Financial Wellness

The Consumer Financial Protection Bureau defines financial wellness as, “having financial security and financial freedom of choice, in the present and in the future.”

Financial wellness means that you: 1) have control over your day-to-day, month-to-month finances, 2) have the capacity to absorb a financial shock, 3) are on track to meet financial goals, and 4) have the financial freedom to make choices that allow you to enjoy life.

Financial wellness results in: confidence, contentment, a sense of security, control, and purpose, and even happiness. And, there are numerous ways to improve financial wellness.

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money mindfulness

Money Mindfulness: 10 Ways to Reduce Stress and Improve Your Financial Success

More and more people are bringing mindfulness into their daily lives — but it’s not just about meditation or yoga. Money mindfulness is emerging as a powerful tool for improving financial clarity, reducing stress, and making more intentional decisions. By becoming more aware of your thoughts, habits, and emotions around money, you can take control […]

April 17, 2025
economic possibilities

Future Economic Possibilities: How You Can Prepare for Any Future Up or Downturn

Future economic possibilities? There is a lot that can go wrong (and right)! Be prepared for anything with the right plans.

April 10, 2025
tariff turmoil

7+ Powerful Actions Taken (and Not Taken) by Boldin Users During the Week of Tariff Turmoil

Tariff Turmoil wasn’t all bad for Boldin users and they have some useful advice for weathering these storms.

April 10, 2025
market volatility

Market Volatility: What Percentage of Boldin Users Feel Prepared? Plus, Critical Actions to Take in Uncertain Times (Prepared or Not) 

Boldin users are resilient. Find out what percentage feel prepared for market volatility. And, explore what to do in these uncertain times.

April 3, 2025
tariff commentary

Trump’s Tariffs and Markets in Turmoil: Commentary and Advice from 12 Financial Gurus

Hear what 12 thought leaders have to say about Trump’s tariffs and the market turmoil. Get useful advice and insightful commentary.

April 3, 2025
stock market corrections

Stock Market Corrections, Crashes, and Bear & Secular Bear Markets: The Differences and How to Handle for Long Term Financial Health

Learn about the differences between stock market crashes, corrections, and secular bear markets. Plus: 14 tips for weathering these storms.

March 13, 2025
economic uncertainty

Economic Uncertainty: 10 Ways to Improve Your Financial Well-Being When the World Feels Chaotic

Uncertainty. Fear. Confusion. Your worries might seem unmanageable, but there’s a lot you can do to improve financial well being right now. Get started!

March 13, 2025
game strategies

Checkmate Your Money: How Winning Strategies from Your Favorite Games Can Improve Wealth & Security

Discover the key strategies to win at 9 popular games and how these lessons apply to building wealth and financial security.

March 6, 2025
retirement investing tips

28 Retirement Investing Tips from Today’s Financial Geniuses

Here are 28 retirement investing tips from today’s greatest financial minds. Just one of these lessons might make your dream retirement a reality.

February 27, 2025
financial success by generation

Financial Success: What Each Generation Thinks It Takes to Be Wealthy (and How Far Off They Are from Reality)

What is financial success? Gen Z says $9.5M! Boomers get by with $100K. See how generational money goals compare to reality and what’s needed to get by.

February 20, 2025
spending mindset

Going from a Saving to a Spending Mindset: How to Stop Worrying, Retire, and Enjoy It

Here are tips for transitioning into retirement. Once you shift to a smart spending mindset, you’ll enjoy life more than ever before.

January 30, 2025
scarcity

Scarcity: Don’t Let it Steal Your Retirement

Focusing on the scarcity of time and money can exacerbate the shortage, not improve it. Learn how to focus on what’s important for a wealthier future!

January 30, 2025
finances in 2025

9 Big Economic Developments and How They’ll Help (or Hurt) Your Finances in 2025

Big changes are afoot with the start of 2025. See what’s in store for your bottom line.

January 23, 2025
debt ceiling

What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout

Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow.

January 19, 2025
micro financial habits

17 Micro Financial Habits for More Wealth and Peace of Mind

Micro financial habits are quick, easy, and meaningful ways to do better with your money. Explore options to use in your everyday life.

January 16, 2025
financial goals

Setting Financial Goals: Why You Need Short-, Long-, and Medium-Term Financial Goals

Everyone knows that if you want to achieve something, you had better set a goal. However, very few Americans actually do or even know how to set financial goals. According to Schwab’s Modern Wealth Index, only 33% of people have some sort of written plan or goals. What’s worse? The Financial Health Network finds that […]

January 9, 2025
climate change

Climate Disasters: How to Protect Your Money, Home, and Retirement Well Being

Learn how climate disasters could impact your retirement and take steps now to protect your health and wealth from possible negative impacts.

January 9, 2025
best retirement articles

Best Financial and Retirement Articles from 2024

Top retirement articles covered Roth mistakes, wealth, average net worth, decision-making, rules, and more related to achieving a secure future.

December 24, 2024
cross class friendships

Cross Class Friendships: Why Having Friends with Money is a Good Thing for Long Term Wealth and Security

New research on cross class friendships is another data point on why we are better off when we mix across wealth, health, and age.

December 17, 2024
distribution strategies for inherited iras

Inherited IRAs? Here is Your Guide to Strategizing Required Withdrawals from Your Account

Learn about distribution rules for inherited IRAs and learn how to strategize your distributions for your financial goals.

December 12, 2024
financial gift

Holiday Gift Guide: Great Financial Wellness and Investment Gifts for Everyone in the Family (Even the Kids)

This gift guide is focused on helping you give long term financial success and happiness to everyone on your list, young and old.

December 12, 2024
financial values

How and Why to Pass on Financial Values to Your Heirs

Most parents want their kids to be good with money. The harder question is how to actually make that happen — especially when kids aren’t exactly asking for financial advice. The answer is less about formal lessons and more about creating the right experiences at the right time. A summer job at 16 teaches something […]

December 12, 2024
savings playbook

The Savings Playbook, a Logical and Meaningful Way to Prioritize Where You Save Money

The savings playbook is a methodology for determining the most impactful way to use your money. Check it out, #4 surprises people.

December 5, 2024

Habits of High Achievers: When to Copy and When to Follow Your Own Path

Adopting strategies of high achievers can be helpful. Consider when to follow and when to forge your own way.

November 27, 2024

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