Budgeting & Spending

Learn about everything that has changed (and why) in Boldin’s Monte Carlo analysis and your Chance of Retirement Success score.

Die with Zero is a call to live fully. Explore the core ideas and see 8 steps to a retirement plan that leaves nothing on the table.

Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.

Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.

Planning for the future should involve strategizing to minimize taxes. Explore 25 tips to help you plan, do retirement tax filings, and save money.

Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.

It’s totally impractical, super challenging and yet living without money is an intriguing concept. Learn a little bit more about an alternative way of life.

Worry about the scarcity of time, money, food, etc… can be a problem in lots of situations – including retirement. Learn how to focus on what’s important!

It’s easy to overlook dumb spending, pay hidden fees, or get scammed. Avoid the most common ways people waste money and save more for your retirement.

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

These 12 year-end tax tips for retirement will help you minimize your 2024 taxes and reduce future tax bills.

It’s not unusual for people to want to cut housing costs, and it’s especially true of older adults who may be looking for ways to retire early or make living on a fixed income more comfortable. From the traditional approach of downsizing to the more adventurous option of retiring abroad, there are many ways for […]

Underestimating expenses is a good way to run out of money. Learn about commonly overlooked retirement expenses. You’ll be surprised by #1.

In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.

Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!

A recent study found 3 traits to help you achieve a successful retirement. Adopt these maxims to achieve a more secure future.

Is a retirement bucket strategy right for you? Learn how to calculate your buckets and model them in your financial plan.

Does money buy happiness? It does if you know how to spend it. Find out how to improve your quality of life with the right kind of spending.

First, before reading this article, know that there are solutions to every economic problem – at both the personal and macro economic level. So, even though there is renewed talk of the economy hitting stagflation, it doesn’t mean that you’ll never be able to retire or run out of money if you do.  But, being […]

Explore the 3 main reasons why your property insurance is so high and discover ways to reduce your expenditure.

How are the spending habits of the wealthy different from yours? Get insights into wealth accumulation and financial success.

While most people do short term consumption smoothing, you really need it for your future financial security.

Uneasy about watching that retirement nest egg get smaller month after month? Don’t worry. Use these 9 tips to overcome your fear of retirement spending.

Living on Social Security alone really is possible. Get the scoop on 11 ways to make it work for your situation. Read now!