Financial Planning Blog & Retirement Resources

How a Biden Presidency Might Affect Your Retirement

Joe Biden is now President elect. There are several ways a Biden presidency might affect your retirement, including lower tax benefits on 401(k) accounts and mo…

How Many Types of Reverse Mortgages Are There?

Reverse mortgages are often talked about as a means to increase cash flow by tapping into home equity in retirement. But have you heard the full story? Do you k…

Does Working with a Financial Planner Boost Financial Confidence?

Most people approaching retirement have doubts and worries about financial security. Research suggests that taking steps to organize your finances, project your…

10 Resources and Web Sites for Reliable Retirement Information

Can you retire without consulting a financial advisor or some kind of retirement professional? Of course. The question is, do you have good resources for reliab…

What Are the Effects of Low Interest Rates on Your Retirement?

You may have seen the news: Interest rates in the United States are at historic lows. That sounds great. But is it really? What are the effects of low interest…

The Big 4 Benefits of a Reverse Mortgage!

Reverse mortgages actually have 4 big benefits, all helping you with retirement! How to Get the Best Reverse Mortgage Loan Amount Getting a mortgage is one of t…

Podcast: JL Collins — The Simple Path to Wealth

Episode 48 of the Boldin podcast is an interview with JL Collins — a best-selling author and financial independence guru — and discusses the what, why, and how…

Changes Coming to Social Security & Medicare: Small COLA and 6 Other New Developments for 2021

To say that Social Security and Medicare are important to the financial well being of seniors would be an understatement. Sixty-two percent of eligible benefici…

Podcast: Steve Vernon — Don’t Go Broke In Retirement

Episode 47 of the Boldin podcast is an interview with Steve Vernon — a writer and research scholar at the Stanford Center of Longevity — and discusses the Spend…

Growing Old is Optional! 14 Stories of Amazing Accomplishments by People Older than You

Age is just a number.  In fact, even the word “old” means less and less these days as many of us stay healthy and active well past the traditional retirement ag…

The Ulysses Strategy: 5 Tips for Taming Fear and Greed to Achieve Retirement Security

The Ulysses Strategy (Ulysses is the Latin name for Odysseus) is a method financial planners developed to keep savers and investors from listening to the sirens…

Retire AFTER 65: It’s One of the Secrets to a Long Happy Life!

A study from a team of researchers at Oregon State University shows that the longer you wait to retire, the longer you will likely live. So if you are planning…

The Pros and Cons of Annuities: How to Evaluate Annuities for Your Retirement

If you are worried about paying for retirement, it is worth evaluating the pros and cons of annuities. The Big Takeaways…   Annuities are a great way to provide…

The Right Kind of Stress for a Secure, Happy and Relaxed Retirement

When most people think about financial and retirement planning, feelings of stress, worry, and anxiety rise in our throats. This stress — while unpleasant — exi…

Your Countdown to Retirement Checklist: 10 Tips to Be Ready for Blast Off!

If you are in the countdown to retirement – marking the days until you can launch into the next stage of your life –  this checklist is for you. In the past, ma…

Podcast: Jerry Patterson — Making the Most of Your 401(k)

Episode 46 of the Boldin podcast is an interview with Jerry Patterson — Principal Financial’s senior vice president of workplace savings and retirement solution…

The Unlucky 13: Bad Investments for Your Retirement

We have a lot of choices about where to invest our money, both before and after retirement.  Some options are clearly bad investments. Others seem like a good b…

Retirement Planning Guide: 8 Steps to a Better Future

ADVERTORIAL Financial planning is probably not on your top ten list for how to spend your time. However, getting your hands around your finances and planning a…

Podcast: Alan Donegan — Journey to FI and Starting Companies

Episode 45 of the Boldin podcast is an interview with Alan Donegan — founder of PopUp Business School and host of the Rebel Entrepreneur with ChooseFi — and dis…

What You Might Have in Common with Retiring Olympic Athletes

Podcast: Morgan Housel — The Psychology of Money

Episode 44 of the Boldin podcast is an interview with Morgan Housel — a writer, former columnist at The Motley Fool and the Wall Street Journal, and a partner a…

20 Best New Retirement Books for Summer Reading 2020

How to Calculate the Future Value of Your Retirement

Conclusion: Future Value Calculator That Plans Real Life A future value calculator turns guesses into grounded projections. You input contributions, rate of ret…