Pensions
Is a Tax Sheltered 403(b) Annuity a Good Investment?
What is a 403(b)? A retirement plan for school, church, and nonprofit workers. See how it works, 2026 limits, and whether a 403(b) is an annuity.
Articles by Kathleen Coxwell
Retirement Savings and Investments
Orman, Ramsey, and Other Gurus on How to Save for Retirement
Retirement savings can seem like a very complicated matter. But some of the most well-known and respected financial minds like Suze Orman, David Ramsay, and oth…
Budgeting & Spending
The Biggest Expenses in Retirement
When planning for retirement, it’s important to save enough money to cover the essentials. While a financial planner may discuss earmarking funds to pay for dai…
Aging Well
Loneliness Is as Dangerous as Smoking and Stress
Research shows that feeling lonely is a big risk factor for heart attack, clogged arteries, and stroke. In fact, the dangers of loneliness are on par with obes…
Family and Relationships
Friendships Across Generations: Why Younger Friends Help
You have probably read about the perils of loneliness as you age and how feeling alone can actually reduce your life span by as much as regular smoking does. Ho…
Happy Retirement
65 Funny and Short Quotes About Getting Older
From George Burns to Helen Mirren, these quotes on getting older will make you laugh, and also make you think. Great for cards or birthdays.
Pensions
Retirement Calculator with Pension: The Inputs You Need
While pensions are not nearly as common as they once were, they are a very important part of the retirement plans for many of society’s most valued workers: tea…
Housing and Home Equity
Retirement Relocation Checklist and Where to Retire Quiz
Roughly 10,000 baby boomers turn 65 each day. Where to retire is a big question for this huge cohort of Americans. It can be an overwhelming decision. Hopefully…
Reverse Mortgages
Can You Get a Reverse Mortgage on a Condo?
Reverse mortgages enable you to convert your home equity into cash, but while most homes are eligible, some are not. If you live in a condominium, your property…
Happy Retirement
Retirement Lessons: Inspiring Quotes from 7 Famous Retirees
Looking for some inspiration for retirement? Check out these retirement lessons that can be gleaned from a diverse group of famous older people. The following s…
Budgeting & Spending
Help for Seniors with Low Income: Government Benefits and More!
Need a helping hand? Find help for seniors with low income The Big Takeaways… A significant amount of qualifying seniors don’t participate in low income benefit…
Retirement Savings and Investments
How to Rollover Your 401(k) When You Retire or Leave a Job
Explore the pros and cons of rollovers and find out how to rollover your 401(k) when you retire or leave a job. It’s a big financial decision. Get it right!
Retirement Planning
How Much Money Do I Need to Retire?
Have you ever asked yourself, “How much money do I need to retire?” Many people want to know exactly how much money they’ll need to live comfortably for the res…
Estate Planning
Estate Taxes by State: Where You Live Changes What Heirs Pay
Trump promises cuts to federal estate taxes. But, unless you are very wealthy, what your heirs pay depends on where you live. Learn your state’s policies.
Family and Relationships
Making Friends in Retirement (and Before)
Making friends in retirement can be difficult, but incredibly important. Get tips for forming meaningful and joyful relationships.
Estate Planning
Family and Money: Tips for Discussing Finances and Retirement with Your Loved Ones
The holidays can be an important time to discuss finances with your family. Get tips for how to have a productive talk with those you love!
Estate Planning
How and Why to Pass on Financial Values to Your Heirs
You worked and saved for years, you can now can sit back satisfied with a job well done and enjoy some leisure. However, are you planning on leaving something t…
Estate Planning
10 Reasons Why Talking About Money Can Give You a Better Future
It’s taboo. It’s not polite. It’s personal. These are all things you’ve probably heard when it comes to talking about money. Keeping your lips sealed about your…
Happy Retirement
Another Word for Retirement: Better Names to Try
We really need another word for retirement. We are not withdrawing. Most of us aren’t even stopping work! Here are some alternatives. What do you suggest?
Medicare and Health Insurance
What is a Health Savings Account (HSA)? And, Why It’s a Great Retirement Savings Option
What is a Health Savings Account? Explore 4 ways it saves you money and why you might want to use one for retirement savings.
Retirement Planning
Do You Need Life Insurance in Retirement?
A frequent question among those nearing and in retirement is: Do I need life insurance for retirement? The answer, like most financial planning related question…
Happy Retirement
Retirement Reinvention: Hold Steady or Become a New You?
Retirement reinvention!?! Maybe you want nothing to change once you retire, or maybe you’re anxious for that next new phase and what it could bring. Retirement…
Medicare and Health Insurance
12 Tips for a Healthy Retirement and Making the Most of Medicare
Medicare is a hugely popular program, providing health coverage to the vast majority of Americans over 65. Here are a few tricks for taking care of your health…
Long Term Care
55+ Communities: What Are Continuing Care Retirement Communities?
The decision to relocate in retirement is huge — especially since you literally have a world of options. You can retire anywhere and into a wide variety of hous…
