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Blog Your guide to financial planning and retirement
Your retirement plan is a roadmap to your future, but like all plans, it is likely to evolve and change over time.
The economy will not behave exactly as you have anticipated and your own life and goals will also change over time.
And, the best retirement planning goes way beyond your savings and investments. Numerous other factors like Social Security, when you stop work, your longevity, home equity, debt, taxes, income sources, inflation, spending, healthcare costs, lifestyle choices, and more may actually represent greater value or be more important than your savings with regards to your overall financial wellness.
Most people do DIY retirement planning on their own. Here’s why a small peer group and tools you control can change everything.
Books on retirement planning, purpose, and healthy aging that Boldin readers keep recommending, plus top picks for gifts.
Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you.
Most people skip retirement planning strategies with the highest payoff. Here are 5 of them, including one that’s essentially free money.
Using ChatGPT for retirement planning? We asked ChatGPT and Boldin AI the same question: “Can I retire?” This is how they replied.
Learn how CalSavers applies to California workers and employers, including automatic Roth IRA enrollment, payroll deductions, and benefits.
Delaying Social Security to 70 can add $100,000+ in lifetime benefits. These are the planning strategies that make the biggest difference.
At 62, Social Security is up to 30% smaller and Medicare is 3 years away. Here’s how to plan for both and know if your portfolio is ready.
See figures by trust, education, and wealth tier, from $6,100 for the least wealthy to $2.7 million for the top 1%, plus what it means for your plan.
The contribution order for retirement accounts can affect how much your money compounds tax-free. Here’s how to prioritize for tax efficiency.
Retirees often pay more in taxes than they expect. Here’s how to plan withdrawal sequencing, Roth conversions, and RMDs for a lower bill.
Steve Chen sits down with Mark Miller to unpack the biggest changes hitting Social Security and Medicare right now.
A market drop lowers what you’ll owe on a Roth conversion. Learn how to turn a portfolio pullback into a long-term tax win.
Compare the most accurate life expectancy calculators: Living to 100, Blue Zones, SSA and Wharton tools, and more. See who each is best for.
Average health insurance cost from 62 to 65 often tops $1,000 a month without a subsidy. See real cost ranges and how to plan for it.
Leslie and Thomas Martin stress-tested their portfolio and gained the confidence to retire with a personalized financial strategy.
James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age.
The Odyssey Plan helps you explore bigger possibilities, test tradeoffs, and choose with real confidence.
Explore 10 things to think about – lifestyle and financial factors – when considering the best state for retirement.
Planning for the future should involve strategizing to minimize taxes. Explore 25 tips to help you plan, do retirement tax filings, and save money.
What can you learn by creating a retirement plan? Get inspired by 19 planning insights and discover your path to a secure future.
Explore how different philosophical and cultural definitions of time can provide insights into your financial decision-making process.
The transition to retirement is an ideal time to write a manifesto. In retirement you are no longer defined by the work you do for money. You can be defined by you.
CA State Treasurer Fiona Ma and CalSavers Director David Teykaerts break down how the state is improving retirement access.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
