Aging Well
Retire AFTER 65: It’s One of the Secrets to a Long Happy Life!
A study from a team of researchers at Oregon State University shows that the longer you wait to retire, the longer you will likely live. So if you are planning…
Financial Planning Blog & Retirement Resources
Retirement Planning
The Ulysses Strategy: 5 Tips to Tame Fear and Greed
The Ulysses Strategy (Ulysses is the Latin name for Odysseus) is a method financial planners developed to keep savers and investors from listening to the sirens’ call that could wreck their financial ship. The Story of Ulysses and the Siren…
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Annuities
The Pros and Cons of Annuities: How to Evaluate Annuities for Your Retirement
If you are worried about paying for retirement, it is worth evaluating the pros and cons of annuities. The Big Takeaways… Annuities are a great way to provide…
Podcast
Podcast: Jerry Patterson — Making the Most of Your 401(k)
Episode 46 of the Boldin podcast is an interview with Jerry Patterson — Principal Financial’s senior vice president of workplace savings and retirement solution…
Retirement Savings and Investments
The Unlucky 13: Bad Investments for Your Retirement
We have a lot of choices about where to invest our money, both before and after retirement. Some options are clearly bad investments. Others seem like a good b…
Retirement Planning
Retirement Planning Guide: 8 Steps to a Better Future
ADVERTORIAL Financial planning is probably not on your top ten list for how to spend your time. However, getting your hands around your finances and planning a…
Value Your Time
Podcast: Alan Donegan — Journey to FI and Starting Companies
Episode 45 of the Boldin podcast is an interview with Alan Donegan — founder of PopUp Business School and host of the Rebel Entrepreneur with ChooseFi — and dis…
Podcast
Podcast: Morgan Housel — The Psychology of Money
Episode 44 of the Boldin podcast is an interview with Morgan Housel — a writer, former columnist at The Motley Fool and the Wall Street Journal, and a partner a…
Retirement Planning
How to Calculate the Future Value of Your Retirement
Conclusion: Future Value Calculator That Plans Real Life A future value calculator turns guesses into grounded projections. You input contributions, rate of ret…
Podcast
Podcast: Christine Benz — Morningstar & 25 Years of Personal Finance
Episode 43 of the Boldin podcast is an interview with Christine Benz — author and Morningstar’s director of personal finance — and discusses the big financial a…
Retirement Income
Your Guide to Developing a Retirement Withdrawals Strategy
Retirement withdrawals strategy becomes important to consider as you age. You’ve spent your entire working career saving and investing for retirement. Now it’s…
Debt
What Happens to Your Debt When You Die?
What happens to your debt when you die? It’s possible that an individual can have so much debt after they die that it will wipe out the assets that they’d hope…
Estate Planning
6 Meaningful Ways to Leave a Financial Legacy to Your Heirs
When approaching retirement, it’s common for people to start thinking about legacy planning: how they’ll be remembered and what they’ll leave behind. In most ca…
Financial Advisors
Should You Use a Financial Advisor Affiliated With Your Bank?
Pensions have pretty much gone away. We spend 20 to 30 years in retirement. And Social Security covers only a fraction of our retirement expenses. This means…
Financial Advisors
Should You Meet with a Financial Planner? What to Discuss
How often have you met with your financial planner? Never? Many people are afraid of contacting a financial planning professional sometimes because they don’t t…
Value Your Time
The Secret to a Happy Retirement? A Schedule!
Before retirement, life has a predictable routine. Work takes priority, and oftentimes everything else is scheduled around it. From laundry to mowing the lawn,…
Housing and Home Equity
Home-Sharing for Baby Boomers: Golden Girls-Style Living
It has been nearly 30 years since the hit television sitcom starred in living rooms across the nation. However, we may be just reaching the golden age of the Go…
Retirement Income
Pros and Cons of a Target-Date Fund
A retirement target-date fund is a professionally-managed mutual fund that is strategically reallocated over time to achieve both growth and security for your…
Family and Relationships
Boomerang Kids: Boomers Have a Retirement Problem
Boomerang kids—adult children who return home or rely on parental support—are increasingly preventing baby boomers from reaching retirement, as supporting them…
Retirement Savings and Investments
Robo Advisors: Should You Automate Your Investing?
Robots: They answer the phones at our insurance agencies; they build cars in our factories. And if we are lucky enough to own a Roomba-brand vacuum, they even v…
Budgeting & Spending
Should I Buy a New Car or Save for Retirement?
Are you thinking about buying a car? Will you need to buy a car at some point when you are retired? Cars can be a big purchase, and you should think carefully a…
Family and Relationships
Retirement Planning Tips for Family Caregivers
The costs of being a caregiver can be overwhelming. There is the extreme emotional turmoil. But there are also serious financial concerns– from money spent out…
Your Career
Is Phased Retirement Right for You?
For retirees, leaving the workforce means leaving a steady paycheck and beginning to tap into retirement savings and benefits. For employers, the demographic sh…
Retirement Planning
How to Retire: 5 Steps to a Secure Future
You want to know how to retire. Figuring out the answer to this question can feel overwhelming and sometimes impossible, especially if you are already in your 5…
Family and Relationships
5 Reasons Why Your Loved Ones Could Put Your Retirement at Risk
Saving for retirement can be an incredibly difficult task, especially when your path is filled with hurdles such as job loss, rising inflation, and debt. One ob…
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