Rethink Classic Retirement Plan Advice When it comes to retirement plans, what’s best for most people may not be best for you. You may sometimes need to go against traditional advice instead to create your optimal retirement plan. Consider how these common tips could affect you before deciding whether to incorporate them into your retirement plan. Rethink Retirement Advice to […] Read More
Why Your Retirement Plan Needs an Annual Check Up Some things, you can set and forget. They’re better off left alone. Like roses, for example. The more you fuss over them the more they’ll grow sickly. But growing your money isn’t like raising a beautiful grandiflora specimen. Retirement planning requires attention, and it needs it regularly. You don’t have to be a financial expert […] Read More
5 Ideas for Finding the Fountain of Youth in Retirement A happy retirement is a healthy one. And health is usually considered a youthful trait. So are happiness and youth unattainable in retirement? Hardly. It just takes a different approach than it might for someone in their 20s. Retirement doesn’t have to mean slowing down and getting soft in the middle. You can help preserve […] Read More
4 Big Surprises About Working in Retirement (Some Good & Some Bad) Most Americans approaching retirement have acknowledged — even embraced — the notion that they will want or need to work in retirement. But they may be in a for a few BIG surprises. A new study of nearly 3,300 baby boomers suggests retirement job expectations may not be realistic. Commissioned by the Bankers Life Center […] Read More
Baby Boomers: Times They Are a Changing… Again! Are You Ready for the New Retirement Reality? The times… they are a changin…. again…. And changing is what we are doing. In fact, 16% of workers say the age at which they expect to retire has changed in the past year, according to the 25th annual Retirement Confidence Survey, conducted by the Employee Benefit Research Institute (EBRI) and Greenwald & Associates. Of […] Read More
Don’t Let Dementia Lead to Financial Ruin in Retirement The costs of Alzheimer’s disease and other forms of dementia can be staggering. And not just for the person suffering from the disease, but for those around him or her who serve as primary caregivers. Dementia can easily derail a family’s finances, and it can quickly drain retirement savings for those who have not prepared. […] Read More
Expert Interview with Rick Pendykoski on Self Directed Retirement Plans Rick Pendykoski, founder of Self Directed Retirement Plans LLC, doesn’t think retirement savings will look all that different in the future than it does now. But he hopes there’s a big difference in how children are educated about money management in the coming years. “If only high school students were taught how interest works, compound […] Read More
Worried About Running Out of Money? New Treasury Rule Makes Longevity Annuities More Appealing On July 4, an Arkansas woman celebrated her 116th birthday and was named the oldest confirmed living American. While that’s old by any standard, birthday girl Gertrude Weaver is actually the second-oldest person in the world—a sign of global longevity trends; we are living longer now than we ever have before… and paying for these […] Read More
