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The personal finance articles in this section cover taxes, retirement planning, the use of financial advisors, and estate planning.
Financial planning and personal finance are undertakings where you adopt habits today so that you are better off in the future. To effectively manage your money, you need to set goals and make the right financial decisions today with regards to your spending, income, and savings so that you are set up for whatever the future holds.
Maintaining a personal financial plan is meant to be a part of your life like eating well and getting exercise. However, managing money is not as well integrated into as many people’s routines as physical fitness – even though the research shows that people with written plans feel more confident and have less stress.
Plans enable you to make better decisions, develop better financial habits, and have improved financial outcomes.
Inheriting money sets off 3 things fast: taxes, timing rules, and decisions people rush into. Here’s what to expect.
July 22, 2026 • 11 min read
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
Only 15% of Americans managed to ace this 8-question financial literacy quiz. Find out which knowledge gaps cost you the most.
Hiro Finance is gone. Compare the best alternatives, including a powerful AI tool built for smarter financial planning.
Most people skip retirement planning strategies with the highest payoff. Here are 5 of them, including one that’s essentially free money.
Using ChatGPT for retirement planning? We asked ChatGPT and Boldin AI the same question: “Can I retire?” This is how they replied.
At 62, Social Security is up to 30% smaller and Medicare is 3 years away. Here’s how to plan for both and know if your portfolio is ready.
See figures by trust, education, and wealth tier, from $6,100 for the least wealthy to $2.7 million for the top 1%, plus what it means for your plan.
Think you qualify for the 0% capital gains tax rate? Your other income may have already eaten that space. Here’s why, plus the 2026 brackets.
Steve Chen sits down with Mark Miller to unpack the biggest changes hitting Social Security and Medicare right now.
The top 10% wealthiest retirees have about $3.0M in net worth. See what the top 1% have, and where you stand.
7 common financial secrets that quietly undermine goals — and how bringing them into the open leads to better decisions and more confidence.
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Wealth means net worth, cash flow, and lifestyle security. See benchmarks by age, generation, and income to put your numbers in context.
The middle class spans roughly $55,000 to $167,000 nationally. It varies by area, and says less about financial security than most expect.
Planning mistakes add up. Claiming Social Security at 62 alone cuts your benefit by 30% for life. But most can be corrected if caught early.
Erin Moriarity shares her take on Social Security timing, building a retirement income floor, and when to stop going DIY and hire a CFP.
Two CFP® professionals answer real questions on Roth conversion timing, the pro rata rule, and avoiding surprise Medicare or ACA costs.
We cover 8 creative tax strategies, plus the retirement planning approach that can save you more money.
Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
