Retirement Planning
How to Plan for Retirement: An 8-Step Guide
How to plan for retirement in eight steps, from counting your savings to testing and reviewing your plan. See where you stand.
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Retirement Planning
Retire With Confidence: What Retirement Surveys Show
People with a financial plan are more than twice as likely to feel confident. See what 2026 retirement surveys show and the planning steps people skip.
Retirement Planning
13 Retirement Mistakes to Avoid: How to Fix Each One
Claiming Social Security at 62 cuts your benefit by 30% for life. See the 13 most common retirement mistakes to avoid and how to fix each one.
Retirement Planning
Average Net Worth by Age: Median, Top 10% and Top 5%
The median U.S. household net worth is $215,900, and the average is $1.24 million. See net worth by age, from the 25th percentile to the top 5%.
Estate Planning
Top 10% Wealthiest Retirees Have $3.9M: Net Worth by Age
The top 10% wealthiest retirees have about $3.9M in net worth, per Boldin’s analysis of 2025 Fed data. See the top 5% and 1% by age, and where you stand.
Estate Planning
Average Inheritance in the U.S. Is About $125,000. Most Get Less.
About 1 in 4 U.S. families has received an inheritance. See the median, what comes from parents, trusts, wealth tiers, and what it means for your plan.
Retirement Planning
How to Transition to Retirement: A 5-Year Timeline
A transition to retirement works best over about five years. Here’s what to decide when, from your budget and Social Security to Medicare and rollovers.
Retirement Planning
On Track for Retirement? Only 58% of Savers Say Yes in 2026
Just 58% of savers say they’re on track for retirement, down from 68% a year ago. See where high and low earners are slipping and how to check your plan.
Retirement Planning
PlannerPlus Price Rises Oct. 15 for New Boldin Subscribers
On October 15, 2026, the PlannerPlus price rises to $168 a year for new subscribers. Subscribe before then to get the current $144 price.
Budgeting & Spending
How to Manage Your Money in Retirement: 10 Rules That Work
Retirement changes how money works: fewer earning years, more tax decisions. These 10 rules cover withdrawals, spending, and what shifts over time.
Retirement Planning
Retirement Milestones by Age: 50 to 75
Here’s every retirement milestone mapped to the exact birthday: catch-up contributions, the Rule of 55, Medicare, Social Security, and RMDs.
Retirement Planning
See Your Total Asset Allocation Across All Accounts in One View
How to sort your holdings into 8 asset classes, spot concentration risk, check against your risk profile, and catch drift or cash drag early.
Financial Wellness
Financial Mapping: A Roadmap for Your Money and Time
Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk.
Retirement Planning
Are You Saving Too Much for Retirement?
Under-saving is a math problem you can still fix. Over-saving can cost years you won’t get back. Here’s how to tell which one you’re doing.
Financial Advisors
The Future of Financial Advice Isn’t More Advisors
Vanguard just paid billions for Altruist to scale advisors. Boldin’s CEO argues the bigger opportunity is scaling what you can do yourself.
Happy Retirement
Life After Retirement: Why Many People Feel Happier
Life satisfaction often rebounds after midlife, staying relatively high in your 60s and early 70s. Here’s how to prepare for a fulfilling retirement.
Happy Retirement
How to Retire Abroad: A Complete Guide to Retirement Overseas
Visa income minimums, Medicare gaps, and double taxation: the real costs of retiring abroad, and how to plan around them before you commit.
Budgeting & Spending
10 Overlooked Retirement Costs to Budget For
Long-term care can run past $129,000 a year. Healthcare can run about $371,000 for a couple. Here are the retirement costs people tend to miss.
Financial Wellness
How to Deal With Financial Stress: 10 Ways to Worry Less About Money
Specific, research-backed ways to help you deal with financial stress and money worries. Start building real confidence today.
Financial Wellness
Financial Decision Making: 13 Strategies for Smarter Choices
Poor financial decision making costs more than money. Learn to slow down, cut bias, and choose with a clear plan.
Debt
Pay Off Debt or Save for Retirement? How to Model Your Plan
Debt advice often stops at interest saved, but you can see whether paying off debt faster changes your retirement date using planning tools.
Financial Wellness
How to Build Wealth After 50: The 20 Key Rules
The average 401(k) millionaire hits that mark around 59. See the moves that build wealth fastest after 50.
Budgeting & Spending
Consumption Smoothing: What It Means and How It Works
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
Family and Relationships
Divorce After 50: Pros, Cons, & Financial Impact of ‘Gray Divorce’
Gray divorce makes up 36% of U.S. divorces, up from 9% in 1990. See the pros and cons of divorce after 50, and how to protect your retirement.
