Retirement Income

You spend your life working and saving, but in retirement everything turns upside down as you transition to a life of leisure and need to turn those savings into reliable retirement income.

There are different ways of determining how much retirement income you will need and many different strategies for securing that income.

Your retirement income may come from a mix of savings withdrawals, Social Security, pensions, passive income, annuities, retirement jobs, and more.

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retirement withdrawal order

How to Decide the Order of Accounts for Retirement Withdrawals: Traditional vs. Other Options

Evaluate the pros and cons of different orders of accounts for withdrawals. See how to make smart decisions about your choices.

September 5, 2024
retirement withdrawals

The Ideal Retirement Withdrawal Rate: How to Make Sure Your Savings Last as Long as You Need Them to

Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals.

August 27, 2024
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 11, 2024
pre retirement income

Can You Live Happily in Retirement With Just 66% of Your Work Income? (Yes! Most Do)

Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!

July 11, 2024
Andrew Biggs

Podcast 80: Andrew Biggs on the “Retirement Crisis” (He Says There Isn’t One) and a Look at Social Security

Policy expert, Andrew Biggs, discusses the so called “retirement crisis” and shares his thoughts on the solvency of Medicare and Social Security.

June 20, 2024
sequence of returns risk

What is Sequence of Returns Risk? How Can You Protect Your Retirement from It?

What is sequence of returns risk? Hint: timing is everything when it comes to withdrawing your savings. Find out how to maximize your retirement income for the long haul.

May 9, 2024
consumption smoothing

What is Consumption Smoothing? And, Why Is It Important if You Want Long Term Financial Stability?

While most people do short term consumption smoothing, you really need it for your future financial security.

April 18, 2024
living on social security alone

11 Ideas for Living on Social Security Alone

Living on Social Security alone really is possible. Get the scoop on 11 ways to make it work for your situation. Read now!

April 18, 2024

Will Retirees Use their $12.39 Trillion in Home Equity for Income? A Back Up Plan? As Inheritance?

Your home is a valuable asset. It is also a powerful financial tool for retirement. Explore 5 ways to use your home equity. Read now…

January 17, 2024
retirement planning ages

Key Retirement Planning Ages: Important Milestones Everyone Hits in their 50s & 60s

Certain ages play a crucial role in retirement planning. Find out what you need to know when.

November 16, 2023
Roth conversion strategies

How to Model Roth Conversion Strategies in the Boldin Retirement Planner

Get a guided walk through of the new Roth functionality and get tips for making the most of the tool. Plus explore all the ways we help you make better decisions about conversions and tax deferred savings.

October 18, 2023
highest social security benefit

How to Qualify for the Highest Social Security Benefit Possible

What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.

August 31, 2023
define wealth

Are You Wealthy? 19 Ways to Define Wealth

Are you wealthy? Are you defining wealth correctly? See how people think about wealth and compare your financial well being to others’.

August 23, 2023
Robert Merton retirement income plan

Nobel Prize Winner Robert Merton Explains Why Retirement Planning Should Focus on Income, Not Savings

Nobel prize winner Robert Merton outlines the 3 steps you need to take to create a retirement income plan for a secure future.

July 6, 2023
dividend investments for retirement income

Pros and Cons of Dividend Investments for Retirement Income

Are dividend producing investments the golden goose of your retirement portfolio or a big goose egg when it comes to returns? Explore the pros and cons and find out.

June 29, 2023
average retirement income

Average Retirement Income 2023: How Do You Compare?

Average retirement income 2023– find out how your income compares to averages and get tips for boosting your income. Read now!

June 14, 2023
lockbox strategy william sharpe

The Lockbox Strategy Other Retirement Income Tips from Nobel Laureate, William Sharpe

William Sharpe has contributed significant brain power to solving for retirement security. Learn about the lockbox strategy and other ways to set up your retirement income.

June 6, 2023
ways to budget

14 Ways to Budget: Find the Best Method for Your Personality and Goals

Budgeting doesn’t have to be awful. We’ll help you find a way to budget that helps you with your financial goals and suits your personality.

May 18, 2023

Will Social Security Run Out? Will Medicare Stay in Business? Get the Latest News on these Important Programs

Demographics and longevity are 2 factors causing financial woes for Social Security and Medicare. Learn if your benefits will be impacted.

April 6, 2023

Early Retirement Income: 5 Ways to Make Penalty-Free Withdrawals from Your Retirement Accounts BEFORE You Turn 59.5

Retiring before 59.5? Discover how to make penalty free withdrawals from your retirement accounts to help fund your early retirement.

February 15, 2023
retirement income strategies

Retirement Income Strategies: 18 Ideas for Lifetime Wealth and Peace of Mind

18 practical retirement income strategies: See what experts recommend and decide how to create a plan for your own lifetime wealth.

February 1, 2023
passive income for retirement

Passive Income for Retirement: 12 Creative Ideas to Boost Your Financial Security

Explore 12 ways to make great passive income for retirement. Get detailed resources for your retirement plan. Read now!

February 1, 2023
real estate investing for retirement

8 Ways to Invest in Real Estate for Wealth and Retirement

Learn about 8 options for investing in real estate for retirement. Explore the pros and cons and discover which one is right for you. Read now…

January 11, 2023
new rmd ages

New RMD Ages in 2023 and 2033: Immediately See the Impact on Your Retirement Income and Taxes

See the impact of new 2023 and 2033 RMD ages on your projected retirement plans. Your taxes, income, and Roth strategies may have changed.

December 29, 2022

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