Retirement Planning

Your retirement plan is a roadmap to your future, but like all plans, it is likely to evolve and change over time.

The economy will not behave exactly as you have anticipated and your own life and goals will also change over time.

And, the best retirement planning goes way beyond your savings and investments. Numerous other factors like Social Security, when you stop work, your longevity, home equity, debt, taxes, income sources, inflation, spending, healthcare costs, lifestyle choices, and more may actually represent greater value or be more important than your savings with regards to your overall financial wellness.

Read More

Explore content

Tap home equity for retirement

5 Ways to Tap Home Equity in Retirement and 7 Times When it May Be a Good Idea to Do So

Have financial holes in your retirement plan (like not enough savings or unknown risks? See if you should use home equity to fill them.

November 20, 2023
retirement planning ages

Key Retirement Planning Ages: Important Milestones Everyone Hits in their 50s & 60s

Certain ages play a crucial role in retirement planning. Find out what you need to know when.

November 16, 2023
best financial planning tools

The 5 Best Financial Planning Tools Online: Go Beyond Budgeting

Whether you are interested in budgeting, monitoring your finances, or making better financial decisions, find a financial planning tool that fits your goals.

November 12, 2023
marshmallow test

Why Financial Planning is the Ultimate Marshmallow Test

Let’s find out why financial planning is the ultimate marshmallow test and explore a few tips for how you can ace it.

November 9, 2023
alternative investments

Are Alternative Investments a Good Idea for Your Retirement?

Should you consider alternative investments as part of your retirement asset allocation? Probably not, but it depends. Explore the pros and cons.

November 9, 2023

How Much Do You Need for Retirement if You Will Live to Be 100?

What chance do you have of living to 100? And, can you afford to do so? Explore life expectancy trends and what it takes to fund a long life.

November 2, 2023
financial mistake

The 28 Big Financial Mistakes that Most People Make and 28 Easy Fixes for a Better Future!

How many of these 28 financial planning mistakes are you making? Almost everyone fails at #4 and #23. Explore the problems and how to fix them.

October 26, 2023
advice to yourself

What Advice Would Your 80-Year-Old Self Offer to You Today?

Find out why putting yourself in the mindset of your 80-year-old self and hearing what they have to say is really important.

October 18, 2023
Roth conversion strategies

How to Model Roth Conversion Strategies in the Boldin Retirement Planner

Get a guided walk through of the new Roth functionality and get tips for making the most of the tool. Plus explore all the ways we help you make better decisions about conversions and tax deferred savings.

October 18, 2023
retirement regrets

Retirement Regrets: Top 10 Things Retirees Wish They Would Have Done Differently

Here are 10 ways today’s retirees say they would have planned differently, and what you can do to avoid these retirement regrets.

October 12, 2023
Bud Hebeler

Retirement Tips from Henry “Bud” Hebeler: A Model and Inspiration for Retirement Planning

Here are a 8 of the most important retirement and estate planning lessons from Bud Hebeler. They stand the test of time.

October 4, 2023
best country for retirement

Where in the World is the Best Retirement? (See Where the U.S. Ranks and Discover Worldwide Problems with Financial Security)

Which countries enjoy the best retirement? Why? What are global threats to retirement security? Can you move to any of the top 10 locales?

September 21, 2023
early retirement

How to Retire Early:
30 Tips, Strategies, Tricks & Strategies for an Early Retirement

Early retirement does not need to be a dream. Make it your reality with these tips, tricks and hacks. Learn more now.

September 14, 2023
financial motivations

How Your Financial Motivations Impact Your Financial Decision Making

Financial motivations drive your financial decisions. Be aware of them and you will make better choices.

September 7, 2023
creating a retirement plan

19 Powerful Insights Gained by Creating a Retirement Plan

What will can you learn by creating a retirement plan? Get inspired by 19 planning insights and discover your path to your secure future.

September 7, 2023
money personality type

What is Your Money Personality Type? Will It Impact Your Financial Security?

Your money personality type can impact your retirement security. Find out which type(s) you are and learn how to use it to your advantage!

September 6, 2023
retirement planning activities

Retirement Planning Activities: Are You Doing More or Less than the Average Person?

Some people do a lot more retirement planning than others. Have you done more or less than the average?

August 13, 2023
retirement boredom

The Hard Parts of Retirement: Boredom and Other Problems

Even a financially secure retirement can come with problems. Explore retirement boredom and what else vexes people about post work freedom.

August 10, 2023
financial mindset

The Secret to Financial Discipline, Confidence, and Better Results? A Planning Mindset!

Too many people think that their financial destiny is set and can’t be changed. Find out how a planning mindset improves wealth and security.

August 1, 2023
make great financial decisions

Expert Smackdown: What’s the Best Source of Information to Help You Make Great Financial Decisions?

Should you go by gut? Listen to a guru? Use tools? Pay an advisor or coach? Explore what the experts say about who to listen to when making a financial decision.

July 27, 2023
when can i retire

When Can I Retire? 21 Questions to Help You Find the Right Time

There is no one right way to decide when can i retire. Use these questions to figure out when is right for you.

July 20, 2023
financial optimism

Are You Too Optimistic or Too Pessimistic with Your Financial Plans?

Glass half full or half empty when it comes to your financial outlook? There are benefits to both viewpoints, but usually optimism wins.

July 20, 2023

41 Retirement Party Ideas: Retirement is a Big Deal, Commemorate and Celebrate the Occasion!

Celebrate retirement with a retirement party. Ideas for who to invite, when and where to party, speech ideas, and other ideas & fun stuff.

July 20, 2023
retirement tips

98 Tips for a Healthy, Wealthy, and Happy Retirement!

Here are 98 retirement tips and tricks. Explore useful advice for a healthy, wealthy and happily ever after.

July 13, 2023

Boldin Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.