Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

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personal finance fads

10 Personal Finance Fads That Are Totally Buzzing Right Now (And What You Need to Know)

Have you heard of loud budgeting? Underconsumption core? Death cleaning? See what’s trending in the world of personal finance.

August 22, 2024
financial wellness and chronic disease

What Do You Need to Do in Your 20s, 30s & 40s, and 50s & 60s to Protect Your Financial Well-Being from the Possibility of Chronic Disease

No matter your current health status, safeguarding your finances against chronic disease is a critical aspect of securing your future.

August 22, 2024
financial stress

Where to Turn in Times of Financial Stress: 12 Ideas for Feeling More Confident About Your Money

Your personal financial situation and external financial pressures can cause stress and we all need support sometimes. Here are 12 ideas for where to turn when your confidence is rattled.

August 8, 2024
Tim Ranzetta

Podcast: Financing the Future, Tim Ranzetta on Educating and Empowering the Next Generation

Hear Tim Ranzetta, discuss the importance of financial education starting in high school and how it is becoming part of the standard curriculum.

August 8, 2024
what is middle class

What is Middle Class?

Explore 9 hallmarks of being middle class and what is the one thing anyone of any class can do to advance.

July 30, 2024
best retirement investments

The Best Retirement Investments: 10 Important Ways to Invest that Are NOT Financial

Monetary retirement investments are critical. Investing in your future health and happiness will pay the important dividends.

July 29, 2024
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 11, 2024
today's dollars vs future dollars

Your Money Over Time: The Critical Differences Between Today’s and Future Dollars

Explore the differences between financial projections in today’s dollars vs. future dollars. See which matters and why.

June 27, 2024

16 Retirement Numbers You Need to Know for a Secure Future

How to make sense of retirement planning? Here is your guide to 16 retirement numbers that could be important for a secure future.

June 27, 2024
financial stress

Don’t Worry, Be Happy: 11 Ways to Reduce Financial Stress

Don’t worry, be happy… Here are 11 real steps you can take that will enable you to experience less financial stress.

June 20, 2024
2026 Tax Brackets TCJA expiration

TCJA: Why Your Taxes Are Likely to Increase in 2026 and What to Do About It

Due to the the TCJA expiration, your 2026 tax brackets and rates will rise. Find out why and how to prepare for the increase.

June 13, 2024
the algebra of wealth

The Algebra of Wealth: 10 Lessons from Scott Galloway’s New Book

In his new book, The Algebra of Wealth, Professor Scott Galloway offers a path to economic security.

June 13, 2024
housing market

Why the Housing Market is More Important than the Stock Market for Most People

People often worry about the wrong things. You might be watching the stock market, but other metrics are significantly more important to most.

June 6, 2024

Midlife Stress: Understanding the U-Curve of Happiness and How to Feel (and Do) Better

Kids, retirement, and aging parents – midlife brings a lot of competing priorities. Here are 8 things you can do to overcome feelings of financial stress.

June 6, 2024
financial planning myths

What Do People Get Wrong About Financial Planning? 18 Big Myths and Misconceptions

There is a lot of confusion about financial planning. Here are 18 of the biggest misconceptions.

May 30, 2024
financial mapping

Financial Mapping: A Retirement Plan Is Like a Navigation System for Your Money and Time

Financial mapping, creating a roadmap for your money can help you with better financial habits, decisions and outcomes. It’s GPS for your finances.

May 23, 2024

Understanding How Concepts of Time Impact Your Financial Plans

Explore how different philosophical and cultural definitions of time can provide insights into your financial decision-making process.

May 21, 2024
how to build wealth

28 Keys to Building Wealth (Even Building Wealth After 50)

Building wealth can happen even after age 50! Just follow a few of these 28 best practices and habits consistently. Read now!

May 16, 2024
wealthiest retirees

Are You Among the Wealthiest (Top 5%) of All Retirees?

What does it take to be the top 1%, 5%, 10%, or 50% for wealth in retirement? See how wealth is defined and where you stand.

May 16, 2024
Robert Brokamp Podcast

Podcast: Wealth & Wisdom with Robert Brokamp

Get valuable insights on retirement, purpose, and investing from Robert Brokamp, CFP, author, and a senior advisor at Motley Fool.

May 9, 2024
does money buy happiness

11 Ways Money Really Can Buy Happiness

Does money buy happiness? It does if you know how to spend it. Find out how to improve your quality of life with the right kind of spending.

May 9, 2024
stagflation

Stagflation: When Inflation Meets Stagnation and What to Do About It

Stagflation is a future possibility. Discover how we might prevent it and what to do if it happens. Read now…

May 9, 2024
financial decision making

13 Ways to Improve Your Financial Decision Making

Making the right decision is important. Financial decision making is especially critical. Here are 13 tips for a wealthier future.

May 2, 2024

How the Wealthy Spend Money Differently from Everyone Else

How are the spending habits of the wealthy different from yours? Get insights into wealth accumulation and financial success.

April 25, 2024

Boldin Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.