Retirement Planning
Monte Carlo Simulation for Retirement: How It Works and What Your Odds Mean
A Monte Carlo simulation tests your retirement plan across 1,000 simulated markets to estimate your odds. Here’s how it works and what your score means.
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Retirement Planning
Best Places to Retire in 2027 and How to Choose Yours
U.S. News ranks Midland, Mich., No. 1 for 2027. See where the major lists agree, where retirees are moving, and how to test a move in your plan.
Retirement Planning
Leaving Money on the Table When You Retire: 10 Places to Look
From your last paychecks to your first years retired, here are 10 places people leave money on the table, with 2026 and 2027 figures for each.
Retirement Planning
Fear of Spending Money in Retirement and How to Overcome It
Retirees spend about half of what a safe withdrawal rate allows. See why the fear of spending money in retirement sets in and how to ease it.
Retirement Planning
Can You Retire at 62? How Much You Need and What to Plan For
You can retire at 62 if savings cover your spending until Social Security and three years of health coverage. Here’s how to check the math.
Retirement Planning
2026 Global Retirement Index: Norway Leads, U.S. Falls to 24th
Norway tops the 2026 Natixis Global Retirement Index again. The U.S. slips to 24th of 44. See all 44 countries and what drove the drop.
Your Career
One More Year Syndrome: What Working Another Year Buys You
Working one more year can add savings, raise your Social Security check, and shorten the years your portfolio has to cover. Here’s how to weigh it.
Retirement Planning
How to Plan for Retirement: An 8-Step Guide
How to plan for retirement in eight steps, from counting your savings to testing and reviewing your plan. See where you stand.
Retirement Planning
Retire With Confidence: What Retirement Surveys Show
People with a financial plan are more than twice as likely to feel confident. See what 2026 retirement surveys show and the planning steps people skip.
Retirement Planning
13 Retirement Mistakes to Avoid: How to Fix Each One
Claiming Social Security at 62 cuts your benefit by 30% for life. See the 13 most common retirement mistakes to avoid and how to fix each one.
Retirement Planning
Average Net Worth by Age: Median, Top 10% and Top 5%
The median U.S. household net worth is $215,900, and the average is $1.24 million. See net worth by age, from the 25th percentile to the top 5%.
Housing and Home Equity
How to Use Home Equity in Retirement: 6 Ways to Tap It
Homeowners 62+ hold a record $15.34 trillion in home equity. See 6 ways to use home equity in retirement, what each costs, and when it makes sense.
Retirement Savings and Investments
Top 10% Wealthiest Retirees Have $3.9M: Net Worth by Age
The top 10% wealthiest retirees have about $3.9M in net worth, per Boldin’s analysis of 2025 Fed data. See the top 5% and 1% by age, and where you stand.
Estate Planning
Average Inheritance in the U.S. Is About $125,000. Most Get Less.
About 1 in 4 U.S. families has received an inheritance. See the median, what comes from parents, trusts, wealth tiers, and what it means for your plan.
Retirement Planning
How to Transition to Retirement: A 5-Year Timeline
A transition to retirement works best over about five years. Here’s what to decide when, from your budget and Social Security to Medicare and rollovers.
Retirement Planning
On Track for Retirement? Only 58% of Savers Say Yes in 2026
Just 58% of savers say they’re on track for retirement, down from 68% a year ago. See where high and low earners are slipping and how to check your plan.
Happy Retirement
Retirement Gift Ideas: Thoughtful, Funny, and Personal Picks
Retirement gift ideas for coworkers, parents, and friends: thoughtful, funny, and useful picks, plus how to build a retirement survival kit.
Planning
PlannerPlus Price Rises Oct. 15 for New Boldin Subscribers
On October 15, 2026, the PlannerPlus price rises to $168 a year for new subscribers. Subscribe before then to get the current $144 price.
Retirement Planning
How Much Do I Need to Retire Early? Ages 40 to 60
Retiring early takes more than a bigger nest egg. See how much you need at 40, 45, 50, 55, and 60, and how much has to be reachable before 59½.
Budgeting & Spending
How to Manage Your Money in Retirement: 10 Rules That Work
Retirement changes how money works: fewer earning years, more tax decisions. These 10 rules cover withdrawals, spending, and what shifts over time.
Financial Wellness
How to Save for Retirement: How Much to Save and Where to Put It
How to save for retirement: aim for about 15% of income, use accounts in the right order, and see 2026 401(k), IRA, and HSA limits plus ways to save more.
Retirement Planning
Retirement Milestones by Age: 50 to 75
Here’s every retirement milestone mapped to the exact birthday: catch-up contributions, the Rule of 55, Medicare, Social Security, and RMDs.
Retirement Savings and Investments
See Your Total Asset Allocation Across All Accounts in One View
How to sort your holdings into 7 asset classes, spot concentration risk, check against your risk profile, and catch drift or cash drag early.
Value Your Time
Financial Mapping: A Roadmap for Your Money and Time
Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk.
