Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

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Inc. 5000 Boldin Made the List

Boldin Made the 2025 Inc. 5000 List of the Fastest Growing Companies in America

We made the 2025 Inc. 5000 list! Thank you to our community for helping us grow and transform financial planning.

August 14, 2025
financial motivations

What Motivates You? How Financial Motivations Impact Your Decision Making

Financial motivations drive your financial decisions. Be aware of them and you will make better choices.

August 14, 2025
financial optimism

Financial Optimism: Are You Too Optimistic—or Too Pessimistic—About Your Financial Future?

Is your glass half full or half empty? Learn why financial optimism delivers better outcomes and how to develop a sunnier outlook and why optimistic realism is the sweet spot.

July 10, 2025
Die with Zero

What “Die With Zero” Can Teach You About Living (and Retiring) with Purpose and Joy

Die with Zero is a call to live fully. Explore the core ideas and see 8 steps to a retirement plan that leaves nothing on the table.

June 26, 2025
managing money for happiness

6 Tips for How to Manage Money for Happiness

Financial goals are usually numerical. Nothing wrong with that, but you probably also want to manage your money for happiness. Find out how.

June 19, 2025
compound interest

Compound Interest and Saving as Much as You Can as Early as You Can: Magical Secrets to Building Real Wealth

Building wealth can seem like it will take a miracle. Compound interest (especially if you start early) might just be the magic you seek.

June 18, 2025
best personal finance podcasts and youtube channels

The 57 Best Personal Finance Podcasts and YouTube Channels 

This is the ultimate list of the best personal finance podcasts and YouTube channels, compiled from people who know, Boldin users!

June 12, 2025
emergency savings

Your Retirement Emergency Fund: Why Emergency Savings Are the Foundation of Financial Wellness

The first thing you need to do to gain financial control, is build emergency savings. Find out why and how much you need to have.

June 5, 2025
future self

Do It for Your Future Self: How to Make Smart Choices Today for a Better Future Retirement

Do it for your future self seems like an odd mantra. However, it will help you get the life you want. Find out why and how to do it.

June 5, 2025
what is financial wellness

What is Financial Wellness? (It Isn’t Just About Money, Here’s What You Might Be Missing)

There is a lot of buzz around “financial wellness.” But unlike many fads, financial wellness is definitely a worthwhile pursuit.

May 22, 2025
financial planning is hard

Challenges of Financial Planning: 8 Reasons Why It’s So Hard and Also So Worth It

Worried you aren’t doing everything you should be to manage your money. Financial planning is hard. Learn why and how to overcome the difficulties.

May 15, 2025
financial suggestions

Uncommon Sense: 15 Financial Suggestions That Are Smarter than the Conventional Advice

Conventional “wisdom” is often flawed. Try these 15 financial suggestions for more wealth and financial peace of mind.

May 7, 2025
thinking of retiring

Thinking of Retiring and Worried You Aren’t Ready? It’s Time to Change Your Perspective

Thinking of retiring? A shift in perspective could be all you need to make it possible. Explore 14 tips to help you change your approach.

April 28, 2025
money mindfulness

Money Mindfulness: 10 Ways to Reduce Stress and Improve Your Financial Success

More and more people are bringing mindfulness into their daily lives — but it’s not just about meditation or yoga. Money mindfulness is emerging as a powerful tool for improving financial clarity, reducing stress, and making more intentional decisions. By becoming more aware of your thoughts, habits, and emotions around money, you can take control […]

April 17, 2025
economic possibilities

Future Economic Possibilities: How You Can Prepare for Any Future Up or Downturn

Future economic possibilities? There is a lot that can go wrong (and right)! Be prepared for anything with the right plans.

April 10, 2025
tariff turmoil

7+ Powerful Actions Taken (and Not Taken) by Boldin Users During the Week of Tariff Turmoil

Tariff Turmoil wasn’t all bad for Boldin users and they have some useful advice for weathering these storms.

April 10, 2025
market volatility

Market Volatility: What Percentage of Boldin Users Feel Prepared? Plus, Critical Actions to Take in Uncertain Times (Prepared or Not) 

Boldin users are resilient. Find out what percentage feel prepared for market volatility. And, explore what to do in these uncertain times.

April 3, 2025
tariff commentary

Trump’s Tariffs and Markets in Turmoil: Commentary and Advice from 12 Financial Gurus

Hear what 12 thought leaders have to say about Trump’s tariffs and the market turmoil. Get useful advice and insightful commentary.

April 3, 2025
stock market corrections

Stock Market Corrections, Crashes, and Bear & Secular Bear Markets: The Differences and How to Handle for Long Term Financial Health

Learn about the differences between stock market crashes, corrections, and secular bear markets. Plus: 14 tips for weathering these storms.

March 13, 2025
economic uncertainty

Economic Uncertainty: 10 Ways to Improve Your Financial Well-Being When the World Feels Chaotic

Uncertainty. Fear. Confusion. Your worries might seem unmanageable, but there’s a lot you can do to improve financial well being right now. Get started!

March 13, 2025
game strategies

Checkmate Your Money: How Winning Strategies from Your Favorite Games Can Improve Wealth & Security

Discover the key strategies to win at 9 popular games and how these lessons apply to building wealth and financial security.

March 6, 2025
retirement investing tips

28 Retirement Investing Tips from Today’s Financial Geniuses

Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality.

February 27, 2025
financial success by generation

Financial Success: What Each Generation Thinks It Takes to Be Wealthy (and How Far Off They Are from Reality)

What is financial success? Gen Z says $9.5M! Boomers get by with $100K. See how generational money goals compare to reality and what’s needed to get by.

February 20, 2025
spending mindset

Going from a Saving to a Spending Mindset: How to Stop Worrying, Retire, and Enjoy It

Here are tips for transitioning into retirement. Once you shift to a smart spending mindset, you’ll enjoy life more than ever before.

January 30, 2025

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