Pensions

WEP: What It Is, How It Reduces Social Security, and What You Can Do

WEP reduces Social Security benefits for some retirees. Learn what WEP is, who it affects, and how to limit the impact.

Collecting Full Pension: What You Need to Know About Timing and Eligibility

Collecting full pension? Learn when and how to access your pension, avoid penalties, and locate your pension benefits.

The Social Security Fairness Act: Are Your Benefits Impacted?

Learn about the Social Security Fairness Act, new legislation that restores benefits to public service workers.

Find a Lost 401(k): Search the National Registry, DOL Database, and More

31.9 million forgotten 401(k)s hold an estimated $2.1 trillion. Search the National Registry, DOL database, PBGC, and more — all free.

Social Security Leveling: What is It? Is it Better than a Traditional Pension Payout Option?

Is a Tax Sheltered 403(b) Annuity a Good Investment?

If you are an employee at a school, church, hospital, or other non-profit, then you are eligible for a “tax-sheltered annuity,” also known as a 403(b) plan. Don…

Retirement Calculator With Pension: Find the Inputs You Need to Plan the Future You Want

While pensions are not nearly as common as they once were, they are a very important part of the retirement plans for many of society’s most valued workers: tea…

Lump Sum vs. Pension: What is the Better Option?

A very common question from pension recipients is: “Our employer gives us a choice of either a pension or a lump sum when we retire. What is the better choice f…

Will Pensions Make a Comeback? (Should You Make Your Own?)

Most people categorize pensions in the same bucket as eight-track tape players, rotary phones, oversized shoulder pads and cathode-ray tube TVs — out of date.…

Podcast: Kevin Hanney — The Past, Present and Future of Pensions

Episode 40 of the Boldin podcast is an interview with Kevin Hanney about the evolution of pensions and the future of employer sponsored retirement & lifetime in…

Retirement Calculator With Pension: Find the Inputs You Need!

While pensions are not nearly as common as they once were, they are a very important part of the retirement plans for many of society’s most valued workers: tea…

Retirement Planning: Congress Allows Some Pension Benefits to Be Cut — Even Benefits for People Already Retired

You’ve probably seen it in the movies. A worker reaches retirement and the company presents him or her with a gold watch and a nice, comfortable pension. That k…