Retirement Planning
Monte Carlo Simulation for Retirement: How It Works and What Your Odds Mean
A Monte Carlo simulation tests your retirement plan across 1,000 simulated markets to estimate your odds. Here’s how it works and what your score means.
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Taxes
What Is NIIT? The 3.8% Net Investment Income Tax Explained
The net investment income tax adds 3.8% to investment income once MAGI tops $200,000 or $250,000. See who pays it, how it’s figured, and how to cut it.
Taxes
Year-End Tax Planning: 12 Moves to Make Before Dec. 31
Year-end tax planning for 2026: Roth conversions, RMDs, charitable gifts, and the 0% capital gains rate retirees can still use before Dec. 31.
Retirement Savings and Investments
Asset Allocation by Age: The Right Mix at Every Stage
The best asset allocation strategy for you today? As you age? Is age the best way to determine investment strategy? Get answers.
Retirement Planning
Can You Retire at 62? How Much You Need and What to Plan For
You can retire at 62 if savings cover your spending until Social Security and three years of health coverage. Here’s how to check the math.
Retirement Planning
Retire With Confidence: What Retirement Surveys Show
People with a financial plan are more than twice as likely to feel confident. See what 2026 retirement surveys show and the planning steps people skip.
Housing and Home Equity
How to Use Home Equity in Retirement: 6 Ways to Tap It
Homeowners 62+ hold a record $15.34 trillion in home equity. See 6 ways to use home equity in retirement, what each costs, and when it makes sense.
Estate Planning
Average Inheritance in the U.S. Is About $125,000. Most Get Less.
About 1 in 4 U.S. families has received an inheritance. See the median, what comes from parents, trusts, wealth tiers, and what it means for your plan.
Financial Wellness
10 Personal Finance Trends in 2026 (and Which Ones Work)
Moneymaxxing, No Buy 2026, and soft saving lead this year’s personal finance trends. See what each one involves and which ones help your plan.
Planning
PlannerPlus Price Rises Oct. 15 for New Boldin Subscribers
On October 15, 2026, the PlannerPlus price rises to $168 a year for new subscribers. Subscribe before then to get the current $144 price.
Financial Wellness
25 Personal Finance Rules (Start With Just 3)
Ask any financial planner and the same three personal finance rules come up first. See them, then explore 22 more for building real wealth.
Budgeting & Spending
How to Manage Your Money in Retirement: 10 Rules That Work
Retirement changes how money works: fewer earning years, more tax decisions. These 10 rules cover withdrawals, spending, and what shifts over time.
Financial Wellness
How to Save for Retirement: How Much to Save and Where to Put It
How to save for retirement: aim for about 15% of income, use accounts in the right order, and see 2026 401(k), IRA, and HSA limits plus ways to save more.
Value Your Time
Financial Mapping: A Roadmap for Your Money and Time
Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk.
Planning
The Future of Financial Advice Isn’t More Advisors
Vanguard just paid billions for Altruist to scale advisors. Boldin’s CEO argues the bigger opportunity is scaling what you can do yourself.
Retirement Planning
How to Deal With Financial Stress: 10 Ways to Worry Less About Money
Specific, research-backed ways to help you deal with financial stress and money worries. Start building real confidence today.
Retirement Planning
Financial Decision Making: 13 Strategies for Smarter Choices
Poor financial decision making costs more than money. Learn to slow down, cut bias, and choose with a clear plan.
Planning
Boldin AI Assistant: How It Works With Your Retirement Plan
Ask Boldin AI about your plan, or tell it what changed to keep your plan current. You approve every update the AI makes before it’s applied.
Retirement Planning
How to Build Wealth After 50: The 20 Key Rules
The average 401(k) millionaire hits that mark around 59. See the moves that build wealth fastest after 50.
Retirement Planning
Good Financial Habits: 15 Small Money Habits That Add Up
Good financial habits make smart money choices automatic. Try these 15 small habits, from micro budgeting to paying yourself first, and avoid costly biases.
Retirement Planning
Consumption Smoothing: Definition, Theory and Examples
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
Planning
Financial Advisor Fees: What Each Pricing Model Costs
Financial advisors charge in various ways, from flat fees to a percentage of your assets. See typical ranges for each, plus what Boldin costs.
Retirement Planning
Financial Literacy Quiz: Can You Beat the P-Fin 8 Average?
Take the 8-question P-Fin financial literacy quiz. Only 15% of Americans got 7 or 8 right. See how you score and which gaps cost the most.
Taxes
Did the Big Beautiful Bill End Taxes on Social Security? What Changed for Retirees
The Big Beautiful Bill didn’t end taxes on Social Security. It added a $6,000 senior deduction through 2028. Here’s what changed for retirees.
