Retirement Planning

What Do Lottery Winners and People Near Retirement Have in Common?

Winning the lottery actually has a lot in common with being near retirement age: You can quit working You have finite financial resources at your disposal (Real…

Retired at 30: A True Story of Saving for Retirement

Jacob Lund Fisker is not your typical retiree. He’s certainly not at an age where he could collect Social Security. He’s not in his 60s or his 50s. Jacob isn’t…

What a Lifetime Annuity Is and How It Works

It is likely that you have heard of annuities. In fact, if you are already preparing and planning for retirement, you may even have one. But, you may be fuzzy o…

The Downsides of Working With the Wrong Financial Advisor

A lot of people approach retirement by their own wits. This can be a decent way to plan – nobody knows your finances and hopes for your future as well as you do…

Can Robo Advisors Program Wealth into Your Retirement Plan?

Robo-advisors might sound futuristic, but they’re really not as new as they sound. Robo-advisors use the same technology that’s been available to human advisors…

The Dismal State of Retirement in 2020: How to Turn Lemons into Lemonade

The retirement outlook has changed drastically since your grandparents, and even parents, retired. In fact, by some measures, retirement might seem as sour as l…

The Best Annuities: What to Look For and Why to Buy Them

While investing a big portion of your retirement savings in the stock market can be a risky decision, putting some of that money into an annuity can help ensure…

When It Comes to Retirement, Are You an Orchid or a Dandelion?

Dr. Thomas Boyce is a pediatrician and Distinguished Professor Emeritus in the Departments of Pediatrics and Psychiatry at the University of California, San Fra…

Wealth Inequality: We Are All Affected, But Black Households in Particular

Planning for Long Term Care: An Important Part of Being Prepared for Retirement

Dementia. Stroke. Alzheimer’s disease. The prevalence of these health events is a big reason why you need to make planning for long term care an important part…

Three Ways to Afford the Fastest Growing Retirement Destinations

If you’re one of the thousands of Americans approaching retirement, one of your top concerns is probably when to retire. But an accompanying question is where t…

Two Reasons to Get a Reverse Mortgage Now Instead of Later

Used wisely, getting a reverse mortgage early in retirement can result in getting more out of both the reverse mortgage and your investments at the same time. I…

7 Tips to Help People Who Are Retired Stay in Their Homes Longer

Nine in 10 older Americans want to remain in their own homes as they get older. But most people aren’t planning ahead when it comes to making sure their houses…

A New Approach to Retirement Planning

An interview with Boldin’s founder, Stephen Chen, was featured on Forbes this week.  The magazine hailed Boldin as “A New approach to Retirement Planning.” The…

The Cheapest Places to Retire

In the years leading up to retirement, people often ask themselves, “When should I retire?” As retirement becomes a closer reality, the question turns to “Where…

What is an IRA Account and Why You NEED One?

Planning for retirement is probably one of the most confusing jobs that you’ve ever taken on. There are so many choices to make, and so many so many questions t…

Financial Guru Jane Bryant Quinn Recommends a Fresh Look at Reverse Mortgages

Reverse mortgages aren’t what they used to be. Recent program changes have not only made these loans safer for borrowers, but they’ve also made them better fina…

Simple Living in Retirement: A Happy Retirement is the Ultimate Luxury

There’s a trend in retirement, and it’s not the luxurious life dripping with luxury vehicles and champagne breakfasts. A simpler and more modest approach has st…

Seniors Are Learning Technology from Younger Generations

There’s something powerful about knowing that it’s never too late to learn something new. It can be as simple as putting yourself out there and welcoming new ex…

Planning for Retirement Through Life’s Stages

There’s no single way to go about planning for retirement. That’s not just true from person to person. It also changes dramatically as you age. Good retirement…

Early Retirement Calculator: Crunch Your Numbers and Find Your Earliest Retirement Age

Early retirement isn’t an unattainable dream. It’s what you want out of life now and in retirement that determines when you can retire. An early retirement is n…

6 Financial and Retirement Planning Blogs You Should be Reading

The more you read, the more you know, and the more you read about retirement planning, financial planning and personal finance the better off you’ll be. You cou…

12 Lifestyle Blogs That Help You Imagine a Happy and Healthy Retirement

There’s certainly no shortage of retirement blogs, but many, if not most of them, focus on financial matters. That’s important, but not everything in retirement…

4 Ways to Make Your Modest Retirement Income Last

Not everyone has a million-dollar investment portfolio that one day will turn into retirement income. For most people, retirement isn’t filled with world travel…