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The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”
Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.
Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.
Learn about the differences between stock market crashes, corrections, and secular bear markets. Plus: 14 tips for weathering these storms.
Uncertainty. Fear. Confusion. Your worries might seem unmanageable, but there’s a lot you can do to improve financial well being right now. Get started!
Discover the key strategies to win at 9 popular games and how these lessons apply to building wealth and financial security.
Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality.
What is financial success? Gen Z says $9.5M! Boomers get by with $100K. See how generational money goals compare to reality and what’s needed to get by.
You, like many Boldin users, might have enough to retire, but are scared to start spending. Get 7 tips for moving to a spending mindset.
Worry about the scarcity of time, money, food, etc… can be a problem in lots of situations – including retirement. Learn how to focus on what’s important!
Big changes are afoot with the start of 2025. See what’s in store for your bottom line.
Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.
Micro financial habits are quick, easy, and meaningful ways to do better with your money. Explore options to use in your everyday life.
Set financial goals today to reduce stress. Learn why setting process-oriented as well as short-, medium- and long-term financial goals are critical to your success.
Learn how climate disasters could impact your retirement and take steps now to protect your health and wealth from possible negative impacts.
Set financial goals and resolutions for 2024. Here are 28 things to consider to set yourself up for a secure and happy future.
Top retirement articles covered Roth mistakes, wealth, average net worth, decision-making, rules, and more related to achieving a secure future.
New research on cross class friendships is another data point on why we are better off when we mix across wealth, health, and age.
Learn about distribution rules for inherited IRAs and learn how to strategize your distributions for your financial goals.
This gift guide is focused on helping you give long term financial success and happiness to everyone on your list, young and old.
The best gift to leave heirs isn’t a lot of money. What’s really valuable is to pass along strong financial values and knowledge. Learn how.
The savings playbook is a methodology for determining the most impactful way to use your money. Check it out, #4 surprises people.
We’ll argue that average net worth is a meaningless benchmark. However, we will concede that it can be very interesting.
Adopting strategies of high achievers can be helpful. Consider when to follow and when to forge your own way.
Measuring net worth is popular, but is it the only (or even best) way to assess your financial health? Explore the pros and cons of tracking this metric.
Do you have all the ingredients and the right recipe for financial success? It needn’t be complicated. In fact, it can be as easy as pie.
Feeling grateful creates a sense of abundance and that has powerful wealth building powers. Learn how.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.