Planning
Podcast 99: What If You Didn’t Wait? Mini Retirements, Big Life with Jillian Johnsrud
Discover how mini-retirements can create career clarity, freedom & growth. Jillian Johnsrud shares her 4-step framework for intentional time off.
Articles by Editorial Team
Uncategorized
What Is Better Than an Annuity for Retirement: Smarter Options
What is better than an annuity for retirement? Explore smarter investment and income strategies to grow and protect your wealth.
Retirement Planning
Should I Invest in 401k or Roth IRA?
Should I invest in 401k or Roth IRA? Learn how to decide based on taxes, income, and retirement goals, with examples and guidance.
Earning
Does Roth 401k Have Income Limits? Rules and Myths Explained
Does Roth 401k have income limits? Learn the rules, myths, and strategies high earners can use to take advantage of Roth 401k contributions.
Financial Wellness
Boldin Made the 2025 Inc. 5000 List of the Fastest Growing Companies in America
We made the 2025 Inc. 5000 list! Thank you to our community for helping us grow and transform financial planning.
Earning
WEP: What It Is, How It Reduces Social Security, and What You Can Do
WEP reduces Social Security benefits for some retirees. Learn what WEP is, who it affects, and how to limit the impact.
Earning
Five Reasons to Take Social Security Early
Thinking about claiming benefits early? Here are five reasons to take Social Security early—and how to decide if it’s right for you.
Planning
Podcast 98: Retired, Not Done – How Scott Garrett Took Control of His Financial Future
Retired early, but not done. Scott Garrett shares how Boldin gave him the confidence to leave work and retire on his own terms.
Budgeting & Spending
Retirement Budget Worksheet: Your Step-by-Step Guide to Smarter Planning
Create a flexible retirement budget worksheet with Boldin. Compare tools, track retirement expenses, and build your plan with confidence.
Retirement Planning
Can I Retire at 50? Discover the Secrets to Financial Freedom Early
Explore if you can retire at 50! Discover essential steps, financial strategies, and lifestyle tips for early financial freedom.
Pensions
Collecting Full Pension: What You Need to Know About Timing and Eligibility
Collecting full pension? Learn when and how to access your pension, avoid penalties, and locate your pension benefits.
Uncategorized
Can I Retire at 55? Key Steps to Make Early Retirement Work
Can I retire at 55? It’s a common question for Americans seeking more freedom in their prime. Retiring five to ten years before traditional retirement age can o…
Planning
Podcast 97: Money, Marriage, & Raising Financially Fit Kids with Andy Hill
Steve Chen & Andy Hill discuss how to turn negative net worth into Coast FI, spark kids’ money talks & own your family time.
Budgeting & Spending
Understanding Boldin’s Monte Carlo Simulation: What It Is, Why It Matters, and What’s New
Learn about everything that has changed (and why) in Boldin’s Monte Carlo analysis and your Chance of Retirement Success score.
Uncategorized
PlannerPlus Price Is Increasing July 14 — For New Subscribers Only
Due to rising costs, the price of PlannerPlus is increasing to $144 for new users. Existing subscribers are locked in at their existing price.
Retirement Income
Average Retirement Income: Most Retirees Live on $56,680
See how $56,680 breaks down by age, state, gender, and income source — and whether your retirement income is on track.
Financial Wellness
The 57 Best Personal Finance Podcasts and YouTube Channels
This is the ultimate list of the best personal finance podcasts and YouTube channels, compiled from people who know, Boldin users!
Planning
The Beige Book, Explained and Takeaways for Retirement Planning
The Beige Book: what it is and what the latest report has to say about the economy (and therefore your life).
Planning
Podcast 95: Flipping the Script with Geoff Schmidt from Holy Schmidt
Discover how Geoff Schmidt of Holy Schmidt went from Wall Street to YouTube to teach retirement, Social Security, and financial clarity.
Uncategorized
Financial Gift Ideas for the 2025 Graduate
These financial gift ideas are thoughtful, forward-looking, and designed to help a young adult build a stronger future.
Planning
Right Capital Alternatives: RightCapital vs. Boldin and Other Tools
Find great Right Capital alternatives. Explore Boldin vs. Right Capital and dozens of other financial planning software options.
Financial Wellness
Challenges of Financial Planning: 8 Reasons Why It’s So Hard and Also So Worth It
Worried you aren’t doing everything you should be to manage your money. Financial planning is hard. Learn why and how to overcome the difficulties.
Planning
Podcast 94: Millionaire Milestones – Building Wealth on Your Terms with Sam Dogen
Steve Chen and Sam Dogen explore the power of compounding, the value of real estate in wealth-building, risk tolerance, and money mindset.
Planning
Podcast 93: Five Years Later – White Coat Wisdom with Dr. Jim Dahle
Steve Chen and Jim Dahle discuss investing philosophy, simplifying wealth, estate planning for kids five years after their first conversation.
