Your Career
How to Combat Age Discrimination in the Workplace
While your age should not matter when it comes to jobs, research indicates that age discrimination is a real and measurable thing. This is bad news to the masse…
Financial Planning Blog & Retirement Resources
Financial Wellness
When to Roll Over Your 401(k) Plan Into an IRA
When you move from one place of employment to another, you’ll probably want to at least give some careful thought to taking the funds in your old 401(k) plan with you. In many cases, rolling them over into an IRA is the best choice. But the…
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Retirement Savings and Investments
What Is a Roth 401k Plan?
The Roth 401(k) is like a regular 401(k) – only better (at least for a lot of people). The classic 401(k) retirement savings account is largely the same from em…
Retirement Savings and Investments
Retirement 101: What Are Bonds?
Bonds can be a valuable part of your retirement savings. Before investing in bonds, it is important to understand what they are and how they work so that you ca…
Earning
How (and Why) to Blog Your Retirement
Some of us retire with a clear purpose in mind. Others of us are anxious to escape the daily grind of work, but we are less sure about how exactly we want to sp…
Annuities
What a Lifetime Annuity Is and How It Works
It is likely that you have heard of annuities. In fact, if you are already preparing and planning for retirement, you may even have one. But, you may be fuzzy o…
Retirement Planning
Warren Buffett’s Retirement Advice: 4 Lessons for Retirees
Warren Buffett earned his nickname honestly. The Oracle of Omaha’s success at investing is legendary, and he has ranked among the world’s wealthiest people time…
Lifestyle
Delay Retirement: 9 Tips for a Happier, Wealthier Future
Reaching age 65 once meant collecting a final paycheck. But today, more Americans are trying to delay retirement – working well into the traditional retirement…
Taxes
Retirement Withdrawals and Taxes: How to Pay Less
Retirement withdrawals taxes are important to consider. A tax-efficient strategy for can be the difference between thriving and scraping by. Much has been writt…
Aging Well
3 Biggest Retirement Fears and How to Beat Them
Spiders. Snakes. The dark. Clowns. It’s likely that you have at least one of these fears. However, if you are near retirement age, then what scares you most is…
Medicare and Health Insurance
6 Types of Insurance for a Worry Free Retirement
Saving money is hard enough. No one wants more bills to pay, especially when you’re on a fixed or limited income. But insurance is something of a necessary evil…
Value Your Time
Do You Need a Retirement Coach? 6 Ways They Help
You’ve saved money, but are you really ready for retirement? Using a life coach for retirement might sound crazy, but it’s not. While some people prepare for th…
Retirement Savings and Investments
The Best Retirement Plans
Best retirement plans, you say? Saving for retirement is not a one-size-fits-all proposition. Whether you use an IRA, a 401(k), one of the many other options or…
Retirement Income
5 Steps for Defining Your Retirement Drawdown Strategy
If you’re reading this, you’re likely someone who: saves money, has built up some assets, and is starting to think about how to create a retirement drawdown str…
Insurance
What Is Your Medicaid Eligibility?
As we plan our retirement, most of us are concerned about whether or not we will be able to fund out-of-pocket healthcare costs. Medicaid is one option for peop…
Retirement Savings and Investments
Best Asset Allocation for Retirement: 5 Steps to Set Yours
Figuring out the best asset allocation strategy for your retirement isn’t something you can set-and-forget. Here are some tips on how to update and maintain you…
Pensions
Is a Tax Sheltered 403(b) Annuity a Good Investment?
What is a 403(b)? A retirement plan for school, church, and nonprofit workers. See how it works, 2026 limits, and whether a 403(b) is an annuity.
Retirement Savings and Investments
Orman, Ramsey, and Other Gurus on How to Save for Retirement
Retirement savings can seem like a very complicated matter. But some of the most well-known and respected financial minds like Suze Orman, David Ramsay, and oth…
Retirement Jobs
Reverse Retirement: Why Retirees Are Going Back to Work
An astonishing number of retirees “reverse” retirement – they quit their lives of leisure and go back to work either part or full time. Is retirement really not…
Budgeting & Spending
The Biggest Expenses in Retirement
When planning for retirement, it’s important to save enough money to cover the essentials. While a financial planner may discuss earmarking funds to pay for dai…
Aging Well
Loneliness Is as Dangerous as Smoking and Stress
Research shows that feeling lonely is a big risk factor for heart attack, clogged arteries, and stroke. In fact, the dangers of loneliness are on par with obes…
Family and Relationships
Friendships Across Generations: Why Younger Friends Help
You have probably read about the perils of loneliness as you age and how feeling alone can actually reduce your life span by as much as regular smoking does. Ho…
Financial Wellness
FIRE: Is Your Retirement on Track for Financial Independence, Retire Early?
“FIRE” stands for Financial Independence Retire Early for a group of fired-up young people. In a nutshell, it’s about making some significant lifestyle choices…
Taxes
Net Unrealized Appreciation (NUA) for Company Stock
If you have company stock in a 401(k), you will want to learn about Net Unrealized Appreciation (NUA) and how to minimize taxes when you rollover these funds to…
Podcast
Podcast: Scott Migliori — A Professional Investor’s Guide to Early Retirement
Episode 42 of the Boldin podcast is an interview with Scott Migliori — the former Chief Investment Officer for U.S. Equities for Allianz Global Investors and a…
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