Happy Retirement
Tips for Happy Retirement: 13 Ways to Boost Happiness
Happiness is easier than ever as you age. If you want to do a little extra to make sure you have a happy retirement, try these tips.
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Retirement Planning
Running Out of Money? Try a 1-2 Punch for Retirement Income
You are probably worried about running out of money in retirement. Use this simple two-phase approach to significantly reduce your risk.
Annuities
Income Floor Strategy: Build Reliable Lifetime Income
Take a deep dive into how one retiree is achieving a secure future with guaranteed retirement income. Learn about an income floor and 3 investment buckets.
Retirement Income
Order of Withdrawals in Retirement: 3 Ways to Sequence
Evaluate the pros and cons of different orders of accounts for withdrawals. See how to make smart decisions about your choices.
Retirement Income
Retirement Withdrawal Rate: Make Your Savings Last
Learn about the ideal withdrawal rate and the 4% rule. Plus, understand a more personalized approach to retirement withdrawals.
Value Your Time
How Much Is Enough? Earning and Saving for Happiness
If there ever was a million dollar question, it just might be: “how much is enough?” (Although, maybe in your case it would be a $50,000, $200,000, $500,000, $5…
Retirement Income
Annual Retirement Income: Can You Live on 66% of Pay?
Research suggests that average annual retirement income for retirees is far less than what they earned before retirement. And, it’s not a problem!
Retirement Income
Podcast 80: Andrew Biggs on the “Retirement Crisis” (He Says There Isn’t One) and a Look at Social Security
Policy expert, Andrew Biggs, discusses the so called “retirement crisis” and shares his thoughts on the solvency of Medicare and Social Security.
Retirement Planning
Roth Conversion Strategies: How to Model them in the Boldin Planner
Get a guided walk through of the new Roth functionality and get tips for making the most of the tool. Plus explore all the ways we help you make better decision…
Retirement Income
The Lockbox Strategy Other Retirement Income Tips from Nobel Laureate, William Sharpe
William Sharpe has contributed significant brain power to solving for retirement security. Learn about the lockbox strategy and other ways to set up your retire…
Retirement Income
14 Ways to Budget: Find the Method That Fits You
Budgeting doesn’t have to be awful. We’ll help you find a way to budget that helps you with your financial goals and suits your personality.
Retirement Savings and Investments
15 Pros and Cons of Dividend Stocks for Retirement Savings
Too good to be true? Explore 15 pros and cons of dividend stocks. Good for retirement income, but also expensive, confusing, and risky.
Taxes
Tax-Free Retirement Income: 7 Sources to Consider
As a lifelong worker who paid their fair share of taxes, make sure you take advantage of these sources of tax-free retirement income.
Retirement Savings and Investments
Is a Bond Ladder Strategy Right for Your Retirement?
Bond ladders can be used to protect against interest rate risk. Discover what they are and why you would use one to secure your future.
Retirement Income
Podcast: David Blanchett — Guaranteed Income in Retirement
Steve and David discuss retirement income and go over some listener questions
Retirement Income
Podcast: Dana Anspach — Retirement Income Planning
The 50th Boldin podcast! This time, Steve Chen is joined by guest Dana Anspach — Certified Financial Planner™, author, and the founder of Sensible Money — and d…
Retirement Income
Your Guide to Developing a Retirement Withdrawals Strategy
Retirement withdrawals strategy becomes important to consider as you age. You’ve spent your entire working career saving and investing for retirement. Now it’s…
Retirement Income
Pros and Cons of a Target-Date Fund
A retirement target-date fund is a professionally-managed mutual fund that is strategically reallocated over time to achieve both growth and security for your…
Retirement Income
5 Steps for Defining Your Retirement Drawdown Strategy
If you’re reading this, you’re likely someone who: saves money, has built up some assets, and is starting to think about how to create a retirement drawdown str…
Retirement Income
Retirement 101: What is Fixed Income?
The term “fixed income” can be confusing. Many adults of all ages have a reasonably steady income, whether from a salaried work position or dependable work at a…
Pensions
Lump Sum vs. Pension: What is the Better Option?
A very common question from pension recipients is: “Our employer gives us a choice of either a pension or a lump sum when we retire. What is the better choice f…
Annuities
Podcast: Glen Nakamoto — Building a Retirement Paycheck
Episode 41 of the Boldin podcast is an interview with Glen Nakamoto — retired cyber security analyst and financial planning enthusiast. They discuss how Glen bu…
Value Your Time
How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness
Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.
