Starting October 15, the annual price for new Boldin PlannerPlus subscriptions will increase from $144 ($12 a month, billed annually) to $168 ($14 a month, billed annually).
A good financial decision can be worth far more than the tools you use to make it. Boldin is a retirement and financial planning platform that lets you build and test your own plan. PlannerPlus helps you make smarter decisions about retirement, taxes, spending, investments, and more — and it’s become significantly more powerful this year.
New capabilities include Boldin AI, security, the Document Vault, investment insights, and more sophisticated modeling tools. Improvements to taxes and retirement income are coming soon.
What This Means for Current Subscribers
This price change applies only to new subscriptions. In appreciation of your support, trust, and loyalty, existing PlannerPlus subscribers will currently continue to renew at your original subscription price.
Not a Subscriber Yet? Get PlannerPlus for $144 Before Oct. 15
Subscribe before October 15 to get PlannerPlus at the current $144 annual price. If you’ve been thinking about it, now’s the time to sign up for PlannerPlus.
PlannerPlus lets you test retirement dates and model Roth conversions before you commit. You also get everything we added this year.
What’s New in PlannerPlus in 2026
This year brought an AI assistant that can answer your big and small questions and also update your plan. We added a secure Document Vault to help with plan updates. You also got new investment tools and new ways to stress-test spending and market risk.
Our team has worked hard over the past year to build these features, and many more are on our roadmap.
Boldin AI and the Document Vault
Boldin AI: Ask Boldin AI about your own numbers and get answers grounded in your plan. It’s free on every Boldin plan and still in beta.
Boldin AI plan updates: Since August, PlannerPlus members can tell Boldin AI what changed and let it update the plan. Add an account, push back your retirement date, or adjust a number. Boldin AI shows each proposed change, and nothing saves until you confirm it.
Document Vault: Store tax returns, statements, paystubs, and estate documents in encrypted storage. Then ask Boldin AI to read a document and flag planning opportunities. It can also send specific figures into your plan. Document Vault is a PlannerPlus feature, and your files stay private and under your control.
Investment Insights
Investments: Today: See how your money is allocated across every account and whether it matches your Risk Profile.
Investments: Future: Compare investment strategies built around your Risk Profile and life stage. For now, it’s explore-only, so you can weigh your options before anything changes in your plan.
Security
Multi-factor authentication: MFA is now required on every Boldin account to keep your plan and data secure.
Linked accounts: We’ve kept strengthening linked-account connections this year, and that work continues.
Modeling Tools
Sankey Cashflow Chart: See where your income comes from and where it goes each year. Wider bands mean bigger dollar amounts, so taxes, spending, and savings are easy to compare. Flip between years to watch your income shift from work to Social Security and savings withdrawals.
Spending Guardrails: See your Safe Spending Target. It’s the yearly amount that keeps your plan near an 80% Chance of Success in market simulations. If you’re retired, guardrails flag when to spend more and when to trim back for a few years.
Market Risk Explorer: Model a decade of poor returns, three bad years in a row, or a downturn you design. You’ll see how each one changes your Chance of Success and projected savings.
Model a Social Security Reduction: Test how a future benefit cut would change your plan. Turn it on and the default assumption is a 22% cut starting in 2032.
Debt Payoff Explorer: Compare the avalanche and snowball methods side by side. You’ll get a payoff date and total interest for each, so you can pick the approach that fits you.
My Financial Journey Chart: Track the milestones and lifetime events that matter to you. Add a goal like an Africa trip, or mark the year college tuition is paid off.
We also improved the Roth Conversion Explorer, kept rates and assumptions current, and added history tracking to net worth. You can see every update as it ships in our release notes.
What’s Coming Next for PlannerPlus?
We’re building Boldin into a comprehensive platform for planning and managing your finances. PlannerPlus has several updates in development for the coming months:
- Improvements to the Roth Conversion Explorer
- Tax modeling for NIIT and ACA, plus other tax updates
- Investment income
- Fee and concentration risk analysis
- Proportional withdrawals
- Apply to Plan for Investments: Future
- More MFA options and Market Risk Explorer upgrades
Look for bigger announcements throughout 2027 as our platform takes shape.
Thank You for Being Part of the Boldin Community
Your feedback shapes what we build, and we wouldn’t be here without you. We look forward to helping you plan for the future you want.
