Retirement Income
Retirement Milestones by Age: 50 to 75
Here’s every retirement milestone mapped to the exact birthday: catch-up contributions, the Rule of 55, Medicare, Social Security, and RMDs.
Financial Planning Blog & Retirement Resources
Housing and Home Equity
Average Home Equity in 2026: What Homeowners Have
Average home equity is $310,000 in 2026, but mostly sits untapped. See how it breaks down by state and income, and how to put yours to work.
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Aging Well
How to Stay Mentally Sharp as You Age
About half of people stay mentally sharp past 70. See what makes the difference, plus 7 habits that boost your odds.
Retirement Savings and Investments
16 Roth IRA and Roth Conversion Mistakes That Cost You in Taxes
A Roth conversion can raise your Medicare premiums two years later. Every mistake on this list comes with a solution.
Debt
77% of Americans Say Debt Is Blocking Their Retirement Savings
A National Institute on Retirement Security survey finds debt is keeping most Americans from saving, and few know what their money will earn.
Earning
Social Security COLA 2027 Estimate: Biggest Raise Since 2023
The 2027 estimate stands at 3.5% to 3.6%. See how much your check will grow and plan for Medicare Open Enrollment.
Aging Well
How to Make Friends as an Adult: 12 Ways That Work
Feeling stuck on building friendships as an adult? These 12 tactics can help you, and most take little time to try.
Retirement Planning
See Your Total Asset Allocation Across All Accounts in One View
How to sort your holdings into 8 asset classes, spot concentration risk, check against your risk profile, and catch drift or cash drag early.
Financial Wellness
Financial Mapping: A Roadmap for Your Money and Time
Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk.
Retirement Planning
Are You Saving Too Much for Retirement?
Under-saving is a math problem you can still fix. Over-saving can cost years you won’t get back. Here’s how to tell which one you’re doing.
Planning
The Future of Financial Advice Isn’t More Advisors
Vanguard just paid billions for Altruist to scale advisors. Boldin’s CEO argues the bigger opportunity is scaling what you can do yourself.
Retirement Income
What $250,000, $500,000, and $750,000 Pay You in Retirement Income
Social Security figures and 2026 withdrawal rate research show what three common retirement portfolios can generate in monthly income.
Happy Retirement
Life After Retirement: Why Many People Feel Happier
Life satisfaction often rebounds after midlife, staying relatively high in your 60s and early 70s. Here’s how to prepare for a fulfilling retirement.
Aging Well
How to Retire Abroad: A Complete Guide to Retirement Overseas
Visa income minimums, Medicare gaps, and double taxation: the real costs of retiring abroad, and how to plan around them before you commit.
Social Security
Average Social Security Check by Age: 2026 SSA Data
See how your Social Security check compares to retirees your age, using the SSA’s newest 2026 data, and what the average leaves out.
Budgeting & Spending
10 Overlooked Retirement Costs to Budget For
Long-term care can run past $129,000 a year. Healthcare can top $345,000 for a couple. Here are the retirement costs people tend to miss.
Financial Wellness
How to Deal With Financial Stress: 10 Ways to Worry Less About Money
Specific, research-backed ways to help you deal with financial stress and money worries. Start building real confidence today.
Financial Wellness
Financial Decision Making: 13 Strategies for Smarter Choices
Poor financial decision making costs more than money. Learn to slow down, cut bias, and choose with a clear plan.
Budgeting & Spending
Does Money Buy Happiness? Yes, If You Spend It Right
Research supports the idea that money does buy happiness. Here’s how spending choices matter as much as how much you save.
Debt
Pay Off Debt or Save for Retirement? How to Model Your Plan
Debt advice often stops at interest saved, but you can see whether paying off debt faster changes your retirement date using planning tools.
Financial Wellness
How to Build Wealth After 50: The 20 Key Rules
The average 401(k) millionaire hits that mark around 59. See the moves that build wealth fastest after 50.
Annuities
Annuity Sales Hit a Record High in 2026. Is One Right for You?
U.S. annuity sales hit $464 billion in 2025 and are still climbing in 2026. Here’s what’s driving the surge.
Earning
Sequence of Returns Risk: How to Protect Your Savings
A market drop in your first retirement years can cost tens of thousands, even with the same average return. See why, backed by FINRA research.
Financial Wellness
Financial Skills Self-Test: Can You Top the National Average?
Test your financial skills with this 10-question CFPB self-test and see how your score compares to the national average of 50.
Lifestyle
Retirement Travel Survey: Financially Confident Retirees Worry About Time, Not Money
Boldin surveyed 1,331 retirement savers and found 89% budget for travel costs, versus 58% of other affluent adults. See what the data shows about why.
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