Financial Planning Blog & Retirement Resources

ChatGPT for Retirement Planning: Does It Work?

Using ChatGPT for retirement planning? We asked ChatGPT and Boldin AI the same question: “Can I retire?” This is how they replied.

CalSavers: What California Workers and Employers Need to Know

Learn how CalSavers applies to California workers and employers, including automatic Roth IRA enrollment, payroll deductions, and benefits.

Retirement Account Contribution Order: How to Get More From Every Dollar

The contribution order for retirement accounts can affect how much your money compounds tax-free. Here’s how to prioritize for tax efficiency.

Capital Gains Tax Brackets: How Income Pushes Your Rate Higher

Think you qualify for the 0% capital gains tax rate? Your other income may have already eaten that space. Here’s why, plus the 2026 brackets.

From Strength to Strength: The Smart Case for Retiring Earlier Than You Think

Arthur C. Brooks argues that staying in your career too long is a real risk, and that most successful people retire later than they should.

401(k) Calculator: See Your Balance at Retirement

See your projected 401(k) balance in seconds, employer match included, using 2026 contribution limits. Free calculator, no email required.

Podcast 108: Social Security & Medicare: What’s Changing and What It Means for You with Mark Miller

Steve Chen sits down with Mark Miller to unpack the biggest changes hitting Social Security and Medicare right now.

Roth Conversions in a Down Market: The Tax Window Many Miss

A market drop lowers what you’ll owe on a Roth conversion. Learn how to turn a portfolio pullback into a long-term tax win.

‘Do We Have Enough?’ How This Couple Knew When to Retire

Leslie and Thomas Martin stress-tested their portfolio and gained the confidence to retire with a personalized financial strategy.

James Choi’s Formula: How Much Should You Invest in Stocks?

James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age.

Full Retirement Age Just inched Higher: How Waiting One More Year Could Boost Your Monthly Check

Roth Conversions: How They Work and When to Do One

Roth conversions move pretax retirement savings into a tax-free Roth account. You pay taxes now to avoid them later. Here’s when it’s worth it.

The Odyssey Plan: Design 3 Futures Before You Lock in Your Retirement

The Odyssey Plan helps you explore bigger possibilities, test tradeoffs, and choose with real confidence.

The Tax Bill Haunting Your 401(k) and I.R.A.

10 Questions to Ask Yourself During Market Volatility

When markets feel uncertain, asking the right questions matters. These 10 questions can help you review your financial plan and make smarter decisions during vo…

The One Chart to Review Every Time the Markets Get Unsteady

Review the long term trajectory of the S&P 500, see how long historic recoveries have taken, and learn how to protect your financial security.

5 Habits to Help Make Your Retirement Planning Highly Effective

Portfolio Diversification: How to Measure What You Own

Most retirement portfolios look diversified by account. What they hold across all accounts is a different question. Here’s how to check.

Boldin AI: The Retirement Planning Assistant Inside Your Plan

Ask Boldin AI about your plan, or tell it what changed to keep your plan current. You approve every update the AI makes before it’s applied.

Surprising Financial Wellness Wisdom from Lunar New Year Traditions

Explore how the symbolism behind lunar new year traditions actually creates the right conditions for wealth and security.

Kinder’s 3 Powerful Questions: Use These to Transform Your Financial Plan — and Your Life

George Kinder’s 3 powerful questions about life are great for anyone planning their future and wanting to ensure meaningful and thoughtful outcomes.

Harness the Explosive Energy of the Fire Horse to Build Your Wealth in 2026

The Lunar new year starts on Feb. 17. Explore the symbolism of the Fire Horse and how to harness that energy for more wealth in 2026.

Podcast 107: What Happens Next for CalSavers? With Fiona Ma & David Teykaerts

CA State Treasurer Fiona Ma and CalSavers Director David Teykaerts break down how the state is improving retirement access.