Retirement Planning

Your retirement plan is a roadmap to your future, but like all plans, it is likely to evolve and change over time.

The economy will not behave exactly as you have anticipated and your own life and goals will also change over time.

And, the best retirement planning goes way beyond your savings and investments. Numerous other factors like Social Security, when you stop work, your longevity, home equity, debt, taxes, income sources, inflation, spending, healthcare costs, lifestyle choices, and more may actually represent greater value or be more important than your savings with regards to your overall financial wellness.

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what scares you about retirement

Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retirement Facts

If you’re near retirement age, then perhaps what scares you more than spiders and goblins is your financial future.

October 24, 2024

Radical Optimism as a Financial Strategy: 7 Ways to Optimize for Greater Wealth and Well Being

Discover how radical optimism can reshape your personal finance approach—from embracing uncertainty to anticipating the future—and unlock sustainable wealth and well-being.

October 17, 2024

Shhhh: Hush Noise (It’s Different than Bias) for Better Financial Decision Making

Lessons from Nobel Prize winner Daniel Kahneman’s book “Noise” can help you make better financial decisions. Find out how.

October 3, 2024
leaving money on the table

7 Ways You May Be Leaving Money on the Table When You Retire

A secure retirement is hard to achieve – especially if you are leaving money on the table. Here are 7 tips to increase wealth.

October 3, 2024

14 Myths About Becoming a Millionaire (Including that It Isn’t Too Late Even After Retirement)

For many, becoming a millionaire is a desirable (and useful) milestone. Here are 14 myths about millionaires and some tips for how to become one at any age.

September 26, 2024
transition to retirement

The Transition to Retirement: 11 Exceptional Tips for the Average Joe or Jane

Boomers were never average. However, here are 11 exceptional tips for the transition to retirement that apply to us all. Read now…

September 26, 2024

Counting Down the Days to Retirement? 8 Ideas for How to Thrive as You Wait for the Big Day

Heading into retirement can be a difficult in-between-time. Here are 8 ideas for how to thrive as you navigate the transition.

September 18, 2024

Can You Do Better than Average on a Quiz of Your Retirement Financial Literacy?

The average that people got right was a mere 30 percent. How will you score on this quiz of retirement financial literacy? Find out now!

September 18, 2024
how to save more money

How to Save More Money: 23 Smart and Mostly Easy Ways to Boost Your Savings

Don’t think you could possibly save more money for retirement? These tips will help you shift your mindset for a secure and happy future. Read now!

September 18, 2024

7 Simple Tips for How to Invest for Retirement

Knowing how to invest for retirement can be complicated and it is not an innate skill. However, you can do it with these 7 simple tips.

August 27, 2024
retirement expenses

10 Major Retirement Costs Overlooked by a Many Americans

Underestimating expenses is a good way to run out of money. Learn about commonly overlooked retirement expenses. You’ll be surprised by #1.

August 15, 2024
retire abroad

How to Retire Abroad: 12 Tips for Retirement Overseas

Have you always thought about living in another country? Learn how to more your dreams of living abroad closer to reality.

August 15, 2024
managing money in retirement

10 Tips for Planning to Manage Your Money in Retirement

In some ways managing money in retirement will be easier and in other ways it will be harder. Here are 10 tips for getting it right.

July 29, 2024
life after retirement

Hurry! Life After Retirement is Going to Be Great (Assuming You Are Truly Ready)

You might be nervous about your future but research suggests that you should run – not walk – toward retirement.  Get ready to retire because the best times of your life await you. Most People Find that Retirement is the Happiest Period of Life Research from Age Wave and Merrill Lynch found that, of all […]

July 25, 2024
retirement surprises

18 Retirement Surprises: What Retirees Wish They Knew About Retirement BEFORE Retiring

Here are a 18 possible retirement surprises. Make a plan and be prepared. Though the biggest surprise might be that you’ll make it work no matter what.

July 18, 2024
new retirement rules

Boldin’s Retirement Rules: 18 Guidelines for Financial Security in this Crazy Modern World

Many ideas about retirement are out of date. Explore these 18 NEW retirement rules for a more secure future.

July 3, 2024
today's dollars vs future dollars

Your Money Over Time: The Critical Differences Between Today’s and Future Dollars

Let’s face it, money can be confounding. You might think it’s “just math,” but the reality of personal finance is that there is never just one “right” answer. In fact, even when evaluating the numbers in financial projections there are different ways of viewing the value of your money. You can evaluate your financial future […]

June 27, 2024
should I retire

Should I Retire? 9 Ways to Help You Decide if It’s Time to Call it Quits

Should I retire? It is a big question. If you aren’t sure, try these 9 exercises to see if you are ready to leave work behind. Read now…

June 27, 2024

16 Retirement Numbers You Need to Know for a Secure Future

How to make sense of retirement planning? Here is your guide to 16 retirement numbers that could be important for a secure future.

June 27, 2024
long life

How to Live a Long Life: 10 Habits of Happy and Healthy Aging 

You know diet and exercise can help you live a long life. Have you also developed the social, emotional and financial habits you need to thrive?

June 25, 2024
Andrew Biggs

Podcast 80: Andrew Biggs on the “Retirement Crisis” (He Says There Isn’t One) and a Look at Social Security

Policy expert, Andrew Biggs, discusses the so called “retirement crisis” and shares his thoughts on the solvency of Medicare and Social Security.

June 20, 2024
financial stress

Don’t Worry, Be Happy: 11 Ways to Reduce Financial Stress

Financial stress is real, but there are ways to address it. Here are 11 ways to “don’t worry, be happy…” about your money. No matter what is going on in the economy or your own life, stress about money can be an emotional rollercoaster. It doesn’t seem to matter how much (or little) money you […]

June 20, 2024

The 17 Best Places to Retire in the World: Explore Unexpected Locations!

Far flung locations are some of the best places to retire in the world. Explore a range of 17 surprising retirement destinations.

June 19, 2024
Retirement Planning Guide

Retirement Planning Guide: 8 Steps to a Better Future

Retirement planning is probably not on your top ten list for how to spend your time. However, getting your hands around your finances and planning a secure future retirement can make you feel great. And, it doesn’t have to be hard. Here is your complete retirement planning guide. This simple eight step plan will help […]

June 12, 2024

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