Retirement Planning
Financial Literacy Quiz: Can You Beat the P-Fin 8 Average?
Take the 8-question P-Fin financial literacy quiz. Only 15% of Americans got 7 or 8 right. See how you score and which gaps cost the most.
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Retirement Planning
Financial Literacy in America Hits a Record Low in 2026
Risk comprehension is the weakest financial literacy domain in 2026, and age doesn’t fix it. See why six in 10 Americans struggle with financial decisions.
Retirement Planning
How to Retire Early: A Step-by-Step Plan and Checklist
Retiring early means funding the years before 59½, Social Security, and Medicare. See how to price those years, save for them, and test your plan.
Retirement Planning
Retirement Planning Tools Compared: Boldin and 13 Others
Retirement planning tools compared: full planners, free calculators, trackers, and advisor software, on cost and what each does best.
Retirement Planning
What to Do With Money After Kids Graduate
When tuition stops, it frees up $30,000 to $80,000 a year. Most households don’t have a plan for that money. Here’s how to put it to work.
Lifestyle
Best Places to Retire in the World: 2026 Rankings and Costs
Some 44% of Americans seriously consider retiring abroad. Greece ranked #1 in 2026. See costs, visa requirements, and where demand is going.
Retirement Planning
Why Having a Plan Gives You More Freedom in Retirement
A retirement plan isn’t about restriction. It’s what turns limited resources into real confidence. Here’s why the constraint is the point.
Retirement Savings and Investments
What’s a Safe Withdrawal Rate in 2026? Morningstar Weighs In
Morningstar puts the safe withdrawal rate at 3.9%, but flexible strategies can push it to 5.7%. Seven takeaways and what they mean for you.
Family and Relationships
Retirement Planning for Couples: How to Build One Plan
Retirement planning for couples means one plan for two lives. Coordinate retirement dates, Social Security, savings, taxes, and the survivor years.
Retirement Planning
How a Single, Self-Employed Woman Built Her Retirement Plan
She was self-employed, single, and unsure she’d saved enough. Then the Boldin Planner showed the full picture, and the answer surprised her.
Retirement Planning
Americans Want to Live to 91. How Long Will Your Retirement Last?
Retirement planning assumes a lifespan of 79, but most Americans hope to live longer. Here’s how your plan can last as long as you do.
Retirement Planning
Retirement Regrets: 15 Things Retirees Wish They’d Done Differently
About 3 in 4 Americans have a financial regret. Here are the 15 retirees cite most, and how to fix each one.
Retirement Planning
Retirement Spending Plan: How to Know If Your Number Is Right
Retirement spending estimates are often too low, but a retirement spending plan can change that. Here’s how to keep your money from running out.
Retirement Planning
Running Out of Money in Retirement: What Happens and What to Do
Running out of money in retirement leaves you living on Social Security and safety-net programs. See what happens, who’s at risk, and how to avoid it.
Retirement Planning
Dave Ramsey Retirement Calculator: Test His Numbers Free
Run the Dave Ramsey retirement calculator math at his 11% return and a lower one, then see what his 8% withdrawal rule means for your target.
Retirement Planning
Boldin vs. Empower: Which Retirement Planner Is Best for You?
Empower shows you what you own. Boldin models whether it lasts. See how they compare on planning depth, tax strategy, pricing, and advisor access.
Retirement Planning
2026 Catch-Up Contribution Limits: 401(k) and IRA
After 50, you can contribute up to $32,500 to a 401(k) and $8,600 to an IRA in 2026. Here’s how catch-up limits work at every age.
Retirement Planning
ProjectionLab vs. Boldin: Which Retirement Planner Is Best for You?
Boldin is a retirement planner with AI, Monte Carlo, and Roth optimization. ProjectionLab is a modeling sandbox. Here’s how they compare.
Retirement Savings and Investments
What Rate of Return Should You Use for Retirement Planning? Here’s the Range.
Use 6–8% while you’re saving for retirement, 5–6% while you’re withdrawing. The right rate depends on your asset mix and timeline.
Retirement Planning
How to Build a DIY Retirement Plan Without Going It Alone
Most people do DIY retirement planning on their own. Here’s why a small peer group and tools you control can change everything.
Retirement Planning
Retirement Planning Near Me: How to Find and Compare Options
Compare local retirement planners, CFPs, and fee-only advisors: what they charge and how to vet them. Plus DIY options, free or $168 a year.
Retirement Planning
Best Books on Retirement 2026: 27 Picks for Planning and Purpose
Books on retirement planning, purpose, and healthy aging that Boldin readers keep recommending, plus top picks for gifts.
Taxes
How to Pay Taxes in Retirement and Avoid IRS Penalties
Paying taxes in retirement means managing income streams, quarterly deadlines, and the IRS safe harbor, without an employer doing it for you.
Retirement Planning
5 High-Impact Retirement Planning Strategies Most People Never Use
Most people skip retirement planning strategies with the highest payoff. Here are 5 of them, including one that’s essentially free money.
