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Blog Your guide to financial planning and retirement
There are a lot of questions about retirement savings and investments.
With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?
And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?
See below for articles covering the answers to these questions and more.
People often worry about the wrong things. You might be watching the stock market, but other metrics are significantly more important to most.
Is a retirement bucket strategy right for you? Learn how to calculate your buckets and model them in your financial plan.
The top 10% wealthiest retirees have about $3.0M in net worth. See what the top 1% have, and where you stand.
Summary In this episode of the Boldin Podcast, Steve Chen interviews Robert Brokamp, a CERTIFIED FINANCIAL PLANNER™ professional and key figure at the Motley Fool. They discuss Robert’s journey in the financial sector, the valuable lessons he’s learned about financial planning, and the story behind the Motley Fool. They also touch on topics such as the […]
What is sequence of returns risk? Hint: timing is everything when it comes to withdrawing your savings. Find out how to maximize your retirement income for the long haul.
The Department of Labor is trying to enact a new rule designed to protect retirement savers. See if it will benefit you.
While most people do short term consumption smoothing, you really need it for your future financial security.
The best retirement investments depend entirely on you and your goals. Here are 18 great opportunities for you to consider. Read now!
There are a lot of potential Roth IRA mistakes to be made: 1) Not doing it, 2) Not knowing the rules, 3) Timing, 4) Poor planning, 5) Overlooking spouse… and more!
Your brain is not necessarily set up in a way that makes it easy to plan a secure retirement. You have cognitive biases – faulty ways of thinking that are unfortunately hardwired into your brain – that work against you. Behavioral finance and behavioral economics are the study of these phenomena. Understanding behavioral finance and […]
When it comes to managing investments, there are two main philosophies: active investing and passive investing. You may be thinking, “Why opt for a passive investment strategy? Wouldn’t I want to stay actively involved and ‘on top’ of my investments?!” Of course you do. But it doesn’t have to be done through a time-consuming, costly […]
Investment costs can be easily reduced without compromising returns. Follow these low cost investing guidelines.
Behavioral finance can show you how to be happier, wealthier and achieve a better retirement. Explore 16 rules of thumb for a better future.
Learn about the value of restricted stock units and how to use this compensation to your financial advantage.
We have significantly improved your ability to model paycheck deductions and employer contributions to savings.
Should you consider alternative investments as part of your retirement asset allocation? Probably not, but it depends. Explore the pros and cons.
Explore 9 important considerations when it comes to establishing, tracking, and managing a holistic investment strategy.
Learn about average home equity and how it impacts your wealth, especially if you are in the lower or middle classes.
Your money personality type can impact your retirement security. Find out which type(s) you are and learn how to use it to your advantage!
Are you wealthy? Are you defining wealth correctly? See how people think about wealth and compare your financial well being to others’.
Creating a retirement investment plan for after you retire is downright complicated. Explore 6 competing priorities and how to invest for long term wealth.
Are dividend producing investments the golden goose of your retirement portfolio or a big goose egg when it comes to returns? Explore the pros and cons and find out.
Explore bull market characteristics and what investors need to know to navigate these periods of market optimism.
Learn what average rate of return to use for retirement planning, and how your asset allocation and time horizon should shape the number.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
