The Boldin Financial Planner Take control of your plans. Retire earlier, with more security and find financial confidence.
Get expert support Make sure your plan is set up correctly with a coach. Or, talk to a CERTIFIED FINANCIAL PLANNER® from Boldin Advisors for even more guidance and support.
Resources Fuel your financial planning know-how
Blog Your guide to financial planning and retirement
There are a lot of questions about retirement savings and investments.
With regards to savings, you need to know: How much to save (did you know that some people save too much)? How much savings you will you need for retirement? Where should you save? Should you save pre-tax (traditional, SEP & Simple IRAs, 401ks, 403bs, 457s, 529s, HSAs, etc…) or after-tax (Roth IRAs and 401ks)? How do you find more money to save?
And, there are probably even more questions about investments: What should you invest in (stocks, bonds, real estate, funds)? How should your investments change over time? How do your financial values impact your investment strategy? What is the ideal asset allocation for you? What should you do when the market swings wildly?
See below for articles covering the answers to these questions and more.
Millionaires are nearly as worried as average savers about their retirement. Find out why.
Too good to be true? Explore 15 pros and cons of dividend stocks. Good for retirement income, but also expensive, confusing, and risky.
Bear markets aren’t so different from real life bear encounters. With both you want to remain calm and wait for the bear to retreat.
Explore how to use the Planner to model bear market scenarios. See what might happen over the next year or two with your investments.
Creating a retirement investment plan for after you retire is downright complicated. Explore 6 competing priorities and how to invest for long term wealth.
Don’t repeat mistakes from history. The 5 most recent financial crises provide lessons on protecting and building wealth in troubled times.
Explore investing rules of thumb as well as sample asset allocations to help you know if you are on the right track. Read now!
You have options for investment advice at different costs and service levels. But, the most popular option may not be the best. Learn why…
Bond ladders can be used to protect against interest rate risk. Discover what they are and why you would use one to secure your future.
Wall Street news isn’t great: bear market, inflation & more. However, it may be a great opportunity to invest. Explore 12 tips to help you know if it is for you.
Your next 401k statement is going to look different. And, your retirement income projections may be concerning. Find out why.
As with any economic shift, there are winners and losers. See who benefits and who will suffer more from the recent interest rate hike.
Here are 5 quick and easy tips to consider as stocks slide, interest rates rise, and inflation persists.
You may want to help your children or grandchildren financially. If you have the money, here are 9 tips for passing it on. Learn more…
It is a worrisome time to be planning retirement. Explore 9 ways to adjust your plans for an uncertain economy.
I scream. You scream. We all scream for… I Bonds. Learn why there is so much excitement for I Bonds and explore the pros and cons of this investment.
Steve and Cullen, founder of Orcam Financial Group and Discipline Funds, discuss inflations risk and investing for retirement
Financial advice is often complicated. However, it can be simplified. Browse wisdom for saving, investing, spending and living.
Retirement savings programs are improving and most Americans now want to save more. What is a good employer match? How does yours compare?
Treasury Inflation-Protected Securities (TIPS) are touted as good investments for inflation protection. But, they have significant downsides. Explore the pros and cons.
The best asset allocation strategy for you today? As you age? Is age the best way to determine investment strategy? Get answers.
Learn about donor-advised funds and the significant tax advantages they offer. Explore the downsides to this charitable giving strategy as well.
As summer ends and the economy continues to reopen, there has been a lot of significant economic news. Here are 10 recent headlines and what each of them means for your money. Some of these headlines report on events that have happened. Others are anticipating future events. Each may have a significant impact on your […]
Many of us are oblivious to the fees, but almost everyone with a 401(k) pays them. Get 7 ideas for reducing costs to greatly increase wealth.
Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.
