How to Use Home Equity in Retirement: 6 Ways to Tap It
Homeowners 62+ hold a record $15.34 trillion in home equity. See 6 ways to use home equity in retirement, what each costs, and when it makes sense.
Find insights below whether you are a first time home buyer (it can be one of the smartest decisions you’ll ever make) or are looking to downsize for retirement or perhaps even buy a vacation home.
Housing is most people’s biggest expense. And, if you own your home, it is likely your largest asset. Your home equity is the value of your home minus your mortgage balance and any other debts secured by the home. This value can be used strategically to improve your financial situation over the long term.
Your home is also a big factor for your happiness. Where you live determines a lot about your life.
Besides the financial considerations of housing, there are obviously a lot of lifestyle factors. Here are all the resources you need for finding your best place place to retire.
Homeowners 62+ hold a record $15.34 trillion in home equity. See 6 ways to use home equity in retirement, what each costs, and when it makes sense.
Average home equity is $310,000 in 2026, but mostly sits untapped. See how it breaks down by state and income, and how to put yours to work.
Home equity is becoming a bigger piece of retirement plans as costs rise. See what’s driving the shift and the tradeoffs worth weighing first.
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Buying a home could be among the smartest and most impactful things you do in life. Find out why and how to do it responsibly.
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Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.