Budgeting & Spending

Episode 19 of the Boldin podcast is an interview with Jesse Mecham — the founder of You Need a Budget, a CrossFit/PowerLifter and generally strong guy. We discuss why budgeting is a powerful life altering tool for him and their users, how they got started and what’s unique about how they educate people and build […]

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Review These Tried and True Ways to Save Money: In this article, we present five ways for you to save money. 1. Keep Track Of Your Accounts One of the easiest ways to save is to know how much you have to work with as far as your finances. Budgeting is an important part of […]

According to a report by NerdWallet, in 2018 84% of people made financial resolutions.  If you are among these planners, but haven’t quite achieved your goals, it’s not too late.  And, it can even be relatively easy!  September, October, November, December… You still have four months to achieve your 2018 money related resolutions! Here are […]

If you made it into the ranks of high income earners, you are probably going to be okay in retirement.  If you are part of the working class, the news is not as great. The first victims of the income gap are beginning to retire and feeling financially secure in retirement will be difficult for […]

You’ve probably heard this standard money-saving advice: If you want to save money, eat out at restaurants less and cook at home more. But it’s almost as easy to blow your budget at the grocery store as it is when dining out. Stores use some crazy shopping tricks to make you buy more. You know […]

The decade between has been tough for retirees and those nearing retirement, says Gary Foreman, founder of The Dollar Stretcher. “So many had counted on cashing out the equity in their homes to help fund retirement,” he says. “The crash of 2008 not only ended that dream, but also wiped out much of their IRA […]

You may have heard this little piece of retirement advice: you should spend all of your money while there is still time to spend it. Though the notion of “dying broke” may appeal to many Americans, it is not the best advice for those who are approaching retirement. People are living longer and experiencing increased […]

Many of us want to be wealthy, but few of us realize what it takes to get there. That’s why Keith Whelan founded Cashflownavigator, a site that lets you track where your money goes and gives you the tools to redirect it. He was kind enough to speak with us about how to do more […]

As you approach retirement, you have a lot on your mind. Deciding how and where you would like to spend your retirement years and making sure that you have the funds to do so are probably at the top of your list. Chances are that you are not thinking much about your credit score, but […]

Once you turn 70, car insurance is a whole new and potentially expensive ballgame. This could be the most wonderful time of your life, at least if you’re prepared for what’s up ahead in the road. But if you prefer to drive without a map, there might be some expensive surprises on your journey through […]

Lynette Rice knows what it takes to live life to the fullest without overspending. That’s why she created her own website, Cleverly Simple, and shares what she knows with readers. Here, Rice shares some tips with readers looking to save money, cut back on overspending, and find ways to save on everyday items. Cleverly Simple […]

Old or young, it’s never too late or too early to prepare for the future, or just to practice healthy financial habits – to have more while spending less. Deacon Hayes and his wife were drowning in debt. They set out to learn how successful people handled their money and discovered they were doing it […]

Americans spend too much time focusing on investing, and not enough time understanding or planning for living expenses in retirement, says Jim Koch, principal and founder of Koch Capital Management LLC. “It’s actually quite sad to me that so much time and energy is spent on looking for that home-run stock versus determining all the […]

While he was an entrepreneur in the investment management industry, Todd Tresidder noticed a contradiction in what got him to his own financial independence and what was normally taught. From this contradiction, Todd found motivation to create Financial Mentor to teach financial freedom and wealth building. With his economics and investing background, Todd has a […]

Natalie McNeal turned being smart with money into a career: She’s the editor of The Frugalista and is always looking for a smart way to save a dollar for the future. She spoke with us about how to change how we view money and better plan for the future. Do you think we spend too […]

If you ask Jason Vitug, financial literacy is the single most important issue in America, impacting our life and economy. “The unfortunate reality is that we aren’t taught about money at school,” he says. “We learn how to calculate the circumference of a circle but not about compound interest.” And while government organizations and nonprofits […]

Miron Lucic always thinks ahead. On his blog SuperMoney, he’s constantly on the cutting edge of retirement planning, among other financial topics. He laid out for us how to plan for your retirement while balancing your other financial needs. What are some mistaken beliefs about retirement planning you often see? Probably the most common misconception […]

Generating enough income to live comfortably during retirement is one of the biggest challenges that every American may face later in life. The Insured Retirement Institute (IRI) reports on the top-five retirement income sources. They found that Social Security tops their list. In fact, research shows that 65% of Americans age 65 and older receive […]