Retirement Savings and Investments
Asset Allocation by Age: The Right Mix at Every Stage
The best asset allocation strategy for you today? As you age? Is age the best way to determine investment strategy? Get answers.
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Retirement Jobs
How to Make Money in Retirement: 14 Side Hustles That Pay
Fourteen ways to make money in retirement, with typical pay for each, plus how extra income affects Social Security, taxes, and Medicare premiums.
Retirement Income
Average Retirement Income in 2026: By Age, State, and Source
Households headed by someone 65 or older had a median income of $59,680 in 2025, about $4,973 a month. See it by age, state, and source.
Financial Wellness
What Is Considered Wealthy? How Wealth Is Defined in the U.S.
The median U.S. household net worth is $215,900, but Americans say it takes $2.3 million to feel wealthy. Here’s how wealth is defined, by the numbers.
Taxes
RMD Strategies: 6 Ways to Lower Taxes on Required Minimum Distributions
Your RMD age is 73 or 75, depending on birth year. These 6 RMD strategies, from QCDs to Roth conversions, can lower the taxes on your withdrawals.
Retirement Income
Retirement Income Strategies for Making Your Money Last
Buckets, guardrails, annuities, and 14 more ways retirees turn savings into income. See which strategy fits your risk tolerance and goals.
Retirement Income
What $250K, $500K, and $750K Pay in Retirement Income
Social Security figures and 2026 withdrawal rate research show what three common retirement portfolios can generate in monthly income.
Retirement Savings and Investments
Sequence of Returns Risk: How to Protect Your Savings
A market drop in your first retirement years can cost tens of thousands, even with the same average return. See why, backed by FINRA research.
Retirement Planning
Consumption Smoothing: Definition, Theory and Examples
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
Retirement Jobs
Legitimate Work From Home Jobs for Seniors With No Experience
Work from home jobs for seniors with no experience, with 2025 pay for each role, scam red flags, and what job income means for Social Security.
Retirement Income
How to Apply for Social Security: 5 Steps, One Big Decision
Applying takes 15 minutes. Deciding when to start pays off far more, and it’s permanent. Here’s the 5-step process, plus what to weigh first.
Budgeting & Spending
Living on Social Security Alone: 11 Strategies for Making It Work
The average Social Security benefit for retired workers is $2,071 a month. Millions of retirees live on that. Here’s where to start.
Taxes
How to Pay Taxes in Retirement and Avoid IRS Penalties
Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you.
Retirement Planning
Social Security Optimization Strategies: 15 Tips to Maximize Your Benefits
Delaying Social Security to 70 can add $100,000+ in lifetime benefits. These are the planning strategies that make the biggest difference.
Retirement Savings and Investments
Investing in Real Estate for Retirement: 8 Options Compared
Real estate can generate income, hedge inflation, and diversify your portfolio. Here are 8 ways to do it, from REITs to rental property.
Retirement Income
Passive Income for Retirement: 12 Sources to Find the Right Mix
Dividends, annuities, REITs, rental income: 12 passive income sources for retirement, compared by effort, capital needed, and what they pay.
Financial Wellness
Best Books for a Retirement Gift: Financial Peace of Mind
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
Retirement Planning
Want Reliable Retirement Income? Use the Spend Safely in Retirement Strategy
Spend safely in retirement? It sounds promising. Discover how to implement this retirement income strategy developed at Stanford. Read more…
Retirement Income
The 4.7% Rule: Why Bengen Raised His Safe Withdrawal Rate
The 4% rule is now the 4.7% rule, but safe withdrawal rates are no substitute for a holistic retirement plan.
Retirement Income
How to Qualify for the Highest Social Security Benefit Possible
What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.
Retirement Income
The Two Roth 5-Year Rules, Explained for Early Retirees
Want to retire in your 50s and withdraw from savings? You need to understand the Roth 5 year rules to avoid penalties.
Earning
Five Reasons to Take Social Security Early
Thinking about claiming benefits early? Here are five reasons to take Social Security early—and how to decide if it’s right for you.
Retirement Savings and Investments
Nobel Prize Winner Robert Merton on Why Retirement Income is More Important than Retirement Savings
Nobel prize winner Robert Merton outlines the 3 steps you need to take to create a retirement income plan for a secure future.
Retirement Income
Tariff Turmoil: What Boldin Users Did (and Didn't Do)
Tariff Turmoil wasn’t all bad for Boldin users and they have some useful advice for weathering these storms.
