Housing and Home Equity
Home-Sharing for Baby Boomers: Golden Girls-Style Living
It has been nearly 30 years since the hit television sitcom starred in living rooms across the nation. However, we may be just reaching the golden age of the Go…
Articles by Kathleen Coxwell
Retirement Income
Pros and Cons of a Target-Date Fund
A retirement target-date fund is a professionally-managed mutual fund that is strategically reallocated over time to achieve both growth and security for your…
Family and Relationships
Boomerang Kids: Boomers Have a Retirement Problem
Boomerang kids—adult children who return home or rely on parental support—are increasingly preventing baby boomers from reaching retirement, as supporting them…
Retirement Savings and Investments
Robo Advisors: Should You Automate Your Investing?
Robots: They answer the phones at our insurance agencies; they build cars in our factories. And if we are lucky enough to own a Roomba-brand vacuum, they even v…
Budgeting & Spending
Should I Buy a New Car or Save for Retirement?
Are you thinking about buying a car? Will you need to buy a car at some point when you are retired? Cars can be a big purchase, and you should think carefully a…
Family and Relationships
Retirement Planning Tips for Family Caregivers
The costs of being a caregiver can be overwhelming. There is the extreme emotional turmoil. But there are also serious financial concerns– from money spent out…
Your Career
Is Phased Retirement Right for You?
For retirees, leaving the workforce means leaving a steady paycheck and beginning to tap into retirement savings and benefits. For employers, the demographic sh…
Retirement Jobs
7 Tips for Getting a Great Part-Time Job in Retirement
Many people are finding that they need to work at least part-time in retirement in order to support themselves. Some people also find that they want to continue…
Retirement Planning
How to Retire: 5 Steps to a Secure Future
You want to know how to retire. Figuring out the answer to this question can feel overwhelming and sometimes impossible, especially if you are already in your 5…
Family and Relationships
5 Reasons Why Your Loved Ones Could Put Your Retirement at Risk
Saving for retirement can be an incredibly difficult task, especially when your path is filled with hurdles such as job loss, rising inflation, and debt. One ob…
Financial Wellness
When to Roll Over Your 401(k) Plan Into an IRA
When you move from one place of employment to another, you’ll probably want to at least give some careful thought to taking the funds in your old 401(k) plan wi…
Your Career
How to Combat Age Discrimination in the Workplace
While your age should not matter when it comes to jobs, research indicates that age discrimination is a real and measurable thing. This is bad news to the masse…
Retirement Savings and Investments
What Is a Roth 401k Plan?
The Roth 401(k) is like a regular 401(k) – only better (at least for a lot of people). The classic 401(k) retirement savings account is largely the same from em…
Retirement Jobs
Going Back to Work After Retirement: The Good, the Bad, and the Ugly
After a lifetime of working and saving, you’ve finally come to the point where you feel comfortable enough to retire. Though the long-winding path to reach this…
Retirement Savings and Investments
Retirement 101: What Are Bonds?
Bonds can be a valuable part of your retirement savings. Before investing in bonds, it is important to understand what they are and how they work so that you ca…
Earning
How (and Why) to Blog Your Retirement
Some of us retire with a clear purpose in mind. Others of us are anxious to escape the daily grind of work, but we are less sure about how exactly we want to sp…
Annuities
What a Lifetime Annuity Is and How It Works
It is likely that you have heard of annuities. In fact, if you are already preparing and planning for retirement, you may even have one. But, you may be fuzzy o…
Retirement Planning
Warren Buffett’s Retirement Advice: 4 Lessons for Retirees
Warren Buffett earned his nickname honestly. The Oracle of Omaha’s success at investing is legendary, and he has ranked among the world’s wealthiest people time…
Lifestyle
Delay Retirement: 9 Tips for a Happier, Wealthier Future
Reaching age 65 once meant collecting a final paycheck. But today, more Americans are trying to delay retirement – working well into the traditional retirement…
Aging Well
3 Biggest Retirement Fears and How to Beat Them
Spiders. Snakes. The dark. Clowns. It’s likely that you have at least one of these fears. However, if you are near retirement age, then what scares you most is…
Retirement Savings and Investments
The Best Retirement Plans
Best retirement plans, you say? Saving for retirement is not a one-size-fits-all proposition. Whether you use an IRA, a 401(k), one of the many other options or…
Insurance
What Is Your Medicaid Eligibility?
As we plan our retirement, most of us are concerned about whether or not we will be able to fund out-of-pocket healthcare costs. Medicaid is one option for peop…
Retirement Savings and Investments
Stocks, Funds, Cash, Bonds: What’s the Best Asset Allocation Strategy for Your Retirement?
Figuring out the best asset allocation strategy for your retirement isn’t something you can set-and-forget. Here are some tips on how to update and maintain you…
Retirement Income
Retirement 101: What is Fixed Income?
The term “fixed income” can be confusing. Many adults of all ages have a reasonably steady income, whether from a salaried work position or dependable work at a…
