Social Security

Learn about the best time to start Social Security and see how it fits into your overall retirement plan.

Your Social Security retirement benefits are an important component of your retirement income and need to be carefully factored into your retirement planning. While it is possible to live on Social Security alone, most people also need withdrawals from savings to cover their expenses.

The articles in this section will help you get the highest Social Security payments, figure out when to start benefits, know how to apply, understand how work income impacts benefits and offer you more insider tips for making the most of Social Security.

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Married? This is the Single Smartest Social Security Decision You Can Make

You have a lot of decisions to make about retirement. And, if you are married, you have nearly twice the number of choices – plus the complications of competing priorities and sometimes differing goals and expectations.Your Social Security decisions can profoundly impact your spouse today, tomorrow and long after you are gone.The good news is […]

May 8, 2017
social security disability

Expert Interview Series: Sheri Abrams on Social Security Disability

An illness or injury can totally derail the best laid retirement plans, making it difficult or impossible to earn an income. In 2014, 2.5 million Americans applied for Social Security Disability. But only 810,973 were granted disability payments. What happened? What went wrong? Government agencies can be tricky to navigate at the best of times, […]

May 16, 2016
Social security

How Can I Be Sure it’s the Right Time to Start Taking Social Security?

Choosing when to claim your social security benefits can be one of the most important decisions that you make in retirement. Proper timing is important, but with conflicting information and advice, it can be hard to determine what the best course of action is for you. Let’s explore what factors you should consider when making […]

March 9, 2015
Social security

How is My Social Security Payment Calculated?

You can reasonably count on Social Security benefits once you retire, but determining how much you’ll receive is a different story. There is a formula, of sorts. But as Mark Miller for Morningstar explains, it’s still complex. Although you might not come to a precise dollar amount in predicting your benefits, it’s still interesting to […]

March 4, 2015

How I Boosted My Social Security Benefit by $100,000

If you are like most people facing the prospect of retirement, you are probably figuring out how to generate enough income for retirement that it will last as long as you need it to.  This article will talk about two of the biggest strategies you have for generating retirement income: when and how you should […]

December 19, 2014

Have Dependent Children? Social Security Dependent Benefits May Make Taking Social Security Early a Good Choice for Your Retirement

You have probably read and reread that you should delay the start of your Social Security benefits until at least your full retirement date (typically around age 66 if you are retiring soon). This advice is probably good for most people because delaying the start of benefits increases your monthly Social Security checks for your […]

July 14, 2014

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