Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

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stock market corrections

Stock Market Corrections, Crashes, and Bear & Secular Bear Markets: The Differences and How to Handle for Long Term Financial Health

Learn about the differences between stock market crashes, corrections, and secular bear markets. Plus: 14 tips for weathering these storms.

March 13, 2025
economic uncertainty

Economic Uncertainty: 10 Ways to Improve Your Financial Well-Being When the World Feels Chaotic

Uncertainty. Fear. Confusion. Your worries might seem unmanageable, but there’s a lot you can do to improve financial well being right now. Get started!

March 13, 2025
game strategies

Checkmate Your Money: How Winning Strategies from Your Favorite Games Can Improve Wealth & Security

Discover the key strategies to win at 9 popular games and how these lessons apply to building wealth and financial security.

March 6, 2025
retirement investing tips

28 Retirement Investing Tips from Today’s Financial Geniuses

Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality.

February 27, 2025
financial success by generation

Financial Success: What Each Generation Thinks It Takes to Be Wealthy (and How Far Off They Are from Reality)

What is financial success? Gen Z says $9.5M! Boomers get by with $100K. See how generational money goals compare to reality and what’s needed to get by.

February 20, 2025
spending mindset

Going from a Saving to a Spending Mindset: How to Stop Worrying, Retire, and Enjoy It

You, like many Boldin users, might have enough to retire, but are scared to start spending. Get 7 tips for moving to a spending mindset.

January 30, 2025
scarcity

Scarcity: Don’t Let it Steal Your Retirement

Worry about the scarcity of time, money, food, etc… can be a problem in lots of situations – including retirement. Learn how to focus on what’s important!

January 30, 2025
finances in 2025

9 Big Economic Developments and How They’ll Help (or Hurt) Your Finances in 2025

Big changes are afoot with the start of 2025. See what’s in store for your bottom line.

January 23, 2025
debt ceiling

What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

January 19, 2025
micro financial habits

17 Micro Financial Habits for More Wealth and Peace of Mind

Micro financial habits are quick, easy, and meaningful ways to do better with your money. Explore options to use in your everyday life.

January 16, 2025
financial goals

The 4 Kinds of Financial Goals and Why They Are All Important for a Secure Future

Set financial goals today to reduce stress. Learn why setting process-oriented as well as short-, medium- and long-term financial goals are critical to your success.

January 9, 2025
climate change

Climate Disasters: How to Protect Your Money, Home, and Retirement Well Being

Learn how climate disasters could impact your retirement and take steps now to protect your health and wealth from possible negative impacts.

January 9, 2025
financial goals and resolutions

Financial Goals and Resolutions: Prepare for a Great 2025 and Beyond

Set financial goals and resolutions for 2024. Here are 28 things to consider to set yourself up for a secure and happy future.

January 2, 2025
best retirement articles

Best Financial and Retirement Articles from 2024

Top retirement articles covered Roth mistakes, wealth, average net worth, decision-making, rules, and more related to achieving a secure future.

December 24, 2024
cross class friendships

Cross Class Friendships: Why Having Friends with Money is a Good Thing for Long Term Wealth and Security

New research on cross class friendships is another data point on why we are better off when we mix across wealth, health, and age.

December 17, 2024
distribution strategies for inherited iras

Have an Inherited IRA? Here is Your Guide to Strategizing Required Withdrawals from Your Account

Learn about distribution rules for inherited IRAs and learn how to strategize your distributions for your financial goals.

December 12, 2024
financial gift

Holiday Gift Guide: Great Financial Wellness and Investment Gifts for Everyone in the Family (Even the Kids)

This gift guide is focused on helping you give long term financial success and happiness to everyone on your list, young and old.

December 12, 2024
financial values

How and Why to Pass on Financial Values to Your Heirs

The best gift to leave heirs isn’t a lot of money. What’s really valuable is to pass along strong financial values and knowledge. Learn how.

December 12, 2024
savings playbook

The Savings Playbook, a Logical and Meaningful Way to Prioritize Where You Save Money

The savings playbook is a methodology for determining the most impactful way to use your money. Check it out, #4 surprises people.

December 5, 2024
average net worth by age

Average Net Worth by Age

We’ll argue that average net worth is a meaningless benchmark. However, we will concede that it can be very interesting.

November 27, 2024

Habits of High Achievers: When to Copy and When to Follow Your Own Path

Adopting strategies of high achievers can be helpful. Consider when to follow and when to forge your own way.

November 27, 2024
pros and cons of tracking net worth

The Pros and Cons of Tracking Net Worth and How to Keep This Metric in Perspective

Measuring net worth is popular, but is it the only (or even best) way to assess your financial health? Explore the pros and cons of tracking this metric.

November 27, 2024
financial success

A Recipe for Financial Success: It’s as Easy as Pumpkin Pie

Do you have all the ingredients and the right recipe for financial success? It needn’t be complicated. In fact, it can be as easy as pie.

November 21, 2024
abundance

Think Abundance and Be Grateful: The Secret Mindsets for Building Wealth

Feeling grateful creates a sense of abundance and that has powerful wealth building powers. Learn how.

November 21, 2024

Boldin Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.