Insurance

Insurance protects you from the financial liability of the unexpected. Explore what kinds of insurance you need and get tips for the best coverage for you.

Car insurance protects you from car accidents. Home and renters insurance protects you from financial loss due to accidents to your property. Umbrella insurance protects you from additional liability. Life insurance protects your loved ones way of life from your possible death. Health insurance and Medicare covers medical bills. Disability insurance will cover your income if you are unable to work. Long term care insurance covers long term care costs if you require care (and 65-70% of all people do). Lifetime annuities are insurance to guarantee your income and a life longer than you may have anticipated.

When you buy insurance, the insurer is agreeing to fund your unexpected financial losses. They can do this because insurers pool the risks across a large population of people.

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Most recent on Insurance
Insurance

Health Insurance for 55 and Older: What It Costs and How to Afford It

Covering health insurance from 55 to 65 can be expensive. Here’s what your options are and how to plan for the cost.

April 26, 2026
Annuities

Suze Orman on Annuities: Pros, Cons, Rates, and Pitfalls 

Annuities can guarantee retirement income, but fees, taxes, and flexibility trade-offs matter. Here’s what Suze Orman says to keep in mind.

April 5, 2026
Insurance

Health Insurance at 62: Costs, Options, and Plans Before Medicare

Full-price ACA premiums at 62 can cost more than $1,000 a month without a subsidy. Here’s what to expect and how to plan when retiring early.

March 26, 2026
Insurance

Over 65? Here Are 14 Tips for Getting Great Coverage During the 2025 Medicare Open Enrollment Period

It’s 2025 Medicare Open Enrollment time. Here are 14 tips for getting great coverage and lowering medical costs.

October 23, 2025
Insurance

11 Alternatives to Long-Term Care Insurance

You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance.

October 9, 2025
Estate Planning

What Is Umbrella Insurance and Do You Need It?

Umbrella insurance adds extra liability protection but it isn’t for everyone. Learn who needs it and what it covers.

September 26, 2025
Aging Well

Longevity Annuities: One Way to Insure Your Worst Fears Don’t Come True

Find out if longevity annuities can alleviate your biggest retirement anxieties. Can they offer you the peace of mind you seek?

July 10, 2025
Budgeting & Spending

Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.

March 27, 2025
Insurance

The Actual Costs of Long Term Health Care

If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.

March 20, 2025

Subcategories

Close-up on the hands of an older couple assembling a jigsaw puzzle together at a table, symbolizing how fitting the right pieces together, like the Vanguard Target Retirement Lifetime Income strategy, helps create a complete and stable retirement picture.

Vanguard Target Retirement Lifetime Income: What It Can and Can’t Do for You

Vanguard’s new target-date trusts put guaranteed income inside your 401(k). But a floor isn’t a plan. Here’s what the product can’t tell you.

May 18, 2026
Pros and cons of annuities

Suze Orman on Annuities: Pros, Cons, Rates, and Pitfalls 

Annuities can guarantee retirement income, but fees, taxes, and flexibility trade-offs matter. Here's what Suze Orman says to keep in mind.

April 5, 2026
longevity annuity

Longevity Annuities: One Way to Insure Your Worst Fears Don’t Come True

Find out if longevity annuities can alleviate your biggest retirement anxieties. Can they offer you the peace of mind you seek?

July 10, 2025
alternatives to long term care insurance

11 Alternatives to Long-Term Care Insurance

You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance.

October 9, 2025
obbba and retirement

The One Big Beautiful Bill Act (OBBBA) and Your Retirement

Explore 7 key provisions in (or consequences of) the One Big Beautiful Bill Act (OBBBA) — and what they could mean for your retirement.

May 22, 2025
costs of long term care

The Actual Costs of Long Term Health Care

If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.

March 20, 2025
Medicare and Health Insurance
See more about Medicare and Health Insurance
An active older man catches his breath in a sun-drenched, golden field, exemplifying the healthy and vibrant lifestyle that is supported by securing the right health insurance for 55 and older.

Health Insurance for 55 and Older: What It Costs and How to Afford It

Covering health insurance from 55 to 65 can be expensive. Here's what your options are and how to plan for the cost.

April 26, 2026
A middle-aged man with glasses sits at a wooden table, looking thoughtfully at his laptop while researching the differences between original medicare vs medicare advantage. His focused expression and open notebook suggest he is carefully weighing his healthcare options alongside his Social Security retirement strategy.

Social Security and Medicare Mistakes That Can Cost You for Life

Original Medicare vs. Medicare Advantage, Social Security timing, and the enrollment errors that follow you permanently.

April 15, 2026
A smiling middle-aged woman with curly hair and a warm sweater on a coastal balcony, illustrating a happy lifestyle as she considers options for health insurance at 62.

Health Insurance at 62: Costs, Options, and Plans Before Medicare

Full-price ACA premiums at 62 can cost more than $1,000 a month without a subsidy. Here's what to expect and how to plan when retiring early.

March 26, 2026

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