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Blog Your guide to financial planning and retirement
Your retirement plan is a roadmap to your future, but like all plans, it is likely to evolve and change over time.
The economy will not behave exactly as you have anticipated and your own life and goals will also change over time.
And, the best retirement planning goes way beyond your savings and investments. Numerous other factors like Social Security, when you stop work, your longevity, home equity, debt, taxes, income sources, inflation, spending, healthcare costs, lifestyle choices, and more may actually represent greater value or be more important than your savings with regards to your overall financial wellness.
Most people do DIY retirement planning on their own. Here’s why a small peer group and tools you control can change everything.
Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you.
Most people skip retirement planning strategies with the highest payoff. Here are 5 of them, including one that’s essentially free money.
Using ChatGPT for retirement planning? We asked ChatGPT and Boldin AI the same question: “Can I retire?” This is how they replied.
Learn how CalSavers applies to California workers and employers, including automatic Roth IRA enrollment, payroll deductions, and benefits.
The contribution order for retirement accounts can affect how much your money compounds tax-free. Here’s how to prioritize for tax efficiency.
Steve Chen sits down with Mark Miller to unpack the biggest changes hitting Social Security and Medicare right now.
A market drop lowers what you’ll owe on a Roth conversion. Learn how to turn a portfolio pullback into a long-term tax win.
Leslie and Thomas Martin stress-tested their portfolio and gained the confidence to retire with a personalized financial strategy.
James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age.
The Odyssey Plan helps you explore bigger possibilities, test tradeoffs, and choose with real confidence.
Explore 10 things to think about – lifestyle and financial factors – when considering the best state for retirement.
Planning for the future should involve strategizing to minimize taxes. Explore 25 tips to help you plan, do retirement tax filings, and save money.
Are you in a tax friendly state for retirees? Explore the best states for taxes and review the income and sales tax rates in all 50 states.
What can you learn by creating a retirement plan? Get inspired by 19 planning insights and discover your path to a secure future.
Explore how different philosophical and cultural definitions of time can provide insights into your financial decision-making process.
The transition to retirement is an ideal time to write a manifesto. In retirement you are no longer defined by the work you do for money. You can be defined by you.
CA State Treasurer Fiona Ma and CalSavers Director David Teykaerts break down how the state is improving retirement access.
Consider all the strategies for maximizing saving opportunities while you are working.
7 common financial secrets that quietly undermine goals — and how bringing them into the open leads to better decisions and more confidence.
A no-regret retirement isn’t about timing or a big bank account. Learn how to plan with clarity and confidence for the life you want.
Explore why you should break from conventional thinking on retirement ages, particularly the idea of a mandatory retirement age.
David Bach joins Steve Chen to discuss The Automatic Millionaire, his IRA Flat Tax idea, RMD delays, retirement spending, and AI in financial planning.
Here are 4 mindset shifts for overcoming the mental blocks that might be preventing you from retirement planning progress.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
