Budgeting & Spending
Millionaire Retirees Spend $70,000 to $120,000 a Year. Here’s Why.
Federal Reserve, JPMorgan, and Boldin’s own planning data point to the same story for millionaire retirement spending. Here’s the math.
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Aging Well
Last Minute Gifts with Life Changing Impact: Books to Inspire Financial Peace of Mind and a Good Life at Any Age
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
Budgeting & Spending
Year End Tax Planning Strategies to Keep More Money and Prepare for Future Wealth
These 13 year-end tax tips for retirement will help you minimize your 2025 taxes and reduce future tax bills.
Budgeting & Spending
Social Security: Surprising Insights on How the Program’s Advantages Differ Depending on Income and Wealth
Discover how Social Security and wealth interact — and why the program plays a different role depending on your income and resources.
Budgeting & Spending
Survey: The Looming Government Shutdown and the Future of ACA Subsidies, Boldin Subscribers Express Concerns
Boldin survey reveals most Americans worry a government shutdown and also the threat to ACA subsidies and retirement confidence.
Budgeting & Spending
Audit Your Spending: Go Beyond Budgeting with 5 Ways to Review Your Expenses for Better Financial Outcomes
Audit your spending to uncover patterns, cut waste, and align expenses with goals. Small adjustments will boost financial confidence.
Budgeting & Spending
Back to School: Is College Still Worth the Cost of Tuition?
Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth.
Aging Well
Flexibility in Financial Planning: 10 Strategies to Build a Future That Can Bend Without Breaking
Retirement security is less a number and more a mindset. Flexibility can be the difference between surviving and thriving.
Budgeting & Spending
Retirement Budget Worksheet: Your Step-by-Step Guide to Smarter Planning
Create a flexible retirement budget worksheet with Boldin. Compare tools, track retirement expenses, and build your plan with confidence.
Budgeting & Spending
Good Debt and Bad Debt: A Quick Guide to Wise Use of Borrowing for Financial Success
Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.
Budgeting & Spending
Understanding Boldin’s Monte Carlo Simulation: What It Is, Why It Matters, and What’s New
Learn about everything that has changed (and why) in Boldin’s Monte Carlo analysis and your Chance of Retirement Success score.
Aging Well
What “Die With Zero” Can Teach You About Living (and Retiring) with Purpose and Joy
Die with Zero is a call to live fully. Explore the core ideas and see 8 steps to a retirement plan that leaves nothing on the table.
Budgeting & Spending
Compound Interest and Saving as Much as You Can as Early as You Can: Magical Secrets to Building Real Wealth
Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.
Budgeting & Spending
Taxes in Retirement: 25 Terrific Tax Planning Tips for a Wealthier 2025 and Beyond
Retirees often pay more in taxes than they expect. Here’s how to plan withdrawal sequencing, Roth conversions, and RMDs for a lower bill.
Budgeting & Spending
Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage
Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA – Income Related Monthly Adjustment Amount.
Budgeting & Spending
Surprising Lessons from People Who Live Without Money (Completely Outside of the Financial System)
People like Jo Nemeth and Mark Boyle lived without money entirely. Here’s what they learned about community, self-reliance, and security.
Budgeting & Spending
Scarcity: Don’t Let it Steal Your Retirement
Focusing on the scarcity of time and money can exacerbate the shortage, not improve it. Learn how to focus on what’s important for a wealthier future!
Budgeting & Spending
16 Ways to Stop Wasting Money and Save More for Retirement (Like $100,000 More)
It’s easy to overlook dumb spending, pay hidden fees, or get scammed. Avoid the most common ways people waste money and save more for your retirement.
Budgeting & Spending
What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout
Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.
Budgeting & Spending
8 Ways to Cut Housing Costs for Retirement
It’s not unusual for people to want to cut housing costs, and it’s especially true of older adults who may be looking for ways to retire early or make living on…
Budgeting & Spending
10 Major Retirement Costs Overlooked by a Many Americans
Long-term care can run past $129,000 a year. Healthcare can top $345,000 for a couple. Here are the retirement costs people tend to miss.
Budgeting & Spending
10 Tips for Planning to Manage Your Money in Retirement
In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.
Budgeting & Spending
Can You Live Happily in Retirement With Just 66% of Your Work Income? (Yes! Most Do)
Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!
Budgeting & Spending
Keys to a Successful Retirement: The 3 Attributes of Financially Solvent Retirees
A recent study found 3 traits to help you achieve a successful retirement. Adopt these maxims to achieve a more secure future.
