Long Term Care

11 Alternatives to Long-Term Care Insurance

You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance.

The One Big Beautiful Bill Act (OBBBA) and Your Retirement

Explore 7 key provisions in (or consequences of) the One Big Beautiful Bill Act (OBBBA) — and what they could mean for your retirement.

The Actual Costs of Long Term Health Care

If you are misinformed about long term health care costs, you might not get the care you want. Find out how much it costs and how to pay for it.

How to Deal with Dementia or Alzheimer’s: 5 Financial Planning Steps to Take Now

Click here for 5 simple financial planning steps that can help or a loved one plan for the financial stress of dementia or Alzheimer’s.

9 Surprising (Sometimes Unsavory) Secrets About Long-Term Care, Medicaid, and Your Retirement

Here are 9 things you might not know about Medicaid and long term care, and the chances you’ll be on the program in retirement.

How Much Does Long Term Care Insurance Cost? Is It Worth It?

Find real answers about long term care insurance costs, what to look out for and who benefits. Plus, alternative ways to cover these costs.

Hotels, Cruises and Communes! Unexpected Ways to Afford a Little Help as You Age

Updated May 2025

Long Term Care: Avoid the Pike Syndrome, Look the Problem in the Face and Make a Plan

Model the impact of your long term care decisions using the Boldin Retirement Planner.

Is Long Term Care Insurance Worth It? Explore the Pros and Cons

7 Ways to Plan for Long-Term Care Costs in Your State

You might not like the idea.  You might try to deny the idea.  You might convince yourself that you will be the lucky one to stay healthy until your last day. H…

Say ‘Ahh’: Most Would Rather Visit the Dentist than Talk About Long-Term Care Planning

Managing your finances shouldn’t be like pulling teeth. But it might as well be for the proportion of Americans who say they would rather go to the dentist than…

Is an Asset Protection Trust the Right Solution to Your Long Term Care Riddle?

Asset protection trusts are one way to cover long term care costs. However, there are big disadvantages. Learn more and discover alternatives.

Planning for Long Term Care: An Important Part of Being Prepared for Retirement

Dementia. Stroke. Alzheimer’s disease. The prevalence of these health events is a big reason why you need to make planning for long term care an important part…

55+ Communities: What Are Continuing Care Retirement Communities?

The decision to relocate in retirement is huge — especially since you literally have a world of options. You can retire anywhere and into a wide variety of hous…

Expert Interview with Stephan Baldwin About assisted living

It’s estimated that there are over 40,000 assisted living communities in the U.S. today, says Stephan Baldwin, director of business development for Assisted Liv…

Don’t Let Dementia Lead to Financial Ruin in Retirement

The costs of Alzheimer’s disease and other forms of dementia can be staggering. And not just for the person suffering from the disease, but for those around him…

How to Get the Veteran’s Administration (VA) Aid and Attendance Pension Benefit

After struggling to help her mother–the wife of a World War II veteran–receive benefits from the Veterans Administration (VA), Debbie Burak founded VeteranAid.o…

How to Pay for Long Term Care when Long Term Care Insurance Cost is Too High

Retirement should mean living comfortably on the savings you’ve spent a lifetime to build. But aging and unexpected health issues can derail your retirement asp…

Reverse Mortgages and Long Term Care

Updated May 2025