DIY Retirement & Financial Planning Software: Pricing

Boldin gives you powerful retirement planning tools, and PlannerPlus takes it further with advanced tax optimization, Monte Carlo simulations, and unlimited AI guidance. Retire with confidence, not guesswork.

Basic

Better than a simple retirement calculator, it’s a great way to take control and build a more complete financial plan.

Free

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  • Build a personalized plan
  • Get reliable planning answers
  • Try “what if” scenarios
Most Popular

PlannerPlus

Unlock the full power of planning with more inputs and insights that help you make better decisions and feel more confident about your future.

$144 /yr

Billed annually after your 14 day free trial · Cancel anytime

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  • Boldin AI (unlimited conversations) New
  • 100+ more inputs, for total control
  • Link accounts via the top 3 aggregators
  • Roth conversion explorer Popular
  • State & federal tax projections
  • Maintain multiple scenarios Popular
  • Side-by-side scenario comparison
  • Over 36 detailed charts
  • Monte Carlo analysis
  • Detailed budgeting & income planning
  • Personalized digital coach suggestions
  • Live classes and Q&A sessions
  • Asset tracking Coming soon monitor your net worth and how your assets are allocated
  • Lifetime asset allocation recommendations Coming soon view an optimized asset allocation for your age and risk tolerance and see how it should change over time
  • Document vault Coming soon store your estate documents, beneficiary forms, insurance policies, and key records in one secure place

Boldin Advisors

Collaborate with a CERTIFIED FINANCIAL PLANNER™ professional. Gain access to fee-only fiduciary expertise.

$3,200 flat fee

get a comprehensive retirement plan checkup

Book a free discovery session
  • A clear written plan of action
  • Portfolio analysis & suggested allocations
  • Withdrawal strategies
  • Roth conversion recommendations
  • Cash flow planning
  • Thorough stress testing of plans
  • Professional answers to your burning questions

How PlannerPlus pays for itself

Real features. Real users. Real results at $144/year.

Roth Conversion Explorer

Model Roth conversion strategies year by year to minimize your lifetime tax burden and maximize retirement income.

“Love the software. It has been extremely helpful in getting a handle on my entire financial situation in retirement, especially taxes, withdrawal rates, and developing a plan for Roth conversions going forward.”
BrianPlannerPlus User

Tax & Withdrawal Strategies

See state and federal tax projections side by side, and optimize which accounts to draw from and when.

“Helpful to have a tool that is dynamic, yet simple to use. Balancing tax and withdrawal strategies is very complex and this tool reduces the complexity.”
RossPlannerPlus User

Social Security Explorer

Compare claiming ages to find the optimal Social Security strategy for you and your spouse.

“I was stressing about the gap between when I retire and when I take Social Security. The charts showed how my savings will have no problems covering that gap.”
GregoryPlannerPlus User
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Feature Basic PlannerPlus Boldin Advisors
Inputs and modeling that let you take control over your plan
Comprehensive inputs 100+ 250+ 250+
Adjustable plan assumptions —
Tax insights —
Withdrawal strategy —
Real estate modeling —
Healthcare cost estimates —
Detailed future budgeting —
Retirement income planning —
Tools for effective decision making
Instant feedback
Run scenarios
Interactive explorers 2 Full Full
Insightful charts 10+ 25+ 25+
Monte Carlo analysis —
Real time net worth analysis —
Print reports or export data —
Boldin AI
AI-powered plan Q&A Limited Unlimited Unlimited
Personalized scenario modeling via AI —
Digital coach helps you stay on top of your plan
Personalized alerts Up to 5 Unlimited Unlimited
Roadmap
Custom opportunities to do better —
Warnings on plan accuracy —
Monitor financial milestones —
Powerful resources to boost your financial IQ
Weekly planning newsletter
Planner demos
Intro to Financial Planning Course
16+ In-Depth classes —
Planning Q&A sessions —
Q&A sessions on specific topics — —
Advice and guidance from Boldin Advisors
CFP® free discovery session
Flexible service offerings — —
Expert answers — —

Your personalized path to financial wellness starts here.

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