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There are a lot of questions about retirement savings and investments.
With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?
And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?
See below for articles covering the answers to these questions and more.
Nobel prize winner Robert Merton outlines the 3 steps you need to take to create a retirement income plan for a secure future.
Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.
Are dividend producing investments the golden goose of your retirement portfolio or a big goose egg when it comes to returns? Explore the pros and cons and find out.
Explore bull market characteristics and what investors need to know to navigate these periods of market optimism.
Get details on historic returns and a framework for making your rate of return projections. Here is info you need for a more secure future.
William Sharpe has contributed significant brain power to solving for retirement security. Learn about the lockbox strategy and other ways to set up your retirement income.
Mastering the financial basics is doable by anyone at any age. Here is a simple guide. Steps to take at 20, 25, 45, or even 55 to get and stay on track to a secure future.
A 529 plan can be a tax advantaged way to fund education. However, the real benefits of these accounts are greater for some.
The first thing you need to do to gain financial control, is build emergency savings. Find out why and how much you need to have.
If you want to get ahead, you need to invest. Explore 6 reasons why investing is a critical factor for achieving financial goals.
Investing doesn’t need to be complicated. Here are 14 simple strategies to help you build long term wealth.
You know you need to save, but let’s figure out how much to save for retirement. Hare 6 easy ways to figure out the right number for you.
We hear a lot of horror stories these days about people saving too little, but the fact is that some people are actually saving too much for retirement. It is possible to have too much of a good thing… It’s safe to say that my grandfather is one who saved too much because even though…
Over saving is by design by some and a mistake for others. Get advice for what to do if you think you are over saving from people who know.
Catch up contributions are the IRS’s way of making it easier for savers age 50 and up to tuck away enough retirement savings.
What is a recession? The good news? Well, recession isn’t always so bad and you probably won’t know are in one until after it’s over.
Bloomberg’s Eric Balchunas discusses his new book (The Bogle Effect), ETFs, the future of financial advice, and more.
Roth conversions are a hot topic. Let’s make sure that the basics are covered: Find out what they are, how they work, and when or how to use them.
Impact investing – sounds exciting, but should it be for retirement? Find out if it is a good idea to support a cause with retirement funds?
Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality.
Retiring before 59.5? Discover how to make penalty free withdrawals from your retirement accounts to help fund your early retirement.
No one has a crystal ball, but leading economic indicators as well as unusual and personal economic indicators can help you assess the future and assist in financial decision making and planning.
18 practical retirement income strategies: See what experts recommend and decide how to create a plan for your own lifetime wealth.
Professor Malkiel discusses the latest edition of his legendary book and some of the biggest lessons from his own life.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.