Budgeting & Spending

Budgeting, especially for the future can be tricky. Find articles below to help you reduce your spending, save more, understand inflation, know how much you can spend, strategize for emergencies and more.

Your household budget is a foundation of your financial wellness. When working, ideally you are spending less than you are earning and are able to save the balance. When you are retired, you need to be able to plan to spend less over your lifetime than your retirement income and savings withdrawals allow.

Read More

Explore content

hand reviewing receipt

5 Easy Ways To Save More Than $5,000 (This Year!)

Review These Tried and True Ways to Save Money: In this article, we present five ways for you to save money. 1. Keep Track Of Your Accounts One of the easiest ways to save is to know how much you have to work with as far as your finances. Budgeting is an important part of […]

October 8, 2018
financial resolutions

3 Easy Ways to Achieve Your 2018 Financial Resolutions: It’s Not Too Late!

According to a report by NerdWallet, in 2018 84% of people made financial resolutions.  If you are among these planners, but haven’t quite achieved your goals, it’s not too late.  And, it can even be relatively easy!  September, October, November, December… You still have four months to achieve your 2018 money related resolutions! Here are […]

September 19, 2018
income gap retirement bankruptcy

The First Lifelong Victims of the Income Gap Are Retiring and Bankruptcy Rates Are Skyrocketing

If you made it into the ranks of high income earners, you are probably going to be okay in retirement.  If you are part of the working class, the news is not as great. The first victims of the income gap are beginning to retire and feeling financially secure in retirement will be difficult for […]

September 6, 2018
shopping tricks

Spend Less and Save More: 10 Sneaky Shopping Tricks

You’ve probably heard this standard money-saving advice: If you want to save money, eat out at restaurants less and cook at home more. But it’s almost as easy to blow your budget at the grocery store as it is when dining out. Stores use some crazy shopping tricks to make you buy more. You know […]

February 20, 2018
Retirement

Retirement Income Myth Debunked: Dying Broke is a Bad Plan

You may have heard this little piece of retirement advice: you should spend all of your money while there is still time to spend it. Though the notion of “dying broke” may appeal to many Americans, it is not the best advice for those who are approaching retirement. People are living longer and experiencing increased […]

June 30, 2015
Cash flow

Expert Interview with Keith Whelan of Cash Flow Navigator On Wealth Vs. Cash Flow

Many of us want to be wealthy, but few of us realize what it takes to get there. That’s why Keith Whelan founded Cashflownavigator, a site that lets you track where your money goes and gives you the tools to redirect it. He was kind enough to speak with us about how to do more […]

March 20, 2015

Expert Interview with Miron Lulic on Planning Your Retirement the Right Way

Miron Lucic always thinks ahead. On his blog SuperMoney, he’s constantly on the cutting edge of retirement planning, among other financial topics. He laid out for us how to plan for your retirement while balancing your other financial needs. What are some mistaken beliefs about retirement planning you often see? Probably the most common misconception […]

October 15, 2014

Top 5 Sources of Retirement Income

Generating enough income to live comfortably during retirement is one of the biggest challenges that every American may face later in life. The Insured Retirement Institute (IRI) reports on the top-five retirement income sources. They found that Social Security tops their list. In fact, research shows that 65% of Americans age 65 and older receive […]

September 3, 2014

Boldin Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.

Your personalized path to financial wellness starts here.

Start Your Free Trial