Value Your Time

Here are tips for how to value time, spend money to buy time, make the most of your time, and figure out when to retire when life becomes more about time than money.

While you have the potential for unlimited wealth creation. You have limited time. As such, time is an important factor to consider with regards to your financial plans.

Your time is limited, finite, and the amount you have is reduced with every minute that ticks by. And, unlike money, you can’t stash time in a bank to be used in the future. Though the concepts are inter-related, how you spend your time is probably more important than how you earn, spend and save your money.

Therefore, your time is an important (maybe even the most important) consideration when planning for financial wellness. In fact, people who value time more than money tend to be happier.

Read More

Explore content

8 Inspiring Reasons Why People Retire Young

Want to retire young? Get inspired by these 8 popular reasons given by people who successfully retired in their 30s, 40s, and 50s.

February 16, 2023

Podcast: Joe Kuhn on the Tools You Need to Decide If It Is Safe to Retire

Financial Independence influencer on YouTube. Steve and Joe discuss Joe’s journey to financial independence, his rise on YouTube, and the lessons he’s learned along the way.

October 27, 2022
plan to enjoy retirement

11 Bold Tips to Help You Enjoy Retirement: Plan for an Fantastically Happy Future

Only half of retirees actually enjoy retirement. Here are 11 ideas to help you achieve the happiness and fun you want.

October 20, 2022

Podcast: DiverseFI and Regret Minimization Insights from Hospice Doctor, Doc G

Learn what end of life can teach us about financial independence from a hospice doctor who has observed the regrets of his dying patients.

October 6, 2022

Podcast: The Financial Samurai – “Buy This, Not That: How To Spend Your Way To Wealth And Freedom”

Steve and the Financial Samurai discuss Sam’s new book, “Buy This, Not That, How to Spend Your Way to Wealth and Freedom”. Listen in for tips on how to tackle life’s dilemmas in a rational way and achieve financial freedom.p

July 28, 2022
what to do in retirement

120 Big Ideas for What to Do in Retirement

Retirement is not the end. It is the beginning. A restart in fact. Here is a massive list of what to do in retirement.

June 24, 2021

Podcast: Ashley Whillans — Time Smart

Episode 49 of the Boldin podcast is an interview with Ashley Whillans — assistant professor at Harvard Business School and author of Time Smart: How to Reclaim Your Time and Live a Happier Life — and discusses how to think about and value your scarcest resource, your time. Listen Now: Don’t miss out on future…

November 19, 2020

Podcast: Alan Donegan — Journey to FI and Starting Companies

Episode 45 of the Boldin podcast is an interview with Alan Donegan — founder of PopUp Business School and host of the Rebel Entrepreneur with ChooseFi — and discusses Donegan’s own journey to financial independence and the people that he’s met along the way. They also go in-depth on how to start a business. Spoiler:…

August 20, 2020

The Secret to a Happy Retirement? A Schedule!

Before retirement, life has a predictable routine. Work takes priority, and oftentimes everything else is scheduled around it. From laundry to mowing the lawn, many people plan and keep a routine so that everything gets done. After retirement, there’s nothing but time! So, it might seem that schedules aren’t crucial. But a routine might be…

July 5, 2020
retirement coach

6 Ways a Life Coach Can Improve Your Retirement

You’ve saved money, but are you really ready for retirement? Using a life coach for retirement might sound crazy, but it’s not. While some people prepare for the financial aspects of retirement, it is not clear how many people develop clear plans for the non-financial aspects. Both are important. A financial advisor or an online…

June 29, 2020
live each day

Live Each Day: 4 Tips From the Science of Happiness

Jim McCarthy is a successful Silicon Valley executive who worked for Yahoo! as employee number 258 and grew up with the industry. In 2013 he was diagnosed with prostate cancer. He decided right then to live each day with purpose. In the process, he wrote a best-selling book with lessons for people in all stages…

June 11, 2020

Podcast: Scott Rieckens — Playing with FIRE

Episode 34 of the Boldin podcast is an interview with Scott Rieckens — two-time Emmy-nominated filmmaker and F.I.R.E. (Financial Independence, Retire Early) enthusiast. Steve and Scott discuss Riecken’s new documentary: Playing with FIRE. Scott and his family have made huge changes in their lives in order to get on track for FIRE. This is their…

January 9, 2020

Retired, Abruptly: Here Are the Lessons I Learned

This piece comes from Scott Allen who is now five years into enjoying his retirement and pursuing more active work and service opportunities. My retirement did not go according to plan.“Involuntarily separated from the organization” was the official, legal term for my then, current, employment situation. “Smoked, like a Hormel canned ham” was how my…

November 19, 2019
life after retirement

Prepare for Life After Retirement: 5 Ways to Find Meaning and Purpose for this Stage of Life

We want a happy, stress-free life after retirement. However, many of us also want a meaningful life. Find out how to plan for a meaningful retirement.

July 26, 2019
how much is enough

How Much is Enough? How to Know if You Are Earning or Saving for Optimal Happiness

Everyone wants to know how much is enough. Here are 10 ways to find out how much savings or income is needed for happiness.

July 9, 2019
money dysmorphia

Money Dysmorphia: How to Trade Uncertainty with Financial Confidence

The numbers of people experiencing money dysmorphia are rising. Find out about this condition and what to do about it.

July 1, 2019
financial planning myths

10 Big Financial Planning Myths: What Are You Getting Wrong About Retirement?

There is a lot of confusion about financial planning. Here are 18 of the biggest misconceptions.

July 1, 2019
financial mapping

Financial Mapping: A Retirement Plan Is Like a Navigation System for Your Money and Time

Financial mapping, creating a roadmap for your money can help you with better financial habits, decisions and outcomes. It’s GPS for your finances.

July 1, 2019
best retirement investments

The Best Retirement Investments: 10 Important Ways to Invest that Are NOT Financial

Monetary retirement investments are critical. Investing in your future health and happiness will pay the important dividends.

July 1, 2019
Make a to be list

Go Beyond “To-Dos”: Make a “To Be” List and Live the Life You Want

Better than a “to do” list, discover how a “to-be” list can align your daily actions with your long-term values and aspirations.

July 1, 2019
managing money for happiness

6 Tips for How to Manage Money for Happiness

Financial goals are usually numerical. Nothing wrong with that, but you probably also want to manage your money for happiness. Find out how.

February 25, 2019

Boldin Planner

Take financial wellness into your own hands and do it yourself retirement planning: easy, comprehensive, reliable.