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The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”
Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.
Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.
Wealth means net worth, cash flow, and lifestyle security. See benchmarks by age, generation, and income to put your numbers in context.
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
The middle class spans roughly $55,000 to $167,000 nationally. It varies by area, and says less about financial security than most expect.
The beliefs you carry about money help determine what you do with it. Here’s why your biggest financial obstacle isn’t a number.
Money dysmorphia is a distorted view of your finances, even when the numbers are fine. Here’s how to spot it and what to do about it.
Only 15% of Americans managed to ace this 8-question financial literacy quiz. Find out which knowledge gaps cost you the most.
The Fed found 73% of Americans doing okay financially. Only 35% feel on track for retirement. Both numbers are right, and that’s the problem.
The median U.S. household has $39,000 saved. See how the middle class compares by age, from cash to home equity.
Using ‘Atomic Habits’ to reach your financial goals — James Clear’s habit framework applied to wealth building and long-lasting confidence.
The top 10% wealthiest retirees have about $3.0M in net worth. See what the top 1% have, and where you stand.
Hiro Finance is gone. Compare the best alternatives, including a powerful AI tool built for smarter financial planning.
The contribution order for retirement accounts can affect how much your money compounds tax-free. Here’s how to prioritize for tax efficiency.
Money is not all about numbers and analysis. Emotions can help and hurt your financial security. Learn how to be an emotionally intelligent investor.
Most TCJA provisions are now permanent, but your bracket thresholds, deductions, and credits still changed for 2026. Here’s what’s different.
Explore how different philosophical and cultural definitions of time can provide insights into your financial decision-making process.
Here are a few commonly misunderstood financial terms across investments, taxes, insurance, retirement, and estate planning.
Ever wonder why financial resolutions fail? It’s not willpower. Learn the real reasons and how to achieve your goals and dreams.
The research is clear, luck is more important to success than hard work and intelligence. Find out why and explore 10 ways to get luckier.
Set financial goals and resolutions for 2026. Here are 28 things to consider to set yourself up for a secure and happy future.
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
You probably budget or measure your money. But, are you budgeting time? Explore 9 ideas for measuring and valuing what really matters.
Year end financial planning is a meaningful moment to reflect, make thoughtful decisions about your future, and build confidence.
Worrying is not the solution to financial stress. Find out about the one powerful thing you can do to feel better about your future.
The most important part of your financial plan isn’t your rate of return. It is planning your dreams – whatever is important to you.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.