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Blog Your guide to financial planning and retirement
You spend your life working and saving, but in retirement everything turns upside down as you transition to a life of leisure and need to turn those savings into reliable retirement income.
There are different ways of determining how much retirement income you will need and many different strategies for securing that income.
Your retirement income may come from a mix of savings withdrawals, Social Security, pensions, passive income, annuities, retirement jobs, and more.
Wealth means net worth, cash flow, and lifestyle security. See benchmarks by age, generation, and income to put your numbers in context.
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
Applying takes 15 minutes. Deciding when to start pays off far more, and it’s permanent. Here’s the 5-step process, plus what to weigh first.
The average Social Security benefit is $2,071 a month. Millions of retirees live on that. Here’s where to start.
Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you.
Delaying Social Security to 70 can add $100,000 or more in lifetime benefits. Here are the 15 strategies that make the biggest difference.
Dividends, annuities, REITs, rental income: 12 passive income sources for retirement, compared by effort needed and what they typically pay.
Your home is a valuable asset. It is also a powerful financial tool for retirement. Explore 5 ways to use your home equity. Read now…
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
Spend safely in retirement? It sounds promising. Discover how to implement this retirement income strategy developed at Stanford. Read more…
The 4% rule is now the 4.7% rule, but safe withdrawal rates are no substitute for a holistic retirement plan.
What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.
Want to retire in your 50s and withdraw from savings? You need to understand the Roth 5 year rules to avoid penalties.
Thinking about claiming benefits early? Here are five reasons to take Social Security early—and how to decide if it’s right for you.
See how $56,680 breaks down by age, state, gender, and income source — and whether your retirement income is on track.
Nobel prize winner Robert Merton outlines the 3 steps you need to take to create a retirement income plan for a secure future.
Tariff Turmoil wasn’t all bad for Boldin users and they have some useful advice for weathering these storms.
Learn about 8 options for investing in real estate for retirement. Explore the pros and cons and discover which one is right for you. Read now…
Happiness is easier than ever as you age. If you want to do a little extra to make sure you have a happy retirement, try these tips.
You are probably worried about running out of money in retirement. Use this simple two-phase approach to significantly reduce your risk.
18 practical retirement income strategies: See what experts recommend and decide how to create a plan for your own lifetime wealth.
Take a deep dive into how one retiree is achieving a secure future with guaranteed retirement income. Learn about an income floor and 3 investment buckets.
Evaluate the pros and cons of different orders of accounts for withdrawals. See how to make smart decisions about your choices.
Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
