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Insurance protects you from the financial liability of the unexpected. Explore what kinds of insurance you need and get tips for the best coverage for you.
Car insurance protects you from car accidents. Home and renters insurance protects you from financial loss due to accidents to your property. Umbrella insurance protects you from additional liability. Life insurance protects your loved ones way of life from your possible death. Health insurance and Medicare covers medical bills. Disability insurance will cover your income if you are unable to work. Long term care insurance covers long term care costs if you require care (and 65-70% of all people do). Lifetime annuities are insurance to guarantee your income and a life longer than you may have anticipated.
When you buy insurance, the insurer is agreeing to fund your unexpected financial losses. They can do this because insurers pool the risks across a large population of people.
U.S. annuity sales hit $464 billion in 2025 and are still climbing in 2026. Here’s what’s driving the surge.
August 4, 2026 • 9 min read
Covering health insurance from 55 to 65 can be expensive. Here’s what your options are and how to plan for the cost.
What does Suze Orman say about annuities? They can offer guaranteed lifetime income, but fees, taxes, and surrender charges are real trade-offs.
Average health insurance cost from 62 to 65 often tops $1,000 a month without a subsidy. See real cost ranges and how to plan for it.
It’s 2025 Medicare Open Enrollment time. Here are 14 tips for getting great coverage and lowering medical costs.
You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance.
Umbrella insurance adds extra liability protection but it isn’t for everyone. Learn who needs it and what it covers.
Find out if longevity annuities can alleviate your biggest retirement anxieties. Can they offer you the peace of mind you seek?
Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.
If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.
An annuity trades a lump sum for guaranteed income. Here’s how the main types work, what they cost, and how to know if one fits your plan.
Vanguard’s new target-date trusts put guaranteed income inside your 401(k). But a floor isn’t a plan. Here’s what the product can’t tell you.
Explore 7 key provisions in (or consequences of) the One Big Beautiful Bill Act (OBBBA) — and what they could mean for your retirement.
For a couple, Fidelity’s 2026 estimate climbs to $371,000. Here’s how costs break down, and what could make your own retirement different.
Two CFP® professionals answer real questions on Roth conversion timing, the pro rata rule, and avoiding surprise Medicare or ACA costs.
Healthcare in retirement covers three phases, and a decision in one can raise what you pay in another. Here’s how to budget for each one.
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