Retirement Planning
Retirement Spending Plan: How to Know If Your Number Is Right
Retirement spending estimates are often too low, but a retirement spending plan can change that. Here’s how to keep your money from running out.
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Retirement Planning
Running Out of Money in Retirement: What Happens and What to Do
40% of households will run out of retirement savings. Here’s what that looks like, and specific moves that can change the outcome.
Retirement Planning
Dave Ramsey Retirement Calculator: Test His Numbers Free
Run the Dave Ramsey retirement calculator math at his 11% return and a lower one, then see what his 8% withdrawal rule means for your target.
Retirement Planning
Boldin vs. Empower: Which Retirement Planner Is Best for You?
Empower shows you what you own. Boldin models whether it lasts. Here’s how they compare on planning depth, tax strategy, and advisor access.
Retirement Planning
2026 Catch-Up Contribution Limits: 401(k) and IRA
After 50, you can contribute up to $32,500 to a 401(k) and $8,600 to an IRA in 2026. Here’s how catch-up limits work at every age.
Retirement Planning
ProjectionLab vs. Boldin: Which Retirement Planner Is Best for You?
Boldin is a retirement planner with AI, Monte Carlo, and Roth optimization. ProjectionLab is a modeling sandbox. Here’s how they compare.
Retirement Savings and Investments
What Rate of Return Should You Use for Retirement Planning? Here’s the Range.
Use 6–8% while you’re saving for retirement, 5–6% while you’re withdrawing. The right rate depends on your asset mix and timeline.
Retirement Planning
How to Build a DIY Retirement Plan Without Going It Alone
Most people do DIY retirement planning on their own. Here’s why a small peer group and tools you control can change everything.
Retirement Planning
Retirement Planning Near Me: How to Find and Compare Options
Local retirement planners, CFPs, and fee-only advisors explained — plus a DIY option that costs $168/year instead of $10,000/year.
Retirement Planning
Best Books on Retirement 2026: 27 Picks for Planning and Purpose
Books on retirement planning, purpose, and healthy aging that Boldin readers keep recommending, plus top picks for gifts.
Taxes
How to Pay Taxes in Retirement and Avoid IRS Penalties
Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you.
Retirement Planning
5 High-Impact Retirement Planning Strategies Most People Never Use
Most people skip retirement planning strategies with the highest payoff. Here are 5 of them, including one that’s essentially free money.
Retirement Planning
ChatGPT for Retirement Planning: Does It Work?
Using ChatGPT for retirement planning? We asked ChatGPT and Boldin AI the same question: “Can I retire?” This is how they replied.
Retirement Savings and Investments
CalSavers: What California Workers and Employers Need to Know
Learn how CalSavers applies to California workers and employers, including automatic Roth IRA enrollment, payroll deductions, and benefits.
Retirement Planning
Social Security Optimization Strategies: 15 Tips to Maximize Your Benefits
Delaying Social Security to 70 can add $100,000+ in lifetime benefits. These are the planning strategies that make the biggest difference.
Retirement Planning
Retire at 62: What It Takes to Make It Work
At 62, Social Security is up to 30% smaller and Medicare is 3 years away. Here’s how to plan for both and know if your portfolio is ready.
Retirement Savings and Investments
Retirement Account Contribution Order: How to Get More From Every Dollar
The contribution order for retirement accounts can affect how much your money compounds tax-free. Here’s how to prioritize for tax efficiency.
Retirement Planning
Retirement Tax Planning: How to Keep More of Your Money
Retirees often pay more in taxes than they expect. Here’s how to plan withdrawal sequencing, Roth conversions, and RMDs for a lower bill.
Retirement Planning
Podcast 108: Social Security & Medicare: What’s Changing and What It Means for You with Mark Miller
Steve Chen sits down with Mark Miller to unpack the biggest changes hitting Social Security and Medicare right now.
Taxes
Roth Conversions Cost Less When Markets Are Down
A market drop lowers what you’ll owe on a Roth conversion. Learn how to turn a portfolio pullback into a long-term tax win.
Retirement Planning
Free Life Expectancy Calculator + the 10 Most Accurate Tools
Use this free life expectancy calculator to see your odds of reaching 80, 90, or 100, alone or as a couple. Then compare the 10 most accurate tools.
Medicare and Health Insurance
Health Insurance Age 62 to 65: Average Cost Before Medicare
Average health insurance cost from 62 to 65 often tops $1,000 a month without a subsidy. See real cost ranges and how to plan for it.
Retirement Planning
‘Do We Have Enough?’ How This Couple Knew When to Retire
Leslie and Thomas Martin stress-tested their portfolio and gained the confidence to retire with a personalized financial strategy.
Retirement Savings and Investments
James Choi’s Formula: How Much Should You Invest in Stocks?
James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age.
