Reverse Mortgage Myths Debunked: You Still Own Your Home and Have Home Equity For some homeowners over 62 years old, a reverse mortgage can be a great option for improving retirement finances and quality of life. There are, however, quite a few misunderstandings when it comes to these complex financial products. In this article we will debunk a couple myths so you can more clearly decide if a […] Read More
Average Retirement Debt: Older Americans Have More Debt than Ever Before! One of the greatest threats to retirement today may not be saving too little, but owing too much. According to the Federal Reserve Bank, Boomers (Americans born between 1946 and 1964), are carrying ballooning amounts of debt into retirement.Will your debt take a big bite our of your retirement? For many people, that debt is […] Read More
Retirement Planning Guide: 8 Steps to a Better Future ADVERTORIAL Financial planning is probably not on your top ten list for how to spend your time. However, getting your hands around your finances and planning a secure future retirement can make you feel great. And, it doesn’t have to be hard. Here is your complete retirement planning guide. This simple eight step plan will […] Read More
Are Reverse Mortgages a Colossal Mistake? Securing a reverse mortgage CAN be a great decision. There are also potential downsides. Find out if a reverse mortgage is right for you or a big mistake. Read More
Disappointed by Your Reverse Mortgage Amount? Do This to Make the Most of this Loan! Reverse mortgages actually have 4 big benefits, all helping you with retirement! How to Get the Best Reverse Mortgage Loan Amount Getting a mortgage is one of the biggest financial decisions you’ll ever make. Shop around to find the best rate and lowest fees. Click here to quickly find out if you qualify and how […] Read More
How to Make Money in Retirement: 14 Real and Really Easy Ways to Boost Income Regardless of where you are in life, it’s always nice to make some extra money. And that is especially true in retirement. But, how to make money in retirement when you’re supposed to be simply enjoying the easy life? The retirement gigs listed below won’t be quite enough to cover retirement expenses, but they won’t […] Read More
Reverse Mortgage Disadvantages and Advantages For many people, a Reverse Mortgage is a good way to increase financial well-being in retirement – positively affecting quality of life. And while there are numerous benefits to the product, there are some drawbacks — Reverse Mortgage disadvantages.Reverse Mortgages are providing improved financial security, a better lifestyle and real financial relief to thousands of […] Read More
New Reverse Mortgage Calculator: How to Assess Your Suitability for these Loans A reverse mortgage is a loan. You are borrowing against your home equity. However, unlike traditional mortgages, with a reverse mortgage you do not have to pay back the money borrowed as long as you are living in the home. For many senior households, housing is usually the most costly expense as well as the […] Read More
Is Tom Selleck Telling the Truth About Reverse Mortgages? If you watch TV at all, you have seen an ad featuring Tom Selleck talking about reverse mortgages. Is he telling the truth? Get the real scoop here… Read More
Will the Coronavirus Impact on Investment Markets and the Economy Be Particularly Difficult for Retirees and People Close to Retirement? Here are some thoughts from Jim Seifert on the economy and retirement amid the coronavirus crisis. Jim was a serial entrepreneur from age 17 until age 40. After which he was a financial Advisor for RBC Investments and Merrill Lynch Bank of America from 40 until 58. He has an MBA and CFP(r) and worked […] Read More
When is the Best Time to Get a Reverse Mortgage? Wait or Act Now? You might be surprised by how many people are interested in learning about reverse mortgages. There are borrowers from every state, from a wide variety of socioeconomic backgrounds and the ages of borrowers range anywhere from 62 to 95 and older and everything in between. One thing everyone struggles with is when is the best […] Read More
How Do You Qualify for a Reverse Mortgage? Qualifying for a reverse mortgage is relatively straightforward. There are age, type of house and financial qualifications. Find out if you are eligible. Read More
Should I Get a Reverse Mortgage? More and more seniors are asking themselves: “Should I get a reverse mortgage?” A reverse mortgage is a loan against your home that you do not have to pay back as long as you live there. You or your estate pays the money back plus interest when you die, sell your home, or permanently move […] Read More
How to Get the Best Reverse Mortgage If you want to stay in your home and either increase your financial flexibility or get money now, follow these 7 steps to the best reverse mortgage for you. Read More
Retirement Gifts: Find Thoughtful and Funny Retirement Gift Ideas There are so many great retirement gift ideas. Browse this list for meaningful, funny and thoughtful retirement gifts. Retirement is a Big Deal… So, Find the Best Retirement Gift Of all the life transitions that merit gifts — graduation, marriage and the birth of a baby — retirement might be the most significant change and […] Read More
Retired, Abruptly: Here Are the Lessons I Learned This piece comes from Scott Allen who is now five years into enjoying his retirement and pursuing more active work and service opportunities. My retirement did not go according to plan.“Involuntarily separated from the organization” was the official, legal term for my then, current, employment situation. “Smoked, like a Hormel canned ham” was how my […] Read More
Tax, Medicare and Social Security Updates — November 2019 We just rolled out several significant retirement planner updates and recommend that you review your plan to see how the improved modeling impacts your forecast. Explore potential opportunities before year end. The improvements described below will allow you to explore ways to potentially save money on Federal & State taxes through strategies like Roth […] Read More
You Are Signed Up for 30 Days to a Better Retirement Please check your inbox now for a verification email. This will confirm your subscription. If it is not in your inbox, check your spam or promotions folder and move it to your inbox so you are sure to receive information. You will start receiving great tips every couple of days for more wealth, security and […] Read More
Retirement Calculator With Pension: Find the Inputs You Need! While pensions are not nearly as common as they once were, they are a very important part of the retirement plans for many of society’s most valued workers: teachers, police officers, fire fighters and more! However, it is surprisingly hard to find a reliable retirement calculator with pension inputs. 5 Retirement Calculators With Pension Controls: […] Read More
How Much Do You Need to Retire Early? Early retirement might seem like a dream. But it’s one that you can achieve if you plan early and set goals as if your life depends on it. In fact, it does. So, ask yourself: how much do I need to retire early? At age 60? At 55? Examining different possible scenarios can give you […] Read More
Stoic Wisdom: 6 Key Insights to Make You Happier Today and Wealthier in the Future There is surprising buzz around Stoicism, an ancient Greek philosophy. See how Stoic wisdom can help you achieve financial wellness. Read More
Prepare for Life After Retirement: 5 Ways to Find Meaning and Purpose for this Stage of Life We want a happy, stress-free life after retirement. However, many of us also want a meaningful life. Find out how to plan for a meaningful retirement. Read More
Podcast: Gary Danoff on Work, Purpose, and Cross Generational Planning & Literacy Steve and Gary dive into the importance of financial literacy and how AI may impact society, especially the well being of young people. Read More
