Retirement Savings and Investments
What Is an Index Fund? Why It Matters for Retirement
Index funds charge as little as 0.03% annually and outperform most actively managed funds over time. Here’s how they work.
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Retirement Savings and Investments
Portfolio Diversification: How to Measure What You Own
Most retirement portfolios look diversified by account. What they hold across all accounts is a different question. Here’s how to check.
Retirement Savings and Investments
Investing in Real Estate for Retirement: 8 Options Compared
Real estate can generate income, hedge inflation, and diversify your portfolio. Here are 8 ways to do it, from REITs to rental property.
Retirement Savings and Investments
Should You Invest in Crypto for Retirement?
Most advisors who allow crypto cap it at 1% to 5% of a portfolio. See how volatility, RMDs, and estate risk shape the right amount.
Taxes
Timing Roth Conversions: Should You Convert at the Start of the Year? End? Or, Spread Them Out?
Learn the pros and cons of different Roth conversion timing strategies and how to choose the right approach for your retirement plan.
Financial Wellness
Best Books for a Retirement Gift: Financial Peace of Mind
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
Retirement Savings and Investments
Should You Pay Off Mortgage or Invest?
Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?
Retirement Savings and Investments
Financial Wisdom: What Is the Best Investment?
The best investment? It isn’t always a stock or financial instrument. Other life choices can improve both your monetary and overall well being.
Retirement Savings and Investments
Asset Location: How Tax-Smart Investing Helps Your Portfolio
Asset location is an important concept if you are trying to save and build wealth. Explore ways to locate funds to minimize taxes.
Retirement Savings and Investments
Break These 6 Personal Finance Rules for a Wealthier Retirement
Some personal finance rules are helpful, others work against you as you near retirement. Here are 6 rules meant to be broken for a more secure future.
Planning
Government Shutdown and ACA Subsidies: User Survey
Boldin survey reveals most Americans worry a government shutdown and also the threat to ACA subsidies and retirement confidence.
Insurance
What Is Umbrella Insurance and Do You Need It?
Umbrella insurance adds extra liability protection but it isn’t for everyone. Learn who needs it and what it covers.
Retirement Savings and Investments
How Many Rollovers Per Year? 401k and IRA Limits Explained
How many rollovers per year can you do? Direct 401k rollovers have no limit, and 60-day IRA-to-IRA rollovers are capped at one in 12 months.
Retirement Savings and Investments
Market Downturns: What History Teaches Your Retirement Plan
The history of recent market downturns, lessons to be learned, and how to apply those lessons to your future plans.
Retirement Savings and Investments
Market Risks: How to Plan for Them in Retirement
Explore the role potential market risks play in planning your future, other risks, and how flexible sources of funding can protect your future.
Retirement Savings and Investments
When Can You Withdraw From 401k Without Penalty? A Clear Guide
Understand when you can withdraw from 401k without penalty, the ages that matter, the exceptions that apply, and smart sequencing that protects your plan.
Retirement Savings and Investments
The Investor Return Gap: How Behavior Shapes Wealth
Investor behavior is costing them wealth. Learn how planning, discipline, and smart habits help you capture more returns.
Retirement Savings and Investments
What Is Rebalancing, and When Should You Do It?
Rebalancing investments resets your portfolio to its target mix by selling what’s grown and buying what’s fallen behind. Here’s how it works.
Retirement Savings and Investments
Alternative Assets in Your 401(k): What Investors Think
Informed older Americans are highly skeptical about alternative assets in a 401(k).
Your Career
Should I Invest in 401k or Roth IRA?
Should I invest in 401k or Roth IRA? Learn how to decide based on taxes, income, and retirement goals, with examples and guidance.
Retirement Savings and Investments
Trump's 401k Order: Crypto and Private Equity in Your Plan?
Trump’s 401k order to allow alternative investments in retirement plans. Who really wins? The move boosts choice for savers but also risks.
Retirement Savings and Investments
A Big Risk for Retirement Investments? Avoiding Risk!
According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether.
Retirement Savings and Investments
Boldin's Monte Carlo Score: What It Is and Why It Matters
Learn about everything that has changed (and why) in Boldin’s Monte Carlo analysis and your Chance of Retirement Success score.
Retirement Planning
Compound Interest: Why Saving Early Builds Real Wealth
Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.
