Financial Planning Blog & Retirement Resources

Delay Collecting Social Security and Your Finances Will Win Big

You need to make a lot of choices in retirement.  Many people tout the benefits of investing in real estate.  However, there is a less glamorous way to use your…

65 Funny and Short Quotes About Getting Older

From George Burns to Helen Mirren, these quotes on getting older will make you laugh, and also make you think. Great for cards or birthdays.

Retirement Calculator With Pension: Find the Inputs You Need to Plan the Future You Want

While pensions are not nearly as common as they once were, they are a very important part of the retirement plans for many of society’s most valued workers: tea…

Retirement Relocation Checklist: Where to Retire Quiz and Other Tips

Roughly 10,000 baby boomers turn 65 each day. Where to retire is a big question for this huge cohort of Americans. It can be an overwhelming decision. Hopefully…

The American Heart Association Recommends 10,000 Steps a Day or About Five Miles of Walking

Walking is relatively easy and it is key to your good health.  The American Heart Association recommends 10,000 steps a day (about five miles of walking). Does…

Can You Get a Reverse Mortgage on a Condo? Here’s What You Need to Know

Reverse mortgages enable you to convert your home equity into cash, but while most homes are eligible, some are not. If you live in a condominium, your property…

Live Each Day: 4 Tips From the Science of Happiness

Jim McCarthy is a successful Silicon Valley executive who worked for Yahoo! as employee number 258 and grew up with the industry. In 2013 he was diagnosed with…

When It Comes to Retirement, Are You an Orchid or a Dandelion?

Dr. Thomas Boyce is a pediatrician and Distinguished Professor Emeritus in the Departments of Pediatrics and Psychiatry at the University of California, San Fra…

We’re in a Recession, but Don’t Worry — You Can Recession-Proof Your Retirement

It’s official. According to the National Bureau of Economic Research (NBER), the U.S. economy officially entered a recession in February of 2020. First, the Bad…

Wealth Inequality: We Are All Affected, But Black Households in Particular

How to Build a Retirement Income Plan

“The most important thing you can do for your retirement is have a plan, specifically a retirement income plan. A plan covers far more than what investments to…

Powerful Retirement Lessons: Inspiring Quotes from 7 Famous Retirees

Looking for some inspiration for retirement? Check out these retirement lessons that can be gleaned from a diverse group of famous older people. The following s…

Reverse Mortgage Disadvantages and Advantages

For many people, a Reverse Mortgage is a good way to increase financial well-being in retirement – positively affecting quality of life. And while there are num…

Say ‘Ahh’: Most Would Rather Visit the Dentist than Talk About Long-Term Care Planning

Managing your finances shouldn’t be like pulling teeth. But it might as well be for the proportion of Americans who say they would rather go to the dentist than…

Senior Financial Fraud is Now a $3 Billion Dollar a Year Issue

Financial fraud against people 50 and older is a growing concern. Older Americans lost $1.6 billion in 2018 due to financial fraud, and the average victim lost…

Lump Sum vs. Pension: What is the Better Option?

A very common question from pension recipients is: “Our employer gives us a choice of either a pension or a lump sum when we retire. What is the better choice f…

Podcast: Glen Nakamoto — Building a Retirement Paycheck

Episode 41 of the Boldin podcast is an interview with Glen Nakamoto — retired cyber security analyst and financial planning enthusiast. They discuss how Glen bu…

Will Pensions Make a Comeback? (Should You Make Your Own?)

Most people categorize pensions in the same bucket as eight-track tape players, rotary phones, oversized shoulder pads and cathode-ray tube TVs — out of date.…

Retirement Advice from Suze Orman New Book

Help for Seniors with Low Income: Government Benefits and More!

Need a helping hand? Find help for seniors with low income The Big Takeaways… A significant amount of qualifying seniors don’t participate in low income benefit…

New Reverse Mortgage Calculator: How to Assess Your Suitability for these Loans

A reverse mortgage is a loan. You are borrowing against your home equity. However, unlike traditional mortgages, with a reverse mortgage you do not have to pay…

Podcast: Kevin Hanney — The Past, Present and Future of Pensions

Episode 40 of the Boldin podcast is an interview with Kevin Hanney about the evolution of pensions and the future of employer sponsored retirement & lifetime in…

Early Retirement: 37 Tips, Tricks & Hacks for Reaching your Goal

If you’re a coupon clipper, you already know the excitement of getting a great deal. But has the lack of a coupon ever prevented you from buying something that…