Financial Planning Blog & Retirement Resources

Audit Your Expenses: 5 Ways to Review Your Spending

Audit your spending to uncover patterns, cut waste, and align expenses with goals. Small adjustments will boost financial confidence.

The ‘Me-First’ Rule of Retirement Spending

Your retirement plan is missing this one thing

Retirement feels impossible for 1 in 5 Americans, survey finds. Experts say a plan can help

The 4.7% Rule: Why Bengen Raised His Safe Withdrawal Rate

The 4% rule is now the 4.7% rule, but safe withdrawal rates are no substitute for a holistic retirement plan.

Podcast 100! Introducing Real Retirement Stories: Meet Mark Eakle

Celebrate Episode 100 of Boldin Your Money! Hear Mark Eakle’s real retirement story—401(k)s, debt-free college, and the power of compounding.

How Many Rollovers Per Year? 401k and IRA Limits Explained

How many rollovers per year can you do? Direct 401k rollovers have no limit, and 60-day IRA-to-IRA rollovers are capped at one in 12 months.

Market Downturns: What History Teaches Your Retirement Plan

The history of recent market downturns, lessons to be learned, and how to apply those lessons to your future plans.

Market Risks: How to Plan for Them in Retirement

Explore the role potential market risks play in planning your future, other risks, and how flexible sources of funding can protect your future.

When Can You Withdraw From 401k Without Penalty? A Clear Guide

Understand when you can withdraw from 401k without penalty, the ages that matter, the exceptions that apply, and smart sequencing that protects your plan.

Beyond Chance of Success: Assess Your Financial Health

Go beyond wealth. Measure your true financial health. Explore retirement, risk, cash flow, tax, and other financial metrics.

Back to School: Is College Still Worth the Cost of Tuition?

Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth.

Trump’s 401(k) changes leave retirees divided — here’s what they are really saying

The Investor Return Gap: How Behavior Shapes Wealth

Investor behavior is costing them wealth. Learn how planning, discipline, and smart habits help you capture more returns.

What Is Rebalancing, and When Should You Do It?

Rebalancing investments resets your portfolio to its target mix by selling what’s grown and buying what’s fallen behind. Here’s how it works.

How Close Are Sponsors to Using AI for Plan Personalization?

4 Life Changes That Could Disrupt Your Retirement Plans

8 Aha Moments from Boldin Users Who Wrote a Plan

Discover the top financial aha moments! Have you experienced all of these insights? From spending and taxes to flexibility and confidence.

What Retirees Think of Donald Trump’s 401(k) Changes

Alternative Assets in Your 401(k): What Investors Think

Informed older Americans are highly skeptical about alternative assets in a 401(k).

The Real Reasons People Work After Retirement

Flexible Planning: 10 Strategies to Build a Resilient Future

Retirement security is less a number and more a mindset. Flexibility can be the difference between surviving and thriving.

Podcast 99: What If You Didn’t Wait? Mini Retirements, Big Life with Jillian Johnsrud

Discover how mini-retirements can create career clarity, freedom & growth. Jillian Johnsrud shares her 4-step framework for intentional time off.

How to Qualify for the Highest Social Security Benefit Possible

What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.