Medicare and Health Insurance
Retirement Healthcare Now Costs $185,500 on Average. Here’s What’s Included.
For a couple, Fidelity’s 2026 estimate climbs to $371,000. Here’s how costs break down, and what could make your own retirement different.
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Medicare and Health Insurance
Backdoor Roth, Mega Backdoor Roth & Your IRMAA/ACA Costs
Two CFP® professionals answer real questions on Roth conversion timing, the pro rata rule, and avoiding surprise Medicare or ACA costs.
Medicare and Health Insurance
How to Plan for Healthcare Costs in Retirement
Healthcare in retirement covers three phases, and a decision in one can raise what you pay in another. Here’s how to budget for each one.
Medicare and Health Insurance
Social Security and Medicare Decisions That Can Cost You for Life
Original Medicare vs. Medicare Advantage, Social Security timing, and the enrollment errors that follow you permanently.
Insurance
Over 65? Here Are 14 Tips for Getting Great Coverage During the 2025 Medicare Open Enrollment Period
It’s 2025 Medicare Open Enrollment time. Here are 14 tips for getting great coverage and lowering medical costs.
Long Term Care
The One Big Beautiful Bill Act (OBBBA) and Your Retirement
Explore 7 key provisions in (or consequences of) the One Big Beautiful Bill Act (OBBBA) — and what they could mean for your retirement.
Budgeting & Spending
Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage
Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.
Insurance
Health Insurance at 62: Costs, Options, and Plans Before Medicare
Average health insurance cost from 62 to 65 often tops $1,000 a month without a subsidy. See real cost ranges and how to plan for it.
Medicare and Health Insurance
What is a Health Savings Account (HSA)? And, Why It’s a Great Retirement Savings Option
Contribute up to $4,400 to an HSA tax-free in 2026 and let it grow. See family limits, HDHP rules, and how withdrawals stay tax-free.
Aging Well
How to Deal with Dementia or Alzheimer’s: 5 Financial Planning Steps to Take Now
Click here for 5 simple financial planning steps that can help or a loved one plan for the financial stress of dementia or Alzheimer’s.
Financial Wellness
7 Steps to Take When Your Medical Insurance Claim is Denied
Forty percent of insurance claim appeals are successful. It is definitely worth asking questions and fighting claim denials. Learn about the right steps to take…
Insurance
9 Surprising (Sometimes Unsavory) Secrets About Long-Term Care, Medicaid, and Your Retirement
Here are 9 things you might not know about Medicaid and long term care, and the chances you’ll be on the program in retirement.
Budgeting & Spending
The “Inflation Reduction Act of 2022” and What it Means for Your Retirement
Learn how the “Inflation Reduction Act of 2022” may improve your retirement? (Reduced healthcare costs and inflation reduction.)
Aging Well
15 Ways to Save Money on Prescription Drugs
Don’t throw money out the window. Explore these 15 east ways to save money on prescription drugs, especially if you are older. Read now!
Budgeting & Spending
Medicare Advantage Plans Too Often Deny Care and Claims: What to Do About It
A government report finds that Medicare Advantage plans are denying coverage and claims. Find out what to do about it.
Aging Well
Pursue Dental Care Before You Retire
There’s one important task that you may be forgetting before you retire: pursuing dental care. Learn why and access a full retirement checklist.
Insurance
How Much Does Long Term Care Insurance Cost? Is It Worth It?
Find real answers about long term care insurance costs, what to look out for and who benefits. Plus, alternative ways to cover these costs.
Insurance
Health Insurance for 55 and Older: What It Costs and How to Afford It
Covering health insurance from 55 to 65 can be expensive. Here’s what your options are and how to plan for the cost.
Medicare and Health Insurance
How a Biden Presidency Might Affect Your Retirement
Joe Biden is now President elect. There are several ways a Biden presidency might affect your retirement, including lower tax benefits on 401(k) accounts and mo…
Medicare and Health Insurance
Changes Coming to Social Security & Medicare: Small COLA and 6 Other New Developments for 2021
To say that Social Security and Medicare are important to the financial well being of seniors would be an understatement. Sixty-two percent of eligible benefici…
Insurance
Don’t Make These 6 Medicare Retirement Plan Mistakes
No one is born understanding how Medicare works. And just because friends or family have navigated the system well doesn’t mean you won’t hit a snag. A solid r…
Insurance
6 Types of Insurance for a Worry Free Retirement
Saving money is hard enough. No one wants more bills to pay, especially when you’re on a fixed or limited income. But insurance is something of a necessary evil…
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What is a Health Savings Account (HSA)? And, Why It’s a Great Retirement Savings Option
What is a Health Savings Account? Explore 4 ways it saves you money and why you might want to use one for retirement savings.
Aging Well
12 Tips for a Healthy Retirement and Making the Most of Medicare
Medicare is a hugely popular program, providing health coverage to the vast majority of Americans over 65. Here are a few tricks for taking care of your health…
