Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

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debt ceiling

What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

January 19, 2025
micro financial habits

17 Micro Financial Habits for More Wealth and Peace of Mind

Micro financial habits are quick, easy, and meaningful ways to do better with your money. Explore options to use in your everyday life.

January 16, 2025
financial goals

Setting Financial Goals: Why You Need Short-, Long-, and Medium-Term Financial Goals

Everyone knows that if you want to achieve something, you had better set a goal. However, very few Americans actually do or even know how to set financial goals. According to Schwab’s Modern Wealth Index, only 33% of people have some sort of written plan or goals. What’s worse? The Financial Health Network finds that […]

January 9, 2025
climate change

Climate Disasters: How to Protect Your Money, Home, and Retirement Well Being

Learn how climate disasters could impact your retirement and take steps now to protect your health and wealth from possible negative impacts.

January 9, 2025
financial goals and resolutions

Financial Goals and Resolutions: Prepare for a Great 2025 and Beyond

Set financial goals and resolutions for 2024. Here are 28 things to consider to set yourself up for a secure and happy future.

January 2, 2025
best retirement articles

Best Financial and Retirement Articles from 2024

Top retirement articles covered Roth mistakes, wealth, average net worth, decision-making, rules, and more related to achieving a secure future.

December 24, 2024
cross class friendships

Cross Class Friendships: Why Having Friends with Money is a Good Thing for Long Term Wealth and Security

New research on cross class friendships is another data point on why we are better off when we mix across wealth, health, and age.

December 17, 2024
distribution strategies for inherited iras

Have an Inherited IRA? Here is Your Guide to Strategizing Required Withdrawals from Your Account

Learn about distribution rules for inherited IRAs and learn how to strategize your distributions for your financial goals.

December 12, 2024
financial gift

Holiday Gift Guide: Great Financial Wellness and Investment Gifts for Everyone in the Family (Even the Kids)

This gift guide is focused on helping you give long term financial success and happiness to everyone on your list, young and old.

December 12, 2024
financial values

How and Why to Pass on Financial Values to Your Heirs

You worked and saved for years, you can now can sit back satisfied with a job well done and enjoy some leisure. However, are you planning on leaving something to the ones you love? You might be surprised that the best inheritance is not necessarily monetary. Leaving meaningful values, especially financial values, can help insure […]

December 12, 2024
savings playbook

The Savings Playbook, a Logical and Meaningful Way to Prioritize Where You Save Money

The savings playbook is a methodology for determining the most impactful way to use your money. Check it out, #4 surprises people.

December 5, 2024
average net worth by age

Average Net Worth by Age

We’ll argue that average net worth is a meaningless benchmark. However, we will concede that it can be very interesting.

November 27, 2024

Habits of High Achievers: When to Copy and When to Follow Your Own Path

Adopting strategies of high achievers can be helpful. Consider when to follow and when to forge your own way.

November 27, 2024
pros and cons of tracking net worth

The Pros and Cons of Tracking Net Worth and How to Keep This Metric in Perspective

Measuring net worth is popular, but is it the only (or even best) way to assess your financial health? Explore the pros and cons of tracking this metric.

November 27, 2024
financial success

A Recipe for Financial Success: It’s as Easy as Pumpkin Pie

Do you have all the ingredients and the right recipe for financial success? It needn’t be complicated. In fact, it can be as easy as pie.

November 21, 2024
abundance

Think Abundance and Be Grateful: The Secret Mindsets for Building Wealth

Feeling grateful creates a sense of abundance and that has powerful wealth building powers. Learn how.

November 21, 2024
talk about money

10 Reasons Why Talking About Money Can Give You a Better Future

It’s taboo. It’s not polite. It’s personal. These are all things you’ve probably heard when it comes to talking about money. Keeping your lips sealed about your personal finances is pretty common, but your financial future may be in jeopardy if you’re not willing to talk openly about financial planning. Unsurprisingly, only 9% of baby […]

November 14, 2024
presidential election and your retirement

The Election is Over: Should You Think Any Differently About Your Retirement Plans?

President Trump’s reelection likely means major policy shifts. Here are 5 considerations for preparing your retirement plans for these changes.

November 7, 2024
average household savings

How Do You Compare? Average Cash Savings, Home Equity, Retirement Savings and Other Balances of the American Middle Class

According to reporting from the Transamerica Center for Retirement Studies, People in the middle class expect diverse sources of retirement income. Below you can explore the average cash, savings, and home equity balances in the U.S. How do your financials stack up? Keep reading to see how your accounts and investment types compare to that […]

October 31, 2024
Ted Talks on Retirement and Aging

The 24 Best TED Talks on Money, Retirement, and Aging to Help You Have a Better Future

Want a short cut to a wealthy and happy retirement? These 24 Best TED Talks can help you feel inspired, be smarter and have a better future.

October 31, 2024
missing financial link

Planning is the Missing Link to True Financial Security

The evidence is mounting that maintaining a comprehensive financial plan is the missing link for most people who want financial security. See why everyone needs a written financial plan.

October 24, 2024
financial vortex

Surviving the Financial Vortex: 5 Ways to Find Calm in the Swirl of Competing Financial Priorities

Feeling overwhelmed by a swirl of competing priorities in midlife and beyond? Here are easy-ish ways to calm your financial vortex.

October 24, 2024
what scares you about retirement

Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retirement Facts

If you’re near retirement age, then perhaps what scares you more than spiders and goblins is your financial future.

October 24, 2024

Radical Optimism as a Financial Strategy: 7 Ways to Optimize for Greater Wealth and Well Being

Discover how radical optimism can reshape your personal finance approach—from embracing uncertainty to anticipating the future—and unlock sustainable wealth and well-being.

October 17, 2024

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