Insurance

Insurance protects you from the financial liability of the unexpected. Explore what kinds of insurance you need and get tips for the best coverage for you.

Car insurance protects you from car accidents. Home and renters insurance protects you from financial loss due to accidents to your property. Umbrella insurance protects you from additional liability. Life insurance protects your loved ones way of life from your possible death. Health insurance and Medicare covers medical bills. Disability insurance will cover your income if you are unable to work. Long term care insurance covers long term care costs if you require care (and 65-70% of all people do). Lifetime annuities are insurance to guarantee your income and a life longer than you may have anticipated.

When you buy insurance, the insurer is agreeing to fund your unexpected financial losses. They can do this because insurers pool the risks across a large population of people.

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Most recent on Insurance
Budgeting & Spending

Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.

March 27, 2025
Insurance

Retiring at 62 or Before? Average Early Retirement Health Costs + 9 Ways to Afford Insurance

Health costs before age 65 when you qualify for Medicare are expensive. Here are 9 ways to make early retirement insurance more affordable.

March 26, 2025
Insurance

The Actual Costs of Long Term Health Care

If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.

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Insurance

Medicare Open Enrollment: Why You Need to Assess Your Insurance Annually and 14 Tips for Getting Great Coverage

It’s 2024 Medicare Open Enrollment time. Here are 14 tips for getting great coverage and lowering medical costs.

October 19, 2024
Aging Well

How to Deal with Dementia or Alzheimer’s: 5 Financial Planning Steps to Take Now

Click here for 5 simple financial planning steps that can help or a loved one plan for the financial stress of dementia or Alzheimer’s.

October 17, 2024
Financial Wellness

7 Steps to Take When Your Medical Insurance Claim is Denied

Forty percent of insurance claim appeals are successful. It is definitely worth asking questions and fighting claim denials. Learn about the right steps to take.

October 10, 2024
Annuities

Podcast 81: The Role of Insurance in Financial Planning – a Conversation with Todd Taylor of New York Life

Listen in to learn about how insurers think about risk, particularly life expectancy, in financial planning.

July 11, 2024
Budgeting & Spending

Why is Your Property Insurance So High? 10 Ways to Lower the Cost

Explore the 3 main reasons why your property insurance is so high and discover ways to reduce your expenditure.

May 2, 2024
Insurance

11 Alternatives to Long Term Care Insurance

You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance.

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Subcategories

Lifetime Income Using a Bucket / Income Floor Strategy

A Plan for Reliable Lifetime Income Using Bucket and Income Floor Strategies

Take a deep dive into how one retiree is achieving a secure future with guaranteed retirement income. Learn about an income floor and 3 investment buckets.

November 21, 2024

Podcast 81: The Role of Insurance in Financial Planning – a Conversation with Todd Taylor of New York Life

Listen in to learn about how insurers think about risk, particularly life expectancy, in financial planning.

July 11, 2024
longevity annuity

Longevity Annuities: One Way to Insure Your Worst Fears Don’t Come True

Find out if longevity annuities can alleviate your biggest retirement anxieties. Can they offer you the peace of mind you seek?

August 1, 2023
obbba and retirement

The One Big Beautiful Bill Act (OBBBA) and Your Retirement

Explore 7 key provisions in (or consequences of) the One Big Beautiful Bill Act (OBBBA) — and what they could mean for your retirement.

May 22, 2025
costs of long term care

The Actual Costs of Long Term Health Care

If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.

March 20, 2025
alzheimer's care

How to Deal with Dementia or Alzheimer’s: 5 Financial Planning Steps to Take Now

Click here for 5 simple financial planning steps that can help or a loved one plan for the financial stress of dementia or Alzheimer's.

October 17, 2024
Medicare and Health Insurance
See more about Medicare and Health Insurance
obbba and retirement

The One Big Beautiful Bill Act (OBBBA) and Your Retirement

Explore 7 key provisions in (or consequences of) the One Big Beautiful Bill Act (OBBBA) — and what they could mean for your retirement.

May 22, 2025
IRMAA

Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA - Income Related Monthly Adjustment Amount.

March 27, 2025
retiring before 62 early retirement insurance

Retiring at 62 or Before? Average Early Retirement Health Costs + 9 Ways to Afford Insurance

Health costs before age 65 when you qualify for Medicare are expensive. Here are 9 ways to make early retirement insurance more affordable.

March 26, 2025

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