Average Home Equity in 2026: What Homeowners Have
Average home equity is $310,000 in 2026, but mostly sits untapped. See how it breaks down by state and income, and how to put yours to work.
Find insights below whether you are a first time home buyer (it can be one of the smartest decisions you’ll ever make) or are looking to downsize for retirement or perhaps even buy a vacation home.
Housing is most people’s biggest expense. And, if you own your home, it is likely your largest asset. Your home equity is the value of your home minus your mortgage balance and any other debts secured by the home. This value can be used strategically to improve your financial situation over the long term.
Your home is also a big factor for your happiness. Where you live determines a lot about your life.
Besides the financial considerations of housing, there are obviously a lot of lifestyle factors. Here are all the resources you need for finding your best place place to retire.
Average home equity is $310,000 in 2026, but mostly sits untapped. See how it breaks down by state and income, and how to put yours to work.
Home equity is becoming a bigger piece of retirement plans as costs rise. See what’s driving the shift and the tradeoffs worth weighing first.
Explore 10 things to think about – lifestyle and financial factors – when considering the best state for retirement.
Your home is a valuable asset. It is also a powerful financial tool for retirement. Explore 5 ways to use your home equity. Read now…
Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?
Have financial holes in your retirement plan (like not enough savings or unknown risks)? See if you should use home equity to fill them.
Explore why de-cluttering is the ultimate retirement and estate planning task. 7 compelling reasons to clean out your closets this year. Read now…
Explore some of the issues around the family home and how it works as an inheritance.
You might be surprised to learn that paying off your mortgage may not be the right financial decision. Even if it is the right emotional choice.
Learn how climate disasters could impact your retirement and take steps now to protect your health and wealth from possible negative impacts.
It’s not unusual for people to want to cut housing costs, and it’s especially true of older adults who may be looking for ways to retire early or make living on…
We all love reading lists of the best places to retire. They interest us, peak our wanderlust and they make us think about what is possible in retirement. Howe…
People often worry about the wrong things. You might be watching the stock market, but other metrics are significantly more important to most.
Relocation may have surprising emotional benefits. However, most people want to stay put. Explore pros and cons of moving for retirement (or anytime).
Explore the 3 main reasons why your property insurance is so high and discover ways to reduce your expenditure.
Downsizing for retirement is a great strategy – especially for those who have not quite saved enough. Get 15 tips for a big exciting move!
Buying a home could be among the smartest and most impactful things you do in life. Find out why and how to do it responsibly.
A home equity loan at retirement may seem counter intuitive. However, there are some compelling reasons to consider taking on this debt.
Six reasons tiny homes are increasingly popular for retirement and how to see if it is a good option for you.
Steve: Welcome to The Boldin Podcast. Today we will be talking with Melissa Fredette, the former president of postgraduate programs at Hult Internatio…
It has been nearly 30 years since the hit television sitcom starred in living rooms across the nation. However, we may be just reaching the golden age of the Go…
Roughly 10,000 baby boomers turn 65 each day. Where to retire is a big question for this huge cohort of Americans. It can be an overwhelming decision. Hopefully…
The ultimate guide to retirement relocation: 20 best places to retire lists, calculators, and tips to help you find your ideal locale.
The decision to relocate in retirement is huge — especially since you literally have a world of options. You can retire anywhere and into a wide variety of hous…
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.