Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

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presidential election and your retirement

The Election is Over: Should You Think Any Differently About Your Retirement Plans?

President Trump’s reelection likely means major policy shifts. Here are 5 considerations for preparing your retirement plans for these changes.

November 7, 2024
average household savings

How Do You Compare? Average Cash Savings, Home Equity, Retirement Savings and Other Balances of the American Middle Class

Worried about money? You’re probably in better shape than average! Compare your balance to the average cash, savings, home equity of others.

October 31, 2024
Ted Talks on Retirement and Aging

The 24 Best TED Talks on Money, Retirement, and Aging to Help You Have a Better Future

Want a short cut to a wealthy and happy retirement? These 24 Best TED Talks can help you feel inspired, be smarter and have a better future.

October 31, 2024
missing financial link

Planning is the Missing Link to True Financial Security

The evidence is mounting that maintaining a comprehensive financial plan is the missing link for most people who want financial security. See why everyone needs a written financial plan.

October 24, 2024
financial vortex

Surviving the Financial Vortex: 5 Ways to Find Calm in the Swirl of Competing Financial Priorities

Feeling overwhelmed by a swirl of competing priorities in midlife and beyond? Here are easy-ish ways to calm your financial vortex.

October 24, 2024
what scares you about retirement

Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retirement Facts

If you’re near retirement age, then perhaps what scares you more than spiders and goblins is your financial future.

October 24, 2024

Radical Optimism as a Financial Strategy: 7 Ways to Optimize for Greater Wealth and Well Being

Discover how radical optimism can reshape your personal finance approach—from embracing uncertainty to anticipating the future—and unlock sustainable wealth and well-being.

October 17, 2024

Boldin Selected as Top Innovator by the World Economic Forum through UpLink

Boldin has been named as a Top Innovator in the Prospering in Longevity Challenge by UpLink, the open innovation platform of the World Economic Forum.  Learn more about the award.

October 16, 2024
what to do when your insurance claim is denied

7 Steps to Take When Your Medical Insurance Claim is Denied

Forty percent of insurance claim appeals are successful. It is definitely worth asking questions and fighting claim denials. Learn about the right steps to take.

October 10, 2024

Shhhh: Hush Noise (It’s Different than Bias) for Better Financial Decision Making

Lessons from Nobel Prize winner Daniel Kahneman’s book “Noise” can help you make better financial decisions. Find out how.

October 3, 2024

Can You Do Better than Average on a Quiz of Your Retirement Financial Literacy?

The average that people got right was a mere 30 percent. How will you score on this quiz of retirement financial literacy? Find out now!

September 18, 2024
how to save more money

How to Save More Money: 23 Smart and Mostly Easy Ways to Boost Your Savings

Don’t think you could possibly save more money for retirement? These tips will help you shift your mindset for a secure and happy future. Read now!

September 18, 2024
learned helplessness

Learned Helplessness: Is it Impacting Your Wealth? See How to Do (and Feel) Better

Learned helplessness can sneak up on you and impact your ability to make the good financial decisions. Learn how to spot and overcome it.

September 12, 2024
personal finance fads

10 Personal Finance Fads That Are Totally Buzzing Right Now (And What You Need to Know)

Have you heard of loud budgeting? Underconsumption core? Death cleaning? See what’s trending in the world of personal finance.

August 22, 2024
financial wellness and chronic disease

What Do You Need to Do in Your 20s, 30s & 40s, and 50s & 60s to Protect Your Financial Well-Being from the Possibility of Chronic Disease

No matter your current health status, safeguarding your finances against chronic disease is a critical aspect of securing your future.

August 22, 2024
financial stress

Where to Turn in Times of Financial Stress: 12 Ideas for Feeling More Confident About Your Money

Your personal financial situation and external financial pressures can cause stress and we all need support sometimes. Here are 12 ideas for where to turn when your confidence is rattled.

August 8, 2024
Tim Ranzetta

Podcast 83: Financing the Future, Tim Ranzetta on Educating and Empowering the Next Generation

Hear Tim Ranzetta, discuss the importance of financial education starting in high school and how it is becoming part of the standard curriculum.

August 8, 2024
what is middle class

What is Middle Class?

Explore 9 hallmarks of being middle class and what is the one thing anyone of any class can do to advance.

July 30, 2024
best retirement investments

The Best Retirement Investments: 10 Important Ways to Invest that Are NOT Financial

Monetary retirement investments are critical. Investing in your future health and happiness will pay the important dividends.

July 29, 2024
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 11, 2024
today's dollars vs future dollars

Your Money Over Time: The Critical Differences Between Today’s and Future Dollars

Explore the differences between financial projections in today’s dollars vs. future dollars. See which matters and why.

June 27, 2024

16 Retirement Numbers You Need to Know for a Secure Future

How to make sense of retirement planning? Here is your guide to 16 retirement numbers that could be important for a secure future.

June 27, 2024
financial stress

Don’t Worry, Be Happy: 11 Ways to Reduce Financial Stress

Don’t worry, be happy… Here are 11 real steps you can take that will enable you to experience less financial stress.

June 20, 2024
2026 Tax Brackets TCJA expiration

TCJA: Why Your Taxes Are Likely to Increase in 2026 and What to Do About It

Due to the the TCJA expiration, your 2026 tax brackets and rates will rise. Find out why and how to prepare for the increase.

June 13, 2024

Boldin Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.