insurance Claim is Denied

Forty percent of insurance claim appeals are successful. It is definitely worth asking questions and fighting claim denials. Learn about the right steps to take…

Podcast 81: The Role of Insurance in Financial Planning – a Conversation with Todd Taylor of New York Life

Listen in to learn about how insurers think about risk, particularly life expectancy, in financial planning.

Why is Your Property Insurance So High? 10 Ways to Lower the Cost

Explore the 3 main reasons why your property insurance is so high and discover ways to reduce your expenditure.

9 Surprising (Sometimes Unsavory) Secrets About Long-Term Care, Medicaid, and Your Retirement

Here are 9 things you might not know about Medicaid and long term care, and the chances you’ll be on the program in retirement.

15 Ways to Save Money on Prescription Drugs

Don’t throw money out the window. Explore these 15 east ways to save money on prescription drugs, especially if you are older. Read now!

Pursue Dental Care Before You Retire

There’s one important task that you may be forgetting before you retire: pursuing dental care. Learn why and access a full retirement checklist.

How Much Does Long Term Care Insurance Cost? Is It Worth It?

Find real answers about long term care insurance costs, what to look out for and who benefits. Plus, alternative ways to cover these costs.

Is Long Term Care Insurance Worth It? Explore the Pros and Cons

The Pros and Cons of Annuities: How to Evaluate Annuities for Your Retirement

If you are worried about paying for retirement, it is worth evaluating the pros and cons of annuities. The Big Takeaways…   Annuities are a great way to provide…

What a Lifetime Annuity Is and How It Works

It is likely that you have heard of annuities. In fact, if you are already preparing and planning for retirement, you may even have one. But, you may be fuzzy o…

6 Types of Insurance for a Worry Free Retirement

Saving money is hard enough. No one wants more bills to pay, especially when you’re on a fixed or limited income. But insurance is something of a necessary evil…

What Is Your Medicaid Eligibility?

As we plan our retirement, most of us are concerned about whether or not we will be able to fund out-of-pocket healthcare costs. Medicaid is one option for peop…