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Budgeting, especially for the future can be tricky. Find articles below to help you reduce your spending, save more, understand inflation, know how much you can spend, strategize for emergencies and more.
Your household budget is a foundation of your financial wellness. When working, ideally you are spending less than you are earning and are able to save the balance. When you are retired, you need to be able to plan to spend less over your lifetime than your retirement income and savings withdrawals allow.
Underestimating expenses is a good way to run out of money. Learn about commonly overlooked retirement expenses. You’ll be surprised by #1.
In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.
Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!
A recent study found 3 traits to help you achieve a successful retirement. Adopt these maxims to achieve a more secure future.
Is a retirement bucket strategy right for you? Learn how to calculate your buckets and model them in your financial plan.
Does money buy happiness? It does if you know how to spend it. Find out how to improve your quality of life with the right kind of spending.
Stagflation is a future possibility. Discover how we might prevent it and what to do if it happens. Read now…
Explore the 3 main reasons why your property insurance is so high and discover ways to reduce your expenditure.
How are the spending habits of the wealthy different from yours? Get insights into wealth accumulation and financial success.
While most people do short term consumption smoothing, you really need it for your future financial security.
Uneasy about watching that retirement nest egg get smaller month after month? Don’t worry. Use these 9 tips to overcome your fear of retirement spending.
Living on Social Security alone really is possible. Get the scoop on 11 ways to make it work for your situation. Read now!
Yes. You might pay taxes on Social Security. Learn what to expect (federal, state and work penalties) and explore ways to reduce the expense.
Reducing expenses is a good way to deal with inflation. Here are 24 tips to make it a little easier to cut costs.
Average retirement spending for those over 65 is $48,872 a year. See average spending in specific categories and how to project your own needs.
If you want a secure retirement, you need to go about estimating retirement expenses. Get 9 great tips for succeeding at this difficult task.
Whether you are interested in budgeting, monitoring your finances, or making better financial decisions, find a financial planning tool that fits your goals.
These 12 year-end tax tips for retirement will help you minimize your 2023 taxes and reduce future tax bills.
Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.
Explore 5 categories of expenses and get get tips for auditing your spending to better achieve your near- and long-term goals.
Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth.
Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.
Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.
Mastering the financial basics is doable by anyone at any age. Here is a simple guide. Steps to take at 20, 25, 45, or even 55 to get and stay on track to a secure future.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
