Taxes
Qualified Charitable Distributions: 2026 QCD Limit and Rules
Give up to $111,000 from your IRA tax-free with a QCD in 2026. See who qualifies, how it counts toward your RMD, and how to report it.
Articles by Kathleen Coxwell
Retirement Savings and Investments
16 Roth IRA and Roth Conversion Mistakes That Cost You in Taxes
A Roth conversion can raise your Medicare premiums two years later. Every mistake on this list comes with a solution.
Long Term Care
Long-Term Care Planning: What It Costs and How to Pay for It
See what long-term care costs, what Medicare and Medicaid cover, and how to plan and pay for care before you need it.
Aging Well
How to Make Friends as an Adult: 12 Ways That Work
Feeling stuck on building friendships as an adult? These 12 tactics can help you, and most take little time to try.
Happy Retirement
Non-Financial Retirement Planning: 10 Investments Worth Making
Non-financial retirement planning covers what a portfolio can’t: time, health, purpose, and the people you love. Here are 10 places to start.
Housing and Home Equity
Best Places to Retire in 2026 and How to Choose Yours
U.S. News ranks Midland, Mich., No. 1 for 2026. See where the major lists agree, where retirees are moving, and how to test a move in your plan.
Value Your Time
Financial Mapping: A Roadmap for Your Money and Time
Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk.
Retirement Planning
Are You Saving Too Much for Retirement?
Under-saving is a math problem you can still fix. Over-saving can cost years you won’t get back. Here’s how to tell which one you’re doing.
Happy Retirement
Life After Retirement: Why Many People Feel Happier
Life satisfaction often rebounds after midlife, staying relatively high in your 60s and early 70s. Here’s how to prepare for a fulfilling retirement.
Retirement Planning
How to Retire Abroad: A Complete Guide to Retirement Overseas
Visa income minimums, Medicare gaps, and double taxation: the real costs of retiring abroad, and how to plan around them before you commit.
Retirement Planning
10 Overlooked Retirement Costs to Budget For
Long-term care can run past $129,000 a year. Healthcare can run about $371,000 for a couple. Here are the retirement costs people tend to miss.
Retirement Planning
How to Deal With Financial Stress: 10 Ways to Worry Less About Money
Specific, research-backed ways to help you deal with financial stress and money worries. Start building real confidence today.
Retirement Planning
Financial Decision Making: 13 Strategies for Smarter Choices
Poor financial decision making costs more than money. Learn to slow down, cut bias, and choose with a clear plan.
Financial Wellness
Does Money Buy Happiness? Yes, If You Spend It Right
Research supports the idea that money does buy happiness. Here’s how spending choices matter as much as how much you save.
Planning
Boldin AI: Your Retirement Planning Assistant
Ask Boldin AI about your plan, or tell it what changed to keep your plan current. You approve every update the AI makes before it’s applied.
Retirement Planning
How to Build Wealth After 50: The 20 Key Rules
The average 401(k) millionaire hits that mark around 59. See the moves that build wealth fastest after 50.
Retirement Savings and Investments
Sequence of Returns Risk: How to Protect Your Savings
A market drop in your first retirement years can cost tens of thousands, even with the same average return. See why, backed by FINRA research.
Retirement Planning
How to Live a Long Life: 12 Habits of Healthy Aging
Five habits can add 12 to 14 years to your life. See 12 research-backed habits of healthy aging and how a longer life changes your retirement plan.
Estate Planning
What Happens When You Inherit Money? First Steps to Know
Inheriting money sets off 3 things fast: taxes, timing rules, and decisions people rush into. Here’s what to expect.
Retirement Planning
When Can I Retire? 20 Questions to Decide When to Retire
You can retire when your income and savings cover your spending for life. See the key ages, the money test, and 20 questions to help you decide when to retire.
Retirement Planning
Good Financial Habits: 15 Small Money Habits That Add Up
Good financial habits make smart money choices automatic. Try these 15 small habits, from micro budgeting to paying yourself first, and avoid costly biases.
Retirement Planning
Consumption Smoothing: Definition, Theory and Examples
Consumption smoothing is how you keep your standard of living stable across a lifetime of income changes, career shifts, and retirement.
Financial Advisors
Is a Financial Advisor Worth It? When You Need One
An advisor pays off when the advice changes a big decision by more than it costs. See what advisors do, what they charge, and when DIY is enough.
Retirement Planning
Divorce After 50: Pros, Cons, & Financial Impact of ‘Gray Divorce’
Gray divorce makes up 36% of U.S. divorces, up from 9% in 1990. See the pros and cons of divorce after 50, and how to protect your retirement.
