Budgeting & Spending

Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.

These 13 year-end tax tips for retirement will help you minimize your 2025 taxes and reduce future tax bills.

Discover how Social Security and wealth interact — and why the program plays a different role depending on your income and resources.

Boldin survey reveals most Americans worry a government shutdown and also the threat to ACA subsidies and retirement confidence.

Audit your spending to uncover patterns, cut waste, and align expenses with goals. Small adjustments will boost financial confidence.

Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth.

Retirement security is less a number and more a mindset. Flexibility can be the difference between surviving and thriving.

Create a flexible retirement budget worksheet with Boldin. Compare tools, track retirement expenses, and build your plan with confidence.

Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.

Learn about everything that has changed (and why) in Boldin’s Monte Carlo analysis and your Chance of Retirement Success score.

Die with Zero is a call to live fully. Explore the core ideas and see 8 steps to a retirement plan that leaves nothing on the table.

Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.

Planning for the future should involve strategizing to minimize taxes. Explore 25 tips to help you plan, do retirement tax filings, and save money.

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.

It’s totally impractical, super challenging and yet living without money is an intriguing concept. Learn a little bit more about an alternative way of life.

Focusing on the scarcity of time and money can exacerbate the shortage, not improve it. Learn how to focus on what’s important for a wealthier future!

It’s easy to overlook dumb spending, pay hidden fees, or get scammed. Avoid the most common ways people waste money and save more for your retirement.

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

It’s not unusual for people to want to cut housing costs, and it’s especially true of older adults who may be looking for ways to retire early or make living on a fixed income more comfortable. From the traditional approach of downsizing to the more adventurous option of retiring abroad, there are many ways for […]

Underestimating expenses is a good way to run out of money. Learn about commonly overlooked retirement expenses. You’ll be surprised by #1.

In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.

Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!

A recent study found 3 traits to help you achieve a successful retirement. Adopt these maxims to achieve a more secure future.

Is a retirement bucket strategy right for you? Learn how to calculate your buckets and model them in your financial plan.