Boldin product updates

Every improvement, fix, and new feature — as it ships.

Shipped a toggle to see the effects of the Tax Cuts and Jobs Act of 2017 (TCJA) sunset that is slated for the end of 2025.
Tuned up the Roth Conversion Explorer algorithm to recommend more realistic conversion strategies while maintaining performance.
Changed the tax treatment of the default account to be taxed as ordinary income instead of at long-term capital gains rates.

Several quality-of-life improvements, such as clarifying to whom tax-advantaged accounts belong, making it harder to enter nonsensical dates, and showing a mortgage payoff date that reflects all payments (including lump-sum transfers) in the milestones report.

Complete overhaul of the income-linked contribution UX
Rebuilt the Roth Conversion Explorer algorithm to produce better optimizations using half as many lines of code. It now runs twice as fast and has a “quick check” side functionality that can very quickly decide if any sort of optimization is possible.
Improved account linking capabilities by supporting Plaid’s Account Select v2

Upgraded the customer journey and coach suggestions via new displays on the dashboard, a new “Your Progress” page, and added filters (and a modified UI) to the suggestions page
Added and improved white-label features on the core planner app for our enterprise partners
Modified several tax-related assumptions applying to social security and RMDs
Bug fixes: windfalls and one-time expenses after primary longevity age date are now properly modeled, several charting display issues are improved, and a minor corner case with future relocations is no longer happening
Added TCJA modeling capability to the API product

Extended retirement age variable to be used across all relevant payment streams
Shipped a new plan progress section to more easily see and navigate to plan completion items

Your personalized path to financial wellness starts here.