Retirement Planning
See Your Total Asset Allocation Across All Accounts in One View
How to sort your holdings into 8 asset classes, spot concentration risk, check against your risk profile, and catch drift or cash drag early.
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Planning
The Future of Financial Advice Isn’t More Advisors
Vanguard just paid billions for Altruist to scale advisors. Boldin’s CEO argues the bigger opportunity is scaling what you can do yourself.
Debt
Pay Off Debt or Save for Retirement? How to Model Your Plan
Debt advice often stops at interest saved, but you can see whether paying off debt faster changes your retirement date using planning tools.
Retirement Planning
Erin Talks Money: What She Wants Retirees to Know
Erin Moriarity shares her take on Social Security timing, building a retirement income floor, and when to stop going DIY and hire a CFP.
Retirement Planning
Financial Literacy in America Hits a Record Low in 2026
Risk comprehension is the weakest financial literacy domain in 2026, and age doesn’t fix it. See why six in 10 Americans struggle with financial decisions.
Retirement Planning
What to Do With Money After Kids Graduate
When tuition stops, it frees up $30,000 to $80,000 a year. Most households don’t have a plan for that money. Here’s how to put it to work.
Retirement Planning
Why Having a Plan Gives You More Freedom in Retirement
A retirement plan isn’t about restriction. It’s what turns limited resources into real confidence. Here’s why the constraint is the point.
Retirement Planning
What’s a Safe Withdrawal Rate in 2026? Morningstar Weighs In
Morningstar puts the safe withdrawal rate at 3.9%, but flexible strategies can push it to 5.7%. Seven takeaways and what they mean for you.
Retirement Planning
‘You Can Still Do It’: How One Woman Figured Out Retirement on Her Own
She was self-employed, single, and unsure she’d saved enough. Then the Boldin Planner showed the full picture, and the answer surprised her.
Retirement Planning
Americans Want to Live to 91. How Long Will Your Retirement Last?
Retirement planning assumes a lifespan of 79, but most Americans hope to live longer. Here’s how your plan can last as long as you do.
Retirement Planning
Retirement Spending Plan: How to Know If Your Number Is Right
Retirement spending estimates are often too low, but a retirement spending plan can change that. Here’s how to keep your money from running out.
Retirement Planning
Boldin vs. Empower: Which Retirement Planner Is Best for You?
Empower shows you what you own. Boldin models whether it lasts. Here’s how they compare on planning depth, tax strategy, and advisor access.
Retirement Planning
How to Retire With Confidence: What the Data Shows
Workers with a retirement plan are more than twice as likely to feel confident. Two national surveys explain the planning gap.
Retirement Planning
ProjectionLab vs. Boldin: Which Retirement Planner Is Best for You?
Boldin is a retirement planner with AI, Monte Carlo, and Roth optimization. ProjectionLab is a modeling sandbox. Here’s how they compare.
Retirement Planning
DIY Retirement Planning Works Better With People You Trust
Most people do DIY retirement planning on their own. Here’s why a small peer group and tools you control can change everything.
Retirement Income
How to Pay Taxes in Retirement and Avoid IRS Penalties
Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you.
Planning
5 High-Impact Retirement Planning Strategies Most People Never Use
Most people skip retirement planning strategies with the highest payoff. Here are 5 of them, including one that’s essentially free money.
Planning
ChatGPT for Retirement Planning: Does It Work?
Using ChatGPT for retirement planning? We asked ChatGPT and Boldin AI the same question: “Can I retire?” This is how they replied.
Retirement Planning
CalSavers: What California Workers and Employers Need to Know
Learn how CalSavers applies to California workers and employers, including automatic Roth IRA enrollment, payroll deductions, and benefits.
Financial Wellness
Retirement Account Contribution Order: How to Get More From Every Dollar
The contribution order for retirement accounts can affect how much your money compounds tax-free. Here’s how to prioritize for tax efficiency.
Planning
Podcast 108: Social Security & Medicare: What’s Changing and What It Means for You with Mark Miller
Steve Chen sits down with Mark Miller to unpack the biggest changes hitting Social Security and Medicare right now.
Planning
Roth Conversions in a Down Market: The Tax Window Many Miss
A market drop lowers what you’ll owe on a Roth conversion. Learn how to turn a portfolio pullback into a long-term tax win.
Happy Retirement
‘Do We Have Enough?’ How This Couple Knew When to Retire
Leslie and Thomas Martin stress-tested their portfolio and gained the confidence to retire with a personalized financial strategy.
Planning
James Choi’s Formula: How Much Should You Invest in Stocks?
James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age.
